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89758 Results Found

SLT in Home Financing

asked on 24 Dec 2012

I was told by an agent at a recent launch that 20% downpayment has to be all in cash, even though I do not have any outstanding loans. He mentioend "regulatory requirement". Why is this so? Can I use my CPF? Thanks

0 • 967 views 3 Answers

Mr. Edwin Poh in Home Financing

asked on 26 Dec 2012

Hi all,

Very confusing indeed. My HDB house is nearing MOP, my wife and me found ourselves able to pay off the existing loan from HDB. If we were to do, we would then be able to rent out our place, while having the option to buy a condo while...

0 • 915 views 3 Answers

Mr. Eric Lau in Home Financing

asked on 19 Dec 2012

Hi gurus,
Bank grant housing loans based on monthly salary pay slips or yearly income tax? Monthly salary 4K or annual 60K can loan how much? Thanks.

0 • 796 views 1 Answer

Joanna in Home Financing

asked on 25 Dec 2012

I m looking to buy a resale HDB flat. I heard that when you want to take a bank loan, you are not allowed to take some personal line of credit to pay for the COV, is it true? What about HDB loan? Can I take a HDB loan and at the same time a line...

0 • 783 views

Jeff in Home Financing

asked on 30 Dec 2012

LTV for my second home is 80% if loan period does not exceed 35 years or the repayment period does not exceed 65 years of age. If it is a joint application for the loan, whose age is being considered? Younger or older one? Or average age? Thanks.

0 • 763 views

ken1234 in Home Financing

asked on 26 Dec 2012

PR need to pay the upfront of 20% which 15% can be pay by CPF and 5% in cash. Thus, the initial cash preparation would be 5% + COV + legal&stamp fees?

0 • 705 views 2 Answers

AL in Home Financing

asked on 26 Dec 2012

Hi, is it feasible to sell a 4rm(at $450k) and buy a 5rm(at $700k) now? Assuming no loan issue as a 2nd time buyer.

0 • 599 views 2 Answers

Serious buyer in Home Financing

asked on 17 Dec 2012

We sold our BTO 4 room back in 2007 with HDB loan under first timer, currently staying with parents. We are considering whether to purchase a flat from HDB or open market. If we opt BTO again but this time under bank loan do we still need to pay...

0 • 592 views

Owyong in Home Financing

asked on 26 Dec 2012

I have bought a condo on my own in 2011 before I met my fiancée hence the loan is by myself. We are looking at purchasing another property 1 brm condo for investment purpose. My questions is if we were to purchase another property and want...

0 • 589 views 2 Answers

Richard in Home Financing

asked on 18 Dec 2012

Hi, Im Singapore with CPF 3around 35K, salary 2k, my wife is foreigner, hold work permit with salary 1,7K. We wish can find any 1 or 2 bed room flat at any location, not over 250K. Pls advise us the maxium amount that we can loan from Bank or HDB....

0 • 582 views 1 Answer

JS in Home Financing

asked on 17 Dec 2012

If i took a loan for a malaysia property from a malaysian bank, when I want to buy my first property in singapore from a singapore bank, will i be able to loan 80% or 60%?

0 • 579 views

dan in Home Financing

asked on 17 Dec 2012

Hi gurus,

i would like to know how much bank loan i am eligible for? My current annual income is approx. 57k. I am looking at getting an EC or Condo. Please advise

0 • 543 views 1 Answer

Jeson in Home Financing

asked on 11 Dec 2012

I wanted to know what are the various costs involved in buying an HDB in singapore? (apart from Valuation and COV)

0 • 524 views 2 Answers

NMS in Home Financing

asked on 29 Dec 2012

Hi, I am looking for 1 Bedroom unit with TOP in Q4 2013 or Q1 2014 and my budget is 500K? i am PR doesn't own any property in Sg so can i use my cpf to buy condo?

0 • 498 views 1 Answer

Raj in Home Financing

asked on 29 Dec 2012

Hi, Am planning to buy condo. At present I have personal loans in some banks. Am I still eligible to apply for 80% of housing loan

0 • 450 views 1 Answer

Anonymous in Home Financing

asked on 16 Dec 2012

If currently I'm using HDB loan for my current flat and the next one which I'm buying will be using bank loan. In this case do I have to put 50% of my cash margin to CPF ordinary account?

0 • 441 views 2 Answers

buyer in Home Financing

asked on 28 Dec 2012

I know that I need to set aside CPF minimum sum before utilizing for pte home purchase. Can use CPF for stamp duty if I don't the minimum sum? Thanks.

1 • 438 views 1 Answer

Anonymous in Home Financing

asked on 19 Dec 2012

Hi, i have a landed property in philippines fully paid with title deed valued at 100K. Questions: 1)Will i have higher chance to secure a higher housing loan from bank? If yes by how much more? 2) What is the advantage with having an overseas...

0 • 404 views 1 Answer

Anonymous in Home Financing

asked on 19 Dec 2012

Hi gurus,
To be eligible for higher housing loan amount, do one need to closed all credit cards/lines accounts or just need to clear the outstanding balances from the cards before applying? How many cards do you recommend to keep before...

0 • 368 views

Vivian in Home Financing

asked on 1 Jan 2013

Hi Guru, i would like to seek an advise, if i am singapore citizen while my spouse holding is work permit and we decided to buy a resale flat at $450K, can i know how much cash do i need after deducting the hdb near parents grant, hdb grant plus...

0 • 324 views 1 Answer

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