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Evening Ms. Teo,

Monthly gross salary is the figure that you earn per month, based on contractual agreement, excluding the variable allowance.

Do contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi Ms Teo, there are various regulations governing HDB. I have recently come across a case of a non-resident citizen (ie a citizen that does not live in sg), which had gone ahead to purchase a HDB flat. They did not purchase through me, but I had subsequently gotten to know them. There are some finer details which I feel you need to consider should you intend to pursue the purchase of a HDB flat. Please whatsapp me at +65 82884499  so that I may share with you before you embark on your search.

Cheers,
Yian Tay Read More

Hi there,

Please feel free to contact me at 96659926  for a non obligatory discussion for me to better understand your requirements and specifications within your circumstance to be in a better position to advise you further in the most detailed and thorough manner on your questions and queries.

Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com
contactdkumarrai@gmail.com

#1 team of ERA in Singapore, Asia Pacific and international for 2014.

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Hi Ms Teo, yes that's right. Your pay slip would determine how much loan you could borrow up to from the local bank which is to a max of 80%, or the HDB loan which is up to 90%. Pls feel free to let me know if you need any assistance.

Regards
Aaron
 97308455 
aaronchong2774@yahoo.com.sg Read More