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Evening,

This would have to be based on your credit status. If you are prompt on the payment and your liquidity have not being greatly affected by your arrears, you should be able to obtain approval on 80% loan.

Do contact me further so that I can arrange for my bankers to work with you on this.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi,

Working out your options would be most significantly dependant on your credit status. No worries, I will connect you with my network of bankers to ascertain your loan amount.

Please feel free to contact me at 96659926  for a non obligatory discussion for me to better understand your requirements and specifications to be in a better position to advise you further in the most detailed and thorough manner, for me to very comprehensively chart out your financial calculations cash flow and for us to explore the available options and alternative.

Rest assured, I will walk you through the entire process- assisting you all the way from finding the perfect unit to negotiating for the best price to post deal paperwork, to establishing financial calculations and ascertaining risks. Will also run you through the recent transaction caveats and illustrate a price analysis of the market for your understanding. Furthermore, since you are not liable to pay any agent fees, why not let me shoulder the stress of the technical aspects of your purchase while you savor the process!

Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com
www.singapore-newproperties.com.
contactdkumarrai@gmail.com

About Me-

ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
2015 February ERA Top Achievers
2014 Overall Top Achievers
2014 Aug/Sept/Dec ERA Top Achievers
2014 3rd Quarter ERA Top Achievers Read More

Hi
Based on your income, to loan for a 1 mil property should be ok. But subject to the cash you have, you might need to go for lower quartum in order not to overstretch yourself.
Lets discuss in details. I can be reach via 91442664 
Tricia Tan
www.triciatan.myweb.sg Read More

Hi,
The estimated max loan quantum can be as high as 1.6M, but it will be limit by the 20% down payment. Base on the cash and cpf of 220K, the estimated property to look for is around 1.1Milion.
Please drop me an email for me to share on the details computation.

I can be contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Good evening buyer,

do take note that your initial outlay of purchasing a private property will be 23% (of purchase price) provided you can obtain a 80% bank loan (still subject to TDSR).

1) 5% cash downpayment
2) 15% CPF downpayment
3) estimated buyer's stamp duty
4) $3k legal fees
5) $500 stamp duty for mortgage
6) valuation fee etc.

Both of you won't be subject to 5% additional buyer's stamp duty because your wife is a Singaporean and in the eyes of IRAS, they will treat your first property ownership as your matrimonial home.

Based on your finances, you should be able to afford a $955k property.

Hope my explanation helps!

If you need any assistance or advice in your property purchase, feel free to contact me. Probably let my banker advise you on your in principle approval first?

Cheers.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com
(W):www.propertyavenue.com.sg Read More

Hi,

Feel free to call me at 92222389  for your real estate needs. I will work out your SG real estate option based on the existing info given..

Rest assured, I will walk you through the entire process.

Onassis Gan 颜荣裕 | R021244C | Associate Deputy Group Director
ACTA (Full); PDCE (Singapore); Msc BIT(Middlesex); BBA (South Australia)
Singapore Tel No (+65)92222389 
Malaysia Tel No (+60) 111 078 8889
Email/ 电子信址: sale@resales.sg
Skype: incomecare

SG Commercial Websites/ 新加坡区内网站:
www.SGCBD.com
www.CBDSingapore.com
www.SingaporeCBD.com
www.CommercialSingapore.com
www.SgOfficeRental.com
www.SgShophouse.com

SG Freehold Website:
www.SgFreehold.com

Residential Websites:
www.SgHouses.com

Landed Group (LandedGroup.com) Websites
www.SgGCB.com
www.SGBungalow.com
www.SGDetached.com
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SG Districts Websites/ 新加坡区内网站:
www.BukitTimah.com.sg
www.Holland.sg
www.MarineParade.sg
www.SentosaIsland.sg Read More