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89750 Results Found

Anonymous in Home Financing

asked on 28 Jan 2016

can i get a mortage loan if my HDB flat is fully paid ?

0 • 5254 views 10 Answers

Ms. Naomi Koh in Home Financing

asked on 22 Jan 2016

How to finance a $800K condo?

Dear Gurus,
I am a individual, 29, single, with $170,000 in 100% cash. I do not have any other assets. I am unemployed Singapore Citizen. I wish to purchase a condominium, how may I finance it using the 20%...

0 • 2024 views 11 Answers

Anonymous in Home Financing

asked on 21 Feb 2016

Hi, is the 5,000 amount which we pay when to exercise the OTP , is this 5k is inclusive of the 5% of cash if you take bank loan? thanks

0 • 1328 views 7 Answers

Mr. Hailo Tan in Home Financing

asked on 3 Feb 2016

I am undischarged bankruptcy. Took HDB concession loan twice. Unable to obtain housing loan due to my status. Is it possible for my wife to obtain loan from bank on her own. She is drawing a gross income of $3300.
Currently own 4 rooms HDB flat...

0 • 982 views 8 Answers

Anonymous in Home Financing

asked on 18 Jan 2016

What HDB type (5rm, 4m etc) can I afford?

My yearly income is around 56k. I am a divorcee with 2 children. Am living with my father along with my children. I am 54 years old as of 2016.

We currently own a 3 room flat which we have stayed in...

0 • 967 views 6 Answers

Anonymous in Home Financing

asked on 14 Feb 2016

Buying first hm ( private). My wife, kids, and I stay with my parents. Am not moving out. But was thinking of buying a apt for rental income, investment.

Monthly income: 13k+, my wife works part time 2k

My cpf: ord ac 400+k (excl those tht...

0 • 867 views 9 Answers

Anonymous in Home Financing

asked on 6 Feb 2016

Hi, i want to buy my first condo and i am Singapore PR. I have a good salary ($15k+/month) that can afford the mortgage I want multiple times over, but i do not have a large deposit. I want to buy a $2m appartment, can easlily afford the mortgage,...

0 • 830 views 5 Answers

Anonymous in Home Financing

asked on 8 Feb 2016

Hi, I wish to buy a condo in Singapore and I am working abroad. I m a Malaysian and my wife is Singaporean. My wife have left her job 2 years ago in Singapore . My question is would I be able to secure a bank borrowing to buy a property in...

0 • 827 views 8 Answers

Anonymous in Home Financing

asked on 19 Feb 2016

Hi, if I'm interested to get my first EC with my fiancée, budget $800k EC, with deferred payment 3%, how do I calculate how much I need to fork up for down payment based on let's say 1.7% loan interest ?

0 • 789 views 6 Answers

Anonymous in Home Financing

asked on 15 Feb 2016

I am a Singaporean and my wife is a foreigner. As we are under the non citizen scheme, she has to be put as the occupier when apply for a resale flat and hence her income cannot be used to apply for the HDB loan. Under just my salary, we cannot...

0 • 680 views 3 Answers

Anonymous in Home Financing

asked on 5 Feb 2016

I have just retired from my job and is now a day trader. I intend to purchase a property for long term rental income. Since I do not have a monthly fixed income, how much can I borrow from the bank?

0 • 651 views 6 Answers

Anonymous in Home Financing

asked on 13 Feb 2016

Hi,

If my hdb if fully paid up, can I use the balance of my CPF-OA and/or SA to pay for a private property?

0 • 636 views 4 Answers

Anonymous in Home Financing

asked on 21 Jan 2016

Hi Guru,

Currently self employed with average monthly salary of 2K. I have 74K in CPF, and 50K in savings would like to purchase a resale 3 room flat in East. Past 35 years old. Is it possible? I notice HDB HLE usually don't approve self...

0 • 630 views 2 Answers

Anonymous in Home Financing

asked on 18 Feb 2016

can i borrow to finance a oversea property?

0 • 626 views 3 Answers

Mr. Kevin Poh in Home Financing

asked on 16 Feb 2016

Hi Gurus,

i would like to hear your opinion on whether or not I should clear my outstanding home loan before upgrading this year...

Thanks,
KP

0 • 613 views 8 Answers

Mr. Stogpon Fog in Home Financing

asked on 17 Feb 2016

Please could someone help to indicate when the following are paid (Resale HDB) for financial planning? Who are the payments directed to?

OTP fee - is this cash direct to seller?
OTP deposit - is this cash direct to seller?
Deposit - is this...

0 • 554 views 4 Answers

Anonymous in Home Financing

asked on 10 Feb 2016

Is MSR going to apply to me if my salary is $5300 and i am taking bank loan but using CPF and zero cash to pay the monthly instalment for resale HDB?

0 • 546 views 5 Answers

Mr. Andy ng in Home Financing

asked on 15 Feb 2016

Currently, i am a guarantor for my mother who is 86 years. I understand that come 2017, most bank do not accept me as a guarantor for my mother. what should i do if i need to do refinancing. Pls advise.

0 • 450 views 1 Answer

Mr. chee seng loh in Home Financing

asked on 18 Feb 2016

Will banks provide mortgage financing to an old property with less than 60 years in its leasehold title?

0 • 432 views 3 Answers

Mr. rajesh surana in Home Financing

asked on 16 Jan 2016

I am looking for a premium property in Sri Lanka to buy. My income is in USD. Can i see a foreign loan from Singapore? Can you help?

Thanks,
Rajesh

0 • 269 views

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