10 Answers

Ivan Ng
Hi Mrs. Neetu,

Will be glad to assist with the financial planning, which involves a detailed discussion preferably face to face, if you are serious about the upgrading plans.

Generally speaking purchase of condo involves a 20% downpayment and 8% stamp duties approx if its a PR purchase, with a 80% bank loan. This is provided if you have sold your hdb in the first place. With current market it is also better to secure a buyer offer for your unit. Thanks and hope to discuss further about your housing plans.

Warm regards
Ivan ERA
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials)
YT Tan (陈永达)
Good morning Neetu,

It's great hearing from you!

I will provide a brief description of the general cost for both HDB and private purchase:

1) Expenses as a HDB seller:
- $80 resale application fee
- $2k legal fees
- agent commission (2% of sale price)

2) Expenses as private purchaser:
- $3k legal fees
- stamp duties (stamp duty for mortgage, buyer's stamp duty and additional buyer's stamp duty)

Hope my explanation helps!

Probably we can meet up to discuss further on your upgrading so I will be in a better position to advise and assist you. Especially your potential sales proceeds, funds required for upgrading etc.

Hear from you soon! Cheers.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg
Nick Tan
Hi Mrs Neetu,

I have successfully helped my clients buy and sell units in both Punggol and Tampines. There are several good condo projects in Tampines for consideration.

Please feel free to contact me so that I can gather more information from you and give you better advice.

Nick Tan +65 9644 4854


Property Avenue Pte Ltd
Follow us on FB to receive 24/7 market information & update! ==> https://www.facebook.com/propertyavenuesg
D. Kumar
Hi Mrs Neetu,

Thanks for your query!
Cost of selling :
Approx $2k legal fees
Misc Resale Fees
Agent Commission (2%, to be discussed further)

Cost of buying:
Approx $3k legal fees (CPF)
3% BSD
No agent fees involved

Do contact me at 96659926 for a non obligatory discussion so that I can derive more information and your requirements to chart out the financial computations to peg the purchase price of your unit to facilitate the purchase of your new condo using sales proceeds etc. Planning of a purchase timeline and explanation of the sell-buy procedural framework involved would be apt to enlighten your understanding on the technicalities involved! Do visit my website for more info on awards and testimonials @ www.kumarrai.com. Thanks!

D Kumar
+65 96659926
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)

#1 team of ERA in Singapore, Asia Pacific International for 2014.

ERA 2015 Q1 Top Achievers (Top1% of ERA)
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group
2015 Feb/ April/May/June/ July/ Aug ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ Overall 2014 ERA Top Achievers
YT Tan (陈永达)
Good evening Neetu,

I will definitely do my best to get the best deals for you. When will be a good time to meet up?

Btw probably can let me know via mobile (call or message) or email because propertyguru doesnt prompt us when there's a reply to our post.

Hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg
Geryl Lim
Hi Mrs Neetu Dhar,

Aside from the costs involved in the sale and purchase process, do take note that it is important to find out what are the financial commitments required for the upgrade, the monthly instalment, the cash outlay required for the upgrade as well as the loan amount eligible, due to the strict lending regulations.

Once all these are clear, I can take up the assignment of selling and buying with you together with my team.

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

My self introductory video on https://youtu.be/6UfrCOCB6Mg


Geryl LIM
Real Estate Director
Global Alliance - Masters Of Real Estate
M.O.R.E Property Pte Ltd (L3010548F)
CEA Reg R014783H
Mobile: +65-81577565/+65-92787772
Email: geryl7772@gmail.com

M.O.R.E Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now!
Belinda Zhao
Hi Mrs Neetu

cost of selling involves 2% agent fee and about 2K lawyer fee

Cost of buying would include:
20% down payment (if you want to take 80% loan)
8%-$5400 stamp duty(PR)
2.5K legal fee

Apart from the costing, timeline of selling and buying is equally important, so that you will be in smooth transition from your current house to the new house.

Please get in touch for a face to face discussion so that we can cover all aspects of the whole process.

Warmest regards
Belinda Zhao
Senior Marketing Manager
CEA Reg No. : R051311G
Huttons Asia Pte Ltd
Mobile: (65) 9628 0661
Email: belindazhao1@gmail.com
Property Listings :http://www.findnewlaunchsg.com/
CK Ang
Hi Mrs. Neetu,
I would like to assist you to work out the financial plan for the whole process, basically sell and buy a condo. This is a very important process because there will be ABSD for the purchase. Once the financial part is clear, I can assist to carry out the whole plan.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
9046 3808
Sunil Kumar
Hello Mrs Neetu,

I am glad to assist you. Below are the costs involved in buying and selling.

Costs involved in selling HDB
2% agent fee
legal fee 2K

and Costs involved in buying Condo

3% stamp duty
No agent fee
20% of down payment (5% cash + 15 % CPF/cash)
around 3K legal fee

Feel free to contact me if you need any assistance.

C&H properties
Bryan Lee
Hi Mrs Neetu,

I am Bryan from ERA, and have successfully sold my clients Punggol 5rm Flat at a good price and upgraded to a 3bedroom condo in the east as well. (With record to show). Commission can be discussed. Let me know when is a good time to meet you up and have a better understanding of your plans.

Kindly contact me at 86912345 or email bryanlee@era.com.sg

Thank you and have a nice day.

Warmest Regards,
Bryan Lee
ERA Marketing Director