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Hi, I wish to buy a condo in Singapore and I am working abroad. I m a Malaysian and my wife is Singaporean. My wife have left her job 2 years ago in Singapore . My question is would I be able to secure a bank borrowing to buy a property in Singapore. If yes, what should I prepare? Thanks
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8 Answers

Hi,

Is this going to be your 1st property in Singapore? May I know which country are you working in right now? Yes you can apply for a bank loan but supporting documents such as income slips & tax assessment would be required. Thanks and hope to assist further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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(Client's Testimonials) Read More
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Alfred Chee 徐仲宏
Hi,

Yes, you can certainly take mortgage loan in Singapore with overseas income as I have done it before for my overseas clients who purchased Singapore properties. Typical required documents include your Annual Tax Assessment, Salary Pay Slips, Bank statements which show credit of salary etc.

Feel free to contact me for further discussions on your property plans.

My pleasure to assist you!

Warmest regards,
Alfred
Propnex
 +65-96428496  Read More
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YT Tan (陈永达)
Happy lunar new year to you, buyer!

Yes as long as you have income be it locally or overseas, you are able to obtain a mortgage but it will be best to speak to my banker so he can advise you professionally.

Usually banks will require such:

1) past 3 months pay slips
2) all credit cards statements
3) up to past 2 years notice of assessment
4) other misc documents etc.

By the way, do take note that you will be subject to 5% additional buyer's stamp duty if you purchase solely as a SPR.

Will you be keen to find out how to avoid paying this 5% ABSD?

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More
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Hi, first and foremost, I would suggest that you allow my banker to access your financial status and from there she would be able to advice you further. Pls feel free to let me know if you require any banker's contact or other assistance.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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Hi Sir,

Happy New Year! Local banks such as UOB and OCBC will be able to support your loan application as long as you are holding a job overseas.

I will be happy to get my bankers to assist you to find out the amount of loan and loan tenure you are eligible for. Please feel free to contact me at 9644 4854  for a discussion.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nicktan@propertyavenue.com.sg
(W) www.nick-tan.com / www.propertyavenue.com.sg

Testimonial from Satisfied Clients (2015)

“Nick from Property Avenue has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.

We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer of HDB)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer of HDB)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”

Mr and Mrs Chan (Sold and Bought through Nick) Read More
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Hi,
Gong Xi Fa Cai.
If you are employed, just need to provide income statement. For self-employed, bank statement.
To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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Morning,

As you are currently employed, you can provide the income and tax statement, along with employment letter to facilitate the loan assessment.

Do contact me further should you require additional assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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GAN ENG JOO ONASSIS
Hi,

Re: Our Preferred Experienced SG Professional

No worries, we have a pool of experienced bankers to assist you. Income tax , Pay slip and saving docs proof as usual.

Call us now, we can explore further in detail.

We are contactable at 92222389  or onassis@sgrealtor.com.

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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