Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Anonymous in Home Financing

asked on 25 Feb 2012

what is the component of cash and cpf for private propertry downpayment?

0 • 2833 views 10 Answers

Mabel in Home Financing

asked on 25 Feb 2012

Hi all If I brought a DBSS flat with deferred payment scheme or a BTO flat, am I burdened with a loan which is not yet disbursed to the developer during the construction ? meaning can I start paying for housing outstanding loan even though the...

0 • 541 views 1 Answer

u in Home Financing

asked on 24 Feb 2012

hi gurus, current hdb resale market, are there more buyers or sellers ? thanks

0 • 307 views

Troubled divorcee in Home Financing

asked on 22 Feb 2012

Hi..i just divorce with 1 kid who have to move out with my mother as my flat have to be sold away..my ex husband don't care bout me n his daughter and he insist that we sold that flat quickly..i've done my calculation of less than 200k to buy a...

0 • 760 views 2 Answers

Crossroad in Home Financing

asked on 22 Feb 2012

Hi guys. I m an already discharged bankrupt and my husband is still an undischarged bankrupt. Are we still able to apply for a bank loan on the purchase of resale flat or just only hdb loan. We are currently selling our existing flat.

0 • 1187 views 11 Answers

Anonymous in Home Financing

asked on 22 Feb 2012

Can we use CPF to pay for condominium's downpayment?

0 • 5168 views 11 Answers

Anonymous in Home Financing

asked on 21 Feb 2012

how long can i loan if i am 46 years old now

0 • 500 views

kad in Home Financing

asked on 21 Feb 2012

If my wife and I were to purchase a new home under a joint tenancy, can the mortgage be only under one of our names?

0 • 327 views 1 Answer

Ric in Home Financing

asked on 21 Feb 2012

Currently own a 3rm flat in amk, thinking of upgrade to 5rm. Dun think can loan from the bank due to personal problem. what can i do to ve the transaction without cash involve ? Thanks

0 • 298 views 1 Answer

Anonymous in Home Financing

asked on 21 Feb 2012

if my cpf have 80k.how many percent can use to purchase condo or hdb.???

0 • 577 views 1 Answer

Abu in Home Financing

asked on 21 Feb 2012

i bought hdb resale flat without housing grant last year april2011, can i buy a private property now?

0 • 369 views

Jason in Home Financing

asked on 20 Feb 2012

which bank has the lowest loan interests rate?

0 • 492 views 1 Answer

Mary in Home Financing

asked on 20 Feb 2012

Me & my husband are not working currently, we are in the process of looking for a resale HDB flat, both our combined CPF in OA is $550,000, if we don't intend to fully paid this resale flat using our CPF but to apply for a bank loan, will it...

0 • 593 views 4 Answers

cashstrap in Home Financing

asked on 20 Feb 2012

Hi I am a retiree. I own 2 properties. A condo valued at $1.3m fully paid and a cluster terrace valued $2.4m currently rented out but with outstanding loan $1.3m. Can I refinance my condo to buy a smaller unit and what amount of loan?

0 • 858 views 4 Answers

Simon in Home Financing

asked on 19 Feb 2012

Assuming I’ve paid the stamp duty with cash to purchase an EC in 2012 and the TOP is 2015. I will not have sufficient funds in my CPF after paying up the 15% down payment. Assuming there are sufficient monies in my CPF 3 years later after I...

0 • 848 views

Matt in Home Financing

asked on 18 Feb 2012

Hi, question re Condo Financing. If the asking price is lower than the valuation, can the 80% loan based on the valuation?

0 • 362 views

Beemer83 in Home Financing

asked on 18 Feb 2012

Hi, am looking fr another property but has outstanding mortgage where I am thinking to settle it. Am aware need to engage lawyer to claim the title deed. Just thinking is it possible to combine lawyer fee when buying a new house? Will the time...

0 • 465 views 1 Answer

NAM in Home Financing

asked on 17 Feb 2012

My current HDB is fully paid, my CPF SA have $66k, which means I have reached the min retirement sum to use my balance OA to pay for my condo. Say if I have exhausted all my balance OA to pay for the 15% down payment, subsequently the Gov...

0 • 667 views 1 Answer

Anonymous in Home Financing

asked on 15 Feb 2012

I am planning to buy a condo unit valued at $900k. I have $300k cash and would like to take a bank loan of $600k. How difficult is it as I was working overseas last year and my upcoming income tax filing NOA is around S$50k. Currently I'm back in...

0 • 642 views 1 Answer

Steve in Home Financing

asked on 14 Feb 2012

I have a fully-paid condo and would like to remortgage it to free up some cash to pay the down payment for another. Is this possible? What type of interest rates will I be looking at for the remortgage?

0 • 729 views

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