10 Answers

Dear Mr Lee,

Considering that you are self employed at monthly income of $3800, the maximum amount of loan you are likely eligible for is in the range of $355,000. This amount of loan means your maximum purchase price is in the range of about $473,000.

Assuming you are well covered for the downpayment, stamp duty and other miscellaneous fees like conveyancing charges, you are likely be in a good position to proceed in the purchase if you have come across anything in that price range.

I have been in the real estate business since 2009, with more than 10years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my clients’ portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Deputy Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com
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Landed Dynamic Alliance
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Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More
0
Hi Mr Lee,

Kindly contact me so that I can do an assessment for you to find out how much you can loan and what is the quantum that you can afford comfortably with your current income.

I have done a video with some of the considerations that today's buyers have, you may watch it at this link: bit.ly/Rightproperty.

Please feel free to contact me so that I can give you an overview of the purchase process and assist you further.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
Visit my website to know me better: www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
http://bit.ly/CEAnews

I have written a guide on buying Residential Property:
http://bit.ly/buypropertyguide
Testimonial from Satisfied Clients
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More
0
Hi,

21 and making $3800 a month... Well done bro!

Age requirement - you check off. Minimum requirement is 21 to do a property contract in Singapore.

Loan side - Banks usually require a pay slip of minimum 6 months for fix income(non commission based) that shows monthly contribution to CPF.

For tuition teachers - It classified as commission base salary. Local Banks would usually need a two year history of Iras statement before granting a loan.

Being said this there is some ways banks might be willing to work with you that could help you getting a loan still. For that would need to learn more about you.

Reach out to me up at Shawn +65-90880558  . ( Whatsapp/call). We can see how to go about it!!

Tx
Shawn
Huttons Read More
0
Hi, we are able to meet up and share what are the options base on your current situation. For faster reply please call or whatsapp me at 9696 4398  . Thank you (Stewart - PropNex) My email is stewartlim@hotmail.com Read More
0
Hi Mr Lee,

Yes, you will be eligible to buy a private condo as you have reached the min age 21 yrs old.. However, for the bank loan side, I would strongly suggest you do an In-Principal Approval first in order to have a better gauge. I do have some personal bankers that works closely with my company that can provide this service to you complimentary and at no obligation at all.. Please feel free to contact me for further discussion as i'm unable to contact you here.Thanks

Rgds;
Lyna Song
 9623 8442 
Associate Group Director
Propnex Realty Pte Ltd
lynasong@hotmail.com Read More
0
Thea Hoi Shu Min
Dear Mr Lee

Good day to you! I would be more than happy to assist you in the house purchase.

First of all do contact me in regards to the assessment of the rough estimation of the loan amount.

Over the past 5 years, i have taught my clients my prone framework that helps my clients systematically identify project to see which is a winning or losing project. I can teach you this framework which other people have benefited in order for you to use this framework yourself to identify projects. You will be empowered to choose your own project after learning this framework!

Feel free to give me a call at 81255537  or email me anytime in order to share with you the latest fact and figures to understand why many people are taking action in today's market and the criterias when buying a private property with great potential up side. Hope to hear from you soon!

Warmest Regards,
Thea Hoi
 81255537 
thea@theahoi.com Read More
0
Hi Mr Lee

I will be glad to assist
No agent fee from private property buyer

I won't be able to contact you first as I do not have your contact, appreciate if you can contact me at (65) 96608508  or Silviayang8@gmail.com
or click here http://bit.ly/2tzIQ1a to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

PropNex Realty Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More
0
Robbie Chen Chee Howe
Hi Wai Hoong,

Yes, as long as you're above aged 21, you will be able to purchase a private property under your name.

As for bank loan, depending on your situation, there are a few ways where you can work out and secure the loan needed for your purchase.

I am experienced and well-versed in private transactions. I will be able to assist you in your property purchase. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
0
OHMYHOME PTE LTD
Greetings from Ohmyhome!.

We are able to assist you on this matter.

For more information, kindly contact us at 68869009  or WhatsApp us at 97551009  .

Richmond Chia
Senior Advisor
Ohmyhome Pte Ltd Read More
0

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