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Hi there, in your situation, the only possible solution would be for you as a Citizen to hold on to the HDB and for your wife to purchase an Private property. but as she is a PR, you will still be liable for a additional 5% absd compared to 7%. the other method would be to take a look at your main objective in this exercise and look at other alternative. In order to do that, I would need more details and your objective in the next 5 years . Do drop me a call or e mail for a detailed discussion before you decide on your properties plan.
Cheers
Rix Jim
 9687 1379 
rix.jim@hotmail.com
Propnex Read More

Hi,

I will be glad to illustrate how it can be done, but would require more details and understand if its feasible before making recommendations. Thanks and may I discuss further with you over email? Hope to value-add to your housing plans.

Warm regards
Ivan ERA
 97432395 
ivanng10@gmail.com
www.ivanng10.com Read More

Hi,

Thanks for your query!
Will be glad to render assistance and advise accordingly after I've gathered and established key details. We will then discuss on the financial calculation flow & ABSD/loan matters.

As for the projects, well at this present moment, there are a handful with great discounts, so no worries on that. Will also run you through the recent transaction caveats and illustrate a price analysis of the market for your understanding. Furthermore, since you are not liable to pay any agent fees for the purchase, why not let me shoulder the stress of the technical aspects of your purchase!

I hail from the #1 team of ERA in Singapore, Asia Pacific and international for 2014. I have also won many coveted awards recently, which is a testimony to my commitment and drive towards meeting my clients real estate goals and aspirations.

Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com
contactdkumarrai@gmail.com

#1 team of ERA in Singapore, Asia Pacific and international for 2014.

About Me-

ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
2015 February ERA Top Achievers
2014 Overall Top Achievers
2014 Aug/Sept/Dec ERA Top Achievers
2014 3rd Quarter ERA Top Achievers Read More

Hi,

We would require alot more details before we can advise you on your decision making.
Also, I would be able to recommend you a few projects that are currently available.
Please feel free to drop me a call or text

Regards,
Tina Lee, ERA
 96741845  Read More

Evening,

Based on your case, getting second property using the SC spouse's name will be ideal. 7% ABSD is payable instead of 10% if the purchase is made under SPR spouse.

Do contact me further for non obligatory discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi. I have done similar cases. please kindly reach me at 91442664  for a discussion.
Tricia Tan 91442664  Read More

Hi, you are in the right track on the ABSD. To assist and advise you on the details, kindly drop me an email for me to share.

I can be contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi there, there are many people in such a situation. I had done some restructuring for another client of mine in a similar situation. They too are looking to save on the ABSD. We have assisted them, but as everyone's situation is unique, to understand how we may assist you.

Although your financials permit you to buy, we always look at ensuring that your risk is minimized, as you have young kids, hence let me know how I can help.

Cheers,
Yian Tay
 82884499 
www.hot-property.sg
CEA - R027190C
Propnex Realty Pte Ltd Read More