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Hi,

Assuming no other major loan obligations, based on your age and income profile your max loan is approximately $668k, hence approx $900k purchase price is a good reference for purchase.

It also depends on how much monthly you are comfortable with for the monthly mortgage. The monthly for $668k loan, 30 years tenure and 1.4% pa is approx $2,274 per month.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Diamond Achiever

ERA Top 11 Achiever in June 2020 (Top 1% Company Level)
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ERA Top 15 Achiever in April 2019 (Top 1% Company Level)
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ERA Top 510 Achiever in Year 2019 (Top 8% Company Level)

SMU BBM (Finance), Magna Cum Laude
Proactive. Sincerity. Feedback.

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-- EC Sellers, Private Property Buyers Dr. Chan & Ms. Xie --

I would like to compliment Mr Ivan Ng for his professional work and effort.I sent my first post in Jan 2019 and Ivan replied promptly, so I have decided to contact Ivan for follow up. My EC was not ready for sale due to MOP (another 3 months from Jan) at that time and Ivan was able to give me advices on how to proceed from there. Initially we have decided to try to write to HDB for early sale but since it was only 3 months left, eventually we waited for another 3 months while we looked for our next property. Ivan was able to arrange for new property showroom appointment at a timely manner while helping us to list for our EC for sale. We were a bit worried when our EC sale time was longer than expected due to trade war, but Ivan was able to reassure us that our EC would sell. By November, he managed to secure a buyer for our EC. Thank you.

-- HDB Yishun BTO 5-RM Sellers, Private Property Upgraders Mr. & Mrs. Koh --

I would like to express my appreciation to Ivan Ng for his excellent work. Ivan is a dedicated, client-focused, patient and sincere agent. Throughout the whole process of selling and looking for our next property, he has always acted very professionally that makes my wife and I feel at ease and assured. Ivan is not a pushy and hard sales agent. Ivan listens and understands our needs and carefully guided us through. We are fortunate to have Ivan as our agent. Thank you Ivan. Read More

Hi There is a wide range to select from. Do contact me at 97970200  to understand more and propose some options

Mark, your RIGHT choice
Propnex Read More

Hi, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi Sir/Madam

1. Before shortlisting project/unit, I will suggest to check your in principal approval of your loan from banker.
I can connect you with reputable bankers for this, free of charge and no obligation.
Based on $5k monthly income, assuming no other loan, you can get around $668k loan
2. Based on $900k, and assuming loan is 75% (max loan is 75% of property price for first property/loan)
5% Cash = $45,000
20% Cash/CPF = $180,000
BSD (Cash/CPF) = $21,600
ABSD (Cash/CPF) = $45,000
Legal fee = $2,500 (estimated)
Please contact me at (65) 96608508  and I can share you the excel file breakdown for this calculation including timeline.
3. How many bedrooms are you looking at and which area you prefer?

I will be glad to assist you finding the right house, no agent fee from private property buyer
Appreciate if you can contact me at (65) 96608508  or Silviayang8@gmail.com
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More

HI,

Based on the information you provided, assuming you don't have any other loans and able to loan up to 75% of the property, the loan you can take is $668,000 and highest price of condo recommended will be $890,666.

Based on this loan quantum, your monthly instalment will be $2,470.

This is just an estimate based on your income and no any other commitment. But the most important is if you are able to finance comfortably.

It will be good if we can discuss further and do a prudent planning including if we should go ahead with new condo or a resale condo as all these also willl depend on your plan.

Thanks!

Alan Sng
ERA Read More

Hi

The amount you can afford is based on how much you are willing to fork out for monthly loan mortgage. Based on your profile, your maximum loan you can obtain assuming you did not have other loans to service is around 700k (75% of purchase price). The monthly mortgage payment for loan amount of $700k is around $2400. This means you can afford a condo in a range of $900k after taking into account buyer stamp duty and additional buyer stamp duty for SPR. I do provide free and non obligatory consultation in regards to property transactions in Singapore. In addition, my service for purchase of private property is 100% free including consultation, assisting you to secure a loan to finance your housing, searching for a unit that meet your needs and budget, arranging for viewings, negotiating on your behalf, ensure you did not overpay for the unit beyond it's market value and handling the processes and procedures for the purchase on your behalf. Do contact me at 93375051  for a free and non obligatory consultation on this.

Regards
Taufik Hussein
ERA Realty Network Pte Ltd Read More

Dear Client

Good day to you! I would be more than happy to assist you in the house purchase!

Over the past 5 years, I have taught my clients my prone framework that helps my clients systematically identify projects to see which is a winning or losing project. I can teach you this framework which other people have benefited in order for you to use this framework yourself to identify projects. You will be empowered to choose your own project after learning this framework!

Feel free to give me a call at 81255537  or email me anytime in order to share with you the latest facts and figures to understand why many people are taking action in today's market and the criterias when buying a private property with great potential upside. Hope to hear from you soon!

Warmest Regards,
Thea Hoi
 81255537 
thea@theahoi.com Read More