Property & Real Estate Discussions on Home Financing

3472 Results Found in Home Financing

Anonymous in Home Financing

asked on 28 Nov 2015

Hi, Need some advise, just got AIP but have problem with 5% cash. Wanted to get personel loan but afraid will affect my bank loan for purchase HDB flat. Rgds

0 • 413 views

Anonymous in Home Financing

asked on 27 Nov 2015

I was told that some banks are unable to finance properties smaller than 450 sqf, is this true for all banks in Singapore?

0 • 510 views 1 Answer

Anonymous in Home Financing

asked on 21 Nov 2015

i got my 1st resale hdb flat with hdb loan,then i sold off and got a 2nd resale hdb flat,got a grant from hdb and paid in full . my question is , if i get the next hdb flat, be it new or resale ,if i were to take up a 2nd hdb loan, do i have to...

0 • 306 views 2 Answers

Anonymous in Home Financing

asked on 17 Nov 2015

Can I use my parent's CPF to buy a private property in my sole name?

0 • 2139 views 6 Answers

Anonymous in Home Financing

asked on 13 Nov 2015

My friend and I are both SPR, can both of us jointly apply for home loan?

0 • 471 views 3 Answers

Anonymous in Home Financing

asked on 12 Nov 2015

May I know if I'm going to get a EC with my bf, how would the credit card affect the loan amount? If my bf have 5 credit cards from 2 different banks, will it consider as just 2 credit cards or 5 credit cards when they access the loan amount?

0 • 616 views 3 Answers

Anonymous in Home Financing

asked on 11 Nov 2015

Hi, I owns a 3-room HDB currently and will only meet the MOP in 2 years time, however, I will be 40 next year and am planning to invest in a private property before I reach or hit 40. Any possibility of working around the MOP? If not, can I co-buy...

0 • 560 views 1 Answer

Anonymous in Home Financing

asked on 9 Nov 2015

Hi, Just checking if i am able to buy a Private property under my Daughter who is 21 years old & currently studying. We have just sold our 3 rm flat. My hubby is about 50+ and myself 45+ So would like to buy a Private property under my...

0 • 679 views 6 Answers

Anonymous in Home Financing

asked on 7 Nov 2015

May I know if Im going to get a EC of around $700K, and want to get the maximum grant of $30K from government, how much income should I declare? And will it affect the MSR 30% income ? Thanks!

0 • 631 views 3 Answers

Anonymous in Home Financing

asked on 6 Nov 2015

How does valuation limit works? Say i buy a resale hdb flat with my sibling under joint singles scheme as first timers, our combined cpf is 135k and hdb loan granted to us is 200k. Total we would have 335k. If we were to buy a 3room resale...

0 • 1112 views 6 Answers

Anonymous in Home Financing

asked on 5 Nov 2015

hi, how long does it normally take to get an IPA from DBS? - thank u

0 • 2735 views 5 Answers

Mdm. Rosniati Zaharudin in Home Financing

asked on 5 Nov 2015

Hi, we are a family of 5 (in addition, with a helper) and have a combined income of $14450. What is the rate of success of appealing to purchase an EC? We are actually looking at a 4 bedroom unit, Waterwoods EC. The reason being we would need to...

0 • 688 views 3 Answers

Anonymous in Home Financing

asked on 1 Nov 2015

I am a Singaporean citizen who live overseas most of the last twenty years so no significant income or cpf in Singapore. Over 35 but married. We want to buy a property in Singapore - hdb or condo - with a view to return to Singapore at a later...

0 • 494 views 4 Answers

Anonymous in Home Financing

asked on 26 Oct 2015

Hi, I have been self employed for a year trading financial assets. My yearly income is 200k and I have 3500k in liquid cash+stocks and no debt. Based on the self employed status and volatile nature of work, how much in mortgage would I be able to...

0 • 901 views 6 Answers

Mr. Spencer Lim in Home Financing

asked on 21 Oct 2015

Hi Gurus, Assuming i were to sell my existing HDB 4 room @ 480k which just MOP, and purchase a private property at $850k, how will the finance flow? My hdb purchase price was $250k. Now balance HDB loan with ard $100k left. Assuming i...

0 • 802 views 9 Answers

Anonymous in Home Financing

asked on 20 Oct 2015

When is the earliest one should consider buying a property if not a HDB?

0 • 492 views 4 Answers

Anonymous in Home Financing

asked on 19 Oct 2015

Is there discount for 3 bedder Ecopolitan ec? How much?when top?

0 • 493 views 4 Answers

Anonymous in Home Financing

asked on 15 Oct 2015

For enhanced contra facility, what is the pro and con? As a HDB seller who intend to use contra, does it affect the number of potential buyer?

0 • 1914 views 6 Answers

Anonymous in Home Financing

asked on 10 Oct 2015

I and my spouse are SC since last one year. We wish to buy an HDB and want to avail HDB loan. My spouse is unemployed since last 5 months and i am working with a monthly income of 4.5k SGD. Am i eligible for HDB subsidised loan?

0 • 342 views 2 Answers

Anonymous in Home Financing

asked on 8 Oct 2015

Hi there, i'm a foreigner looking to buy an investment property in Singapore. Based on the TDSR framework, i understand that local banks will consider all loans that i have (including my loans in my home country) before granting me a loan. If i...

0 • 550 views 3 Answers

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