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Assuming I’ve paid the stamp duty with cash to purchase an EC in 2012 and the TOP is 2015. I will not have sufficient funds in my CPF after paying up the 15% down payment. Assuming there are sufficient monies in my CPF 3 years later after I sell my HDB to move into the EC upon TOP, will I still be able to apply for reimbursement after a 3 years lag?
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