Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Mr. rajesh surana in Home Financing

asked on 16 Jan 2016

I am looking for a premium property in Sri Lanka to buy. My income is in USD. Can i see a foreign loan from Singapore? Can you help? Thanks, Rajesh

0 • 266 views

Mr. John John in Home Financing

asked on 13 Jan 2016

https://services2.hdb.gov.sg/webapp/BP27MaxLoan/BP27PMax1.jsp Hi, Regarding the above, I have the 1st HDB appointment in Feb for a resale flat. I am single, earning 5k/mth and will need $300k loan. I do not have any outstanding load. HLE...

0 • 1048 views 5 Answers

Mr. Phil Property in Home Financing

asked on 4 Jan 2016

Hello property experts, Appreciate your help. Many thanks in advance !! My mum ( singaporean , > 70 yr old & widowed ) and I ( singaporean, > 40 yrs old & divorced ) and my mum is considering buying a re-sale HDB. She does...

0 • 753 views 5 Answers

Anonymous in Home Financing

asked on 3 Jan 2016

Hi, I currently co-own a private property with my dad (50-50 co-ownership), which is currently fully financed by my dad. My fiance intends to buy over my dad's 50% share. Understand that a restructuring of loan needs to be done for this...

0 • 576 views 2 Answers

Anonymous in Home Financing

asked on 2 Jan 2016

Hi, my Wife and I intend to invest in a private property as co owners. She is a SPR and housewife with only rental income. I am employed SC. can we co apply for a property loan? How will her housewife status affect the loan quorum?

0 • 811 views 7 Answers

Mr. MH Tan in Home Financing

asked on 2 Jan 2016

I am looking into buying private property (TOP after 2017. I am currently staying in a HDB (>6 years, no outstanding loan). I have estimated 500K cash and my HDB is valued at approx 400+k. I plan to sell my HDB but only after moving into a new...

0 • 567 views 6 Answers

Anonymous in Home Financing

asked on 16 Dec 2015

Besides using the CPF for 15% DP & Stamp duty, can I use for lumpsum mortgage payment if there is excess in the OA? How much more can I use the OA?

0 • 496 views 3 Answers

Anonymous in Home Financing

asked on 9 Dec 2015

I have just bought a hdb at 350k. I have took up a loan of 130 k from hdb. The rest was paid by using my cpf. Is it possible to refinance my hdb for a higher amount? So I can consider set up a small business. Many thanks.

0 • 483 views

Anonymous in Home Financing

asked on 5 Dec 2015

In your opinion, is it better to use CPF or CASH to pay for your home loan installments?

0 • 596 views 2 Answers

Anonymous in Home Financing

asked on 4 Dec 2015

Hi, my mother does not have a job but she gets $3000/mth rental income from a condo that is fully paid up. She does not have any other home / car / credit card loans. Will she be eligible for a home loan from the bank if she wants to buy another...

0 • 691 views 3 Answers

Anonymous in Home Financing

asked on 28 Nov 2015

Hi, Need some advise, just got AIP but have problem with 5% cash. Wanted to get personel loan but afraid will affect my bank loan for purchase HDB flat. Rgds

0 • 416 views 1 Answer

Anonymous in Home Financing

asked on 27 Nov 2015

I was told that some banks are unable to finance properties smaller than 450 sqf, is this true for all banks in Singapore?

0 • 520 views 2 Answers

Anonymous in Home Financing

asked on 21 Nov 2015

i got my 1st resale hdb flat with hdb loan,then i sold off and got a 2nd resale hdb flat,got a grant from hdb and paid in full . my question is , if i get the next hdb flat, be it new or resale ,if i were to take up a 2nd hdb loan, do i have to...

0 • 318 views 3 Answers

Anonymous in Home Financing

asked on 17 Nov 2015

Can I use my parent's CPF to buy a private property in my sole name?

0 • 2173 views 7 Answers

Anonymous in Home Financing

asked on 13 Nov 2015

My friend and I are both SPR, can both of us jointly apply for home loan?

0 • 473 views 4 Answers

Anonymous in Home Financing

asked on 12 Nov 2015

May I know if I'm going to get a EC with my bf, how would the credit card affect the loan amount? If my bf have 5 credit cards from 2 different banks, will it consider as just 2 credit cards or 5 credit cards when they access the loan amount?

0 • 624 views 4 Answers

Anonymous in Home Financing

asked on 11 Nov 2015

Hi, I owns a 3-room HDB currently and will only meet the MOP in 2 years time, however, I will be 40 next year and am planning to invest in a private property before I reach or hit 40. Any possibility of working around the MOP? If not, can I co-buy...

0 • 564 views 2 Answers

Anonymous in Home Financing

asked on 9 Nov 2015

Hi, Just checking if i am able to buy a Private property under my Daughter who is 21 years old & currently studying. We have just sold our 3 rm flat. My hubby is about 50+ and myself 45+ So would like to buy a Private property under my...

0 • 687 views 7 Answers

Anonymous in Home Financing

asked on 7 Nov 2015

May I know if Im going to get a EC of around $700K, and want to get the maximum grant of $30K from government, how much income should I declare? And will it affect the MSR 30% income ? Thanks!

0 • 637 views 4 Answers

Anonymous in Home Financing

asked on 6 Nov 2015

How does valuation limit works? Say i buy a resale hdb flat with my sibling under joint singles scheme as first timers, our combined cpf is 135k and hdb loan granted to us is 200k. Total we would have 335k. If we were to buy a 3room resale...

0 • 1122 views 6 Answers

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