Property & Real Estate Discussions on Home Financing

3431 Results Found in Home Financing

asked on 20 Dec 2011

hi Property Guru, If i have fully paid up my HDB flat and intend to buy a EC. Do i have to sell away my HDB within 6 months upon the EC TOP? If i loan 80% from Bank and after my selling my HDB flats,the CPF used is placed back to CPF account, can...

0 • 1153 views 2 Answers

Nazri Latip in Home Financing

asked on 13 Dec 2011

I bought a resale flat in the open market 3 years ago. This is my 2nd resale flat. Is there any minimum occupational period for me to sell my flat? I'm having a hdb loan.

0 • 434 views 2 Answers

Anonymous in Home Financing

asked on 13 Dec 2011

what is the current interest rates in Singapore?

0 • 485 views

Nazri in Home Financing

asked on 13 Dec 2011

What is the Minimum Occupation Period for Selling My Resale HDB Flat? I have lived here for around 3 years. I bought this resale in the open market.

0 • 1716 views 4 Answers

Trouble in Home Financing

asked on 12 Dec 2011

hi, i would like to know if i m able to take 400k of loan if my pay is abt 2500 monthly. currently, my wife is not working.. if she is able to look for a job with a monthly of 1500 r we able to take this amount of loan..

0 • 508 views

freezy in Home Financing

asked on 12 Dec 2011

I had fully-paid for my HDB. I'm looking to invest in a 2nd private property. I intend to use ONLY my CPF to service my 2nd property loan. I exceed the prevailing minimum sum, however, my wife does not. Does that matter? As I intend to use my ONLY...

0 • 1190 views 1 Answer

Lee in Home Financing

asked on 10 Dec 2011

how to calculate stamp duty for rental 15months?

0 • 4422 views 1 Answer

Lim in Home Financing

asked on 10 Dec 2011

I recently exercised the option to purchase a condo unit. However due to the sudden introduction of the additional stamp fee, the prices for the remaining unsold units in this developement will surely fall. Would it make more sense to forfeit the...

0 • 484 views

Anonymous in Home Financing

asked on 9 Dec 2011

I currently owned a property which is not yet paid off, for which it is partly fiananced by both cash and cpf. I intend to get a second property, and my cpf account still has 100k inside OA. How much of this CPF funds can I use to finance my 2nd...

0 • 686 views 1 Answer

Jack in Home Financing

asked on 8 Dec 2011

I own a newly purchase HDB already for 6 years with outstanding loan. However, i would like to invest on a private property. Understand that the max loan for 2nd property with an outstanding loan is 60%. Pls advise on the remaining 40%. Cash 20%...

0 • 414 views

Furyleo in Home Financing

asked on 2 Dec 2011

Hi, If I buy a new condo, and when it comes TOP, the valuation of the condo is e.g. 30% higher than my buying price. Can I get a refinance based on the higher valuation of the current price and get some return on my investment? Also, what if...

0 • 1111 views 2 Answers

Sk Foo in Home Financing

asked on 30 Nov 2011

Hi, assuming i have sold my only property (HDB) with a view of purchase a private property, portion that was paid for by CPF initially will be returned to my CPF account. 2 questions: 1) what is the OA:SA ratio that the monies will be returned to...

0 • 691 views 1 Answer

Mrs Sharifah in Home Financing

asked on 29 Nov 2011

Hello My Friend, Am Mrs Sharifah Bin from Singapore.I got a loan of $70,000SGD from this Muslim loan lender.I promised to help him advertise his services to my fellow Singaporean that needs loan. Thanks, May Allah Bless you

0 • 738 views 1 Answer

lee in Home Financing

asked on 29 Nov 2011

I understand that if one can pay down a substantive portion of a house, the bank will not consider his income in granting a loan. DBS' requirement is 50%. I heard some accept 40%, i.e. they dun consider income for those applying for 2nd...

0 • 481 views 1 Answer

SK in Home Financing

asked on 27 Nov 2011

I have bought a 4 bedroom house in excellent condition in the Bayshore in 2009, now want to move to Tanjong Rhu.... What would be the additional costs such as stamp duty, agent fee, etc?

0 • 722 views 1 Answer

Saumya in Home Financing

asked on 27 Nov 2011

Hi! We bought a house at The Bayshore from the developer 2 years ago.we want to move to Tanjong Rhu to be closer to the city.what would be the additional costs such as stamp duty, agent fee,etc??

0 • 728 views 1 Answer

Sam in Home Financing

asked on 26 Nov 2011

any singapore bank that provide overseas property financing?

0 • 653 views

Josh in Home Financing

asked on 24 Nov 2011

Dear Gurus, Can you advice the payment schedule if buying resale HDB with bank loan? When and to whom do we need to pay the following? Please also indicate which can/should be paid by CPF OA monies. 1) COV 2) 20% of Valuation price 3)...

0 • 3202 views 2 Answers

Kelvin in Home Financing

asked on 23 Nov 2011

I am currently financing a HDB loan of $125k at a monthly cpf payment of $1.9k for a period of 5yrs 10 months. With the SIBO rate at such a low rate, is it advisable to refinance with a bank loan instead? what will be the administrative fees...

0 • 622 views 1 Answer

NewBuyer in Home Financing

asked on 23 Nov 2011

What can a $120K cash + CPF do? Any chance to get a 800sqft 2 bedder Private? Also heard there are some exception cases that bank loan up to 90%, is that true?

0 • 687 views

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