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Hi
Yes u can. However you will be subject to absd for your 2nd property.
Lets have a detailed discussion from here. You may reach me via 91442664  .
Tricia Tan
Propnex
 91442664  Read More

Hi,

As long as there is an SC owner, you can purchase condo and keep both hdb & condo. ABSD applies. Thanks and hope to assist further with your plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Afternoon,

With your first unit purchased with SC counterpart as the co-owner, either or both of you will be eligible for the purchase of private property upon fulfilling the MOP. However, ABSDayable will vary based on who is buying the second property.

Do contact nether her should you require my assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Happy lunar new year to you, buyer!

For your information, as long as your household has at least one Singaporean, you are eligible to purchase a private property after you fulfill your MOP.

But to take note of these few stuffs:

1) additional buyer's stamp duty. if purchase under your name or both names, it will be 10%. If solely under your wife, it will be 7% as Singaporean.
2) If you still have outstanding housing loan, your max loan will only be 50%.
3) If you have utilised CPF OA funds in current HDB, you need to set aside half of minimum sum ($80.5k) in your CPF OA + SA before you can use the excess OA funds in this purchasing.

Hope my sharing is beneficial to your property purchase.

May I know how can I continue to value add in this purchase?

Warmest Regards,
YT Tan
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
BEstate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More

Good afternoon buyer,

Sorry for the late reply as Propertyguru doesnt prompt me when there's any reply to my post.

Yes of course, you can keep both HDB and the property in Iskandar if you purchase a private property in Singapore. There's no requirement for you to sell off both units.

This purchase will be investment or own stay? Why not let me work out a financial plan for you to see your affordability for this purchase?

Warmest Regards,
YT Tan
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
BEstate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More

Based on your info, YES you can purchase a private condo and still hold on to your HDB.

Do note that you (PR) will be subjected to ABSD for your 2nd property.

If 2nd property is purchased in both yours and your wife's name, the higher of the 2 ABSD applies.

If you need further clarification, and/ or any help in buying the second property, do contact me.

regards

STEVEN WANG
DTZ PROPERTY NETWORK PTE LTD
khim.wang28@gmail.com
 9169 5023  Read More