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Morning,

If you are looking at keeping your HDB unit after buying of the condo, either of you must be SC. If your current unit is still on mortgage, you will only be eligible for max of 50% loan. If you are keen to know more and require my assistance, do feel free to contact me accodingly.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Good morning buyer,

As you don't have any outstanding loan, you will be able to obtain up to 80% bank loan whereas downpayment will be 5% cash and 15% CPF OA funds/ cash.

Do take note that you will be subject to 7% additional buyer's stamp duty and if you have utilised any CPF OA funds in your current HDB, you have to set aside a minimum sum of $77.5k in your CPF OA+SA first before you can use the excess in this purchase.

Hmm as for $1k psf new launch, it's rare at the moment. There are few launches islandwide where their pricing are pretty attractive. Maybe you can share more like your preferred location so I will be in a better position to assist and advise you.

Hope to hear from you soon!

YT Tan
Property Avenue
 9111 5171 
yt.lovelyhomes@gmail.com
www.yttan.com Read More

hi,
After MOP you can purchase a PC, but if you are keeping the HDB then 7% of ABSD applied. Please feel free to contact myself for me to share more and gather more of your requirements.

I can be contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi
There are many launches with attractive pricings. Which area are you exploring? Do feel free to contact me at 91442664  for a detailed discussion.
Tricia Tan 91442664  Read More

Hi,

Once your MOP is met, you can purchase 2nd residential property. You need to be SC to be able to keep both HDB and Pte. It is possible you can avoid the 7% ABSD via decoupling, please get in touch to share more details, I will be glad to share more with you.

On your private investment options, based on your requirements, you are looking at new launches with 1,000 PSF, thus your options are limited to suburban areas such as Pasir Ris, Tampines, Sengkang or Yishun etc. Adjusting to 1,200 PSF onwards or thereabouts gives you a lot more options with better appreciation potential. Which locations are you particularly keen on?

Since you are looking at investment, more importantly is the yields attainable. Would you consider Panorama @ Ang Mo Kio, City Gate @ Lavender or Glades @ Tanah Merah? Thanks and hope to understand your requirements further before further value-adding?

Warm regards,
Ivan ERA
 97432395 
ivanng10@gmail.com
www.ivanng10.com Read More