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Hi..i just divorce with 1 kid who have to move out with my mother as my flat have to be sold away..my ex husband don't care bout me n his daughter and he insist that we sold that flat quickly..i've done my calculation of less than 200k to buy a flat..well to me is impossible..i can't take bank loan due to financial issue..so what am i going to do now?pls help
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2 Answers

Mike Lim
Replied
Afternoon,

You can either try to apply for bank loan, waiting for rejection letters and appeal to HDB for market rate loan for your upcoming purchase. Or walk into HDB, with your current credit report, and talk to the senior estate officer, for another HDB loan on your upcoming purchase. Either process will take awhile but having the custody of child and your mother being your dependent, the possible chances are high.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
ERA Read More
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Geryl Lim
Replied
Hi there,

I am sorry to hear about your current state. What I can advise is similar to what Mike has mentioned.Should the loan be rejected, you may consider approaching your MP for help as I do understand that with their appeal,chances maybe higher for you to obtain a HDB loan.

Regards,
Geryl LIM
Real Estate Consultant
CEA Reg R014783H
Mobile: +65-81577565 
Email: lim.geryl@yahoo.com.sg Read More
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