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Good morning!

Do take note that married couple are considered a single entity thus you cant simply transfer your interest in a HDB to your spouse. This is usually can be done for private property (100% ownership).

If you fulfill MOP, you might want to consider decoupling which means one of you becomes occupier. The occupier will be considered as doesnt own any property in Singapore so one of you can purchase private property without being subject to ABSD as a Singaporean.

Owner has to pay whatever the occupier has paid in current flat (CPF OA funds). Other expenses will be legal fees.

Hope my opinion aid in your decision making. If you need further assistance or advice in your property purchase, feel free to contact me.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com
(W):www.propertyavenue.com.sg Read More

Good morning!

Do take note that married couple are considered a single entity thus you cant simply transfer your interest in a HDB to your spouse. This is usually can be done for private property (100% ownership).

If you fulfill MOP, you might want to consider decoupling which means one of you becomes occupier. The occupier will be considered as doesnt own any property in Singapore so one of you can purchase private property without being subject to ABSD as a Singaporean.

Owner has to pay whatever the occupier has paid in current flat (CPF OA funds). Other expenses will be legal fees.

Hope my opinion aid in your decision making. If you need further assistance or advice in your property purchase, feel free to contact me.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com
(W):www.propertyavenue.com.sg Read More

Good morning!

Do take note that married couple are considered a single entity thus you cant simply transfer your interest in a HDB to your spouse. This is usually can be done for private property (100% ownership).

If you fulfill MOP, you might want to consider decoupling which means one of you becomes occupier. The occupier will be considered as doesnt own any property in Singapore so one of you can purchase private property without being subject to ABSD as a Singaporean.

Owner has to pay whatever the occupier has paid in current flat (CPF OA funds). Other expenses will be legal fees.

Hope my opinion aid in your decision making. If you need further assistance or advice in your property purchase, feel free to contact me.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com
(W):www.propertyavenue.com.sg Read More

Hi,

Will need more details, we can explore further to see if its feasible to get your condo purchase without ABSD. However, please note the condo mortgage loan will be based on your sole income if you use sole name. Thanks and hope to assist further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude
Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
CEA Registration Number: R052114D
ERA Realty Network: L3002382K
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More