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89750 Results Found

Anonymous in Home Financing

asked on 21 Jan 2015

Hi there, I am planning to buy a second property (condo) which will be ready in 2019. The loan for my HDB will fully paid up by end of next year. How much down payment do I have to pay if I were to buy the condo now?

0 • 18599 views 11 Answers

Anonymous in Home Financing

asked on 23 Feb 2015

Saw some agents say can use cpf to pay both BSD and ABSD whilst some say can only use cash to pay ABSD and BSD can use cpf. Which one is correct?

0 • 8036 views 7 Answers

Anonymous in Home Financing

asked on 23 Jan 2015

How is the payment term for a completed private property? How much cash and CPF can be used ?

0 • 2411 views 9 Answers

Anonymous in Home Financing

asked on 2 Feb 2015

I'm selling off my EA at 600k and downgrade to a 5-room at 520k. I'm planning to take a bank loan to settle my first payment (5% cash and 15% CPF) on my 5-room flat.

What type of loan am I able to take up so that once my EA is sold and the...

0 • 872 views 2 Answers

Ms. Juwita Jumaat in Home Financing

asked on 17 Feb 2015

I currently have a HDB unit with outstanding HDB loan of $98,000 and have bought an EC under deferred payment scheme with DBS. Now that my EC has attained TOP, do I need to finish of my HDB loan before DBS can disburse money to EC developer? Is...

0 • 773 views 1 Answer

Anonymous in Home Financing

asked on 13 Jan 2015

Good day. My girlfriend and her aunt bought a new condo 2 years ago (mid 2013) as co-owners. The condo is expected to be completed by 2017. My gf had used her CPF and taken bank loan for her portion. If I take over ownership from her aunt, can I...

0 • 731 views

Anonymous in Home Financing

asked on 26 Jan 2015

Is there any banks/finance company that would offer loans for property downpayment? I have currently 100k in cash and still financing a HDB through CPF with 50k o/s loan.
Wish to take advantage of falling prices to get a 2nd unit but struggling...

0 • 676 views 1 Answer

Anonymous in Home Financing

asked on 19 Jan 2015

Dear gurus, my husband and me are both Singapore PR. We have bought our first HDB unit during 2009 and have occupied the unit for more than 5 years.
If we were to sell off the current unit and buy another resale HDB unit which cost around $500K,...

0 • 632 views 4 Answers

Mr. Paw an Kumar in Home Financing

asked on 8 Feb 2015

Me and wife are PR and completed period of 3 yrs. while planning for finances, we want to know each component of cost involved in buying a condo. By every cost I mean anything in addition to the agreed price. Including govt taxes, fees, duty, govt...

0 • 601 views 4 Answers

Mr. roger oh in Home Financing

asked on 5 Mar 2015

Can monthy cpf contribution be used for bank loan?

0 • 578 views 4 Answers

Anonymous in Home Financing

asked on 23 Feb 2015

I am a 36 year old Singaporean without existing property or loan now. Can I use 100% of my CPF for buying a private property? Just thinking if CPF minimum applies to my case.

My budget is about $1.2M for a 3-bedder property in the East.

0 • 557 views 2 Answers

Anonymous in Home Financing

asked on 17 Feb 2015

Hi,

I bought an EC two years ago in December 2012 (OTP completed) and did not take a bank loan then.

If I were to get a bank loan now, will it be subjected to the regulations implemented thereafter, such as the MSR 30% and TDSR 60%?...

0 • 550 views

Ms. geri Chong in Home Financing

asked on 23 Feb 2015

Hi, I am currently financing my Hdb loan together with my husband. If say moving forward, my husband finance the loan 100%, can we buy another property under my name without having to pay 40%down payment since I no longer have any mortgage loan?...

0 • 530 views 5 Answers

Anonymous in Home Financing

asked on 23 Jan 2015

Hi I'm currently employed under contractual basis,would I be able to apply for mortgage loan if I planning to buy a 2 bedder condo here?

0 • 514 views 2 Answers

Anonymous in Home Financing

asked on 4 Feb 2015

I'll be getting my bto flat this sept,. As i'm not eligible for contra facility, when will be a good time to sell my flat so that I can do a smooth transition from my flat to the new bto flat and also to minimize the money to be paid out.

0 • 507 views 6 Answers

Anonymous in Home Financing

asked on 12 Jan 2015

Hi there. I am currently living in Sydney now. My parents have recently purchased an EC in Pasir Ris, my mother is planning to pay it off completely in March. We are only moving in Feb. I was hoping that we will be able to mortgage the new EC and...

0 • 453 views 2 Answers

Anonymous in Home Financing

asked on 8 Feb 2015

I bought a HDB EA 5 yrs back jointly with my wife. I hv completed my MOP.. IF my wife wants to file a divorce, Can i refinance my mortgage & cash out for a higher loan amount for purpose of divorce settlement?

0 • 444 views 1 Answer

Anonymous in Home Financing

asked on 13 Jan 2015

0 • 417 views 1 Answer

Mr. suresh suraj in Home Financing

asked on 28 Feb 2015

If u bgt a new condo unit in Oct 2011 n sell it in Nov 2015, do I affected for the 4% seller's stamp duty? Nothing less than this mth?

0 • 400 views 3 Answers

Anonymous in Home Financing

asked on 2 Mar 2015

I have a 90% paid condo with 2-BR. If I require a 3-BR to stay, should I pay off the outstanding loan first before getting a fresh loan for the new purchase? What is the different in the percentage of loan that I can get with / without paying off...

0 • 379 views 5 Answers

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