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Dear Owner,
If the current home belongs to you and your spouse, your son CAN buy a BTO, resale or EC in his own name and his spouse as occupier without any problem. He can still buy his own if he is an occupier by writing to HDB to remove his name from your flat.

However, if you want to include your name or your spouse name, this is not possible as spouses cannot split their name or have their names in two different HDB homes.

You can only assist financially using cash and your CPF cannot be used for his purchase.

Please contact me so that I can advise further.
Cheers!

Elan Govan
MABA (Lancaster)
 90170747 
jayelan@gmail.com
www.goodpropertiesguide.com Read More

Hello!

First question is whether the current Private Condo is owned by your son, or is it under you and/or your wife's name?

If the property is currently owned by your son, then selling it and downgrading to a HDB will require him to wait-out 15 months.

As there may be sensitive information to put out online, feel free to reach out to me to discuss further.

Jay Lim
 +65 8885 6761 
PropNex Realty Pte Ltd
w: https://themindful.space | bringing clarity to property Read More

Good afternoon,

Is your son's name also one of the owners of the private property? If not, you can consider to use your son and his non SPR spouse name to purchase resale HDB, under the non-citizen spouse scheme. They can't buy new BTO as it will require at least SC-SPR arrangement.

You can also contact me at 97432395  , we can discuss the best solution. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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Hi,

1) You and your wife cannot be separated when come to apply for an HDB flat.
2) Therefore you will have to sell your condo eventually if you wanted to assist your son to buy a resale HDB flat using your CPF or to get a higher loan.
3) Your son has to buy an HDB flat with his wife only. You can only assist him in cash to reduce the loan he needed.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Hi Sir,

If you and wife are above the age of 55 years old, after selling the private property you can still buy a 4 room or smaller resale HDB. However, you and wife will not be able to buy a 5 room or bigger flat.

Please feel free to contact me so that I can understand your situation and assist you further!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
SEAA Salespersons Achievement Platinum Award 2020 / 2022
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http://bit.ly/buypropertyguide

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“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
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We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi
If you plan to assist your son to purchase a 5 room or bigger flat using your CPF and you named as one of the owner, this is not possible if you are the owner of the current property. The 15 months wait out period still applies to you. In order to asssit you further, I will need more details with regards to your profile. Do contact me at 93375051  for a free and non obligatory discussion only this.

Regards
Taufik Hussein
Marketing Director
ERA Realty Network Pte Ltd
CEA Reg No: R061607B
Contact No: 93375051  Read More

Dear sir/mdm,

Is your son a Singapore Citizen? If yes, he is able to purchase a HDB if his wife is on long term visit pass here in Singapore and they are not owners of the current private condo that you are staying in. You will only be able to support the payment through cash and not CPF since you are not an owner for the HDB, and that loan eligibility wise, it will only take into consideration of your son's income and age.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
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Hi Sir,

Your son will be able to purchase a HDB resale flat with his foreign spouse under Non-Citizen Spouse Scheme, if he does not co-own the condo with you.

You will not be eligible to be an occupier of the flat, and can only help him finance the flat using full Cash. No loans or CPF can be drawn from you or your Wife's CPF.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More