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Evening,

It's a good idea to clear your HDB mortgage loan. But when did you purchase the HDB unit, as it will affect the chances of your possible upcoming purchase.
If you have fulfilled MOP and are eligible to purchase second property, with 80% LTV, 5% must be cash. As how much personal loan you can get and how much mortgage you can get after that would ve dependent on your credit record. If you require assistance, do contact me so that my banker can assist you. He can also advice you on other financial issues that you might have in mind.

Regards
Mike Lim
 96929209 
ERA Read More

Hi,

Can I help you?

Do contact me via Call/SMS/email.

Pls drop me your contact.

Best Regards,
Nick Xu
Division Director
Dennis Wee Group
Mobile : 94242859 
Email: Nick@dw365team.com Read More

Hi. On a financial standpoint., your current daily expenses appear significant enough to have an impact on your cash savings. Taking a bridging loan may temporarily solve your downpayment but is it advisable to borrow short term to service a long-term loan? Do you see yourself being able to pay off the bridging loan with your sales proceeds? Similarly, if you can't sell your flat now because of logistics issues, I cannot see how you are going to proceed to buy an EC since hdb rules will force to sell your flat within six months of taking over. I'd suggest you work out your sums again, resolve the logistics issues first before considering an EC? Read More

Hi,

Regard to your question. Why not you just drop me an email at ot1984pierre@gmail.com or Contact me @ +65 8 2 7 9 8 3 2 7

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Shalom

Bless n Warm Regards

Koh Z H
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