Everything You Need to Know About Refinancing Home Loans in Singapore

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When it comes to mortgages, people throw around the word 'refinancing' very often. But what exactly does it mean to refinance your home loan? Can you really save that much money?

To empower homeowners like you to make smarter home financing choices, here’s a compilation of articles and resources that’ll help you better understand how you can manage your home loan through refinancing.

Contents

 

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Don't let your mortgage get in the way of the lifestyle you want! Compare the best refinancing mortgage rates on PropertyGuru Finance to start saving today. For expert, honest advice and recommendations, chat with us:  

 

 

What is Refinancing?

If you're a complete newbie, read this article to learn the basics of what it means to refinance your home loan: 

Home Loan Refinancing 101: Everything You Need to Know!

Home Loan Refinancing 101: Everything You Need to Know!

ArticleJuly 2019

Or, check out this short video on refinancing 101. 

 

Should I Consider Refinancing? ​

Depending on your unique situation, now may or may not be the best time for your to explore refinancing. Read more: 

3 Steps to Identify the Right Time  to Refinance

3 Steps to Identify the Right Time to Refinance

ArticleMay 2021

Does Refinancing Always Save You Money?

Does Refinancing Always Save You Money?

ArticleJune 2020

Should You Reprice or Refinance Your Home Loan?

Should You Reprice or Refinance Your Home Loan?

ArticleJuly 2020

Pros and Cons of Refinancing In The Midst of a Pandemic

Pros and Cons of Refinancing In The Midst of a Pandemic

ArticleMay 2020

5 Super Relatable Situations When Refinancing May Make the Most Sense

5 Super Relatable Situations When Refinancing May Make the Most Sense

ArticleJanuary 2021

 

How to Calculate Savings from Refinancing 

Refinancing your HDB Loan: How Much Can You Save?

Refinancing your HDB Loan: How Much Can You Save?

ArticleDecember 2021

Refinancing your Bank Mortgage: How Much Can You Save?

Refinancing your Bank Mortgage: How Much Can You Save?

ArticleApril 2021

 

How to Refinance your Home Loan

Decided that refinancing is indeed the way to go? Here's everything you need to know before taking the plunge: 

Planning to Refinance? Here's How to Compare Mortgages

Planning to Refinance? Here's How to Compare Mortgages

ArticleJuly 2020

The Ultimate Refinancing Checklist: Key Documents To Prepare, Fine Print to Read and More

The Ultimate Refinancing Checklist: Key Documents To Prepare, Fine Print to Read and More

ArticleJanuary 2021

Fixed vs Floating Rate Home Loans: How to Pick the Right One

Fixed vs Floating Rate Home Loans: How to Pick the Right One

ArticleAugust 2021

How to Refinance from HDB Housing Loan to Bank Loan

How to Refinance from HDB Housing Loan to Bank Loan

ArticleOctober 2020

 

More Tips on Refinancing

Home Loan Refinancing: Why is it Important to Conserve Cash Flow?

Home Loan Refinancing: Why is it Important to Conserve Cash Flow?

ArticleJuly 2020

3 Reasons to Consider Refinancing with a Shorter Tenure

3 Reasons to Consider Refinancing with a Shorter Tenure

ArticleOctober 2020

Is There A “Best” Housing Loan Package in Singapore?

Is There A “Best” Housing Loan Package in Singapore?

ArticleJuly 2020

9 Easy Lifestyle Changes to Help You Save on Everyday Expenses

9 Easy Lifestyle Changes to Help You Save on Everyday Expenses

ArticleFebruary 2021

 

Read About Others Who Have Refinanced

Don't just take our word for it - here are some stories of how others how refinanced their home loans for greater savings: 

“We Always Knew We Were Paying More”: After 9 Years, This Couple Finally Decided to Refinance their HDB Loan

“We Always Knew We Were Paying More”: After 9 Years, This Couple Finally Decided to Refinance their HDB Loan

ArticleDecember 2021

A Silver Lining in 2020: A Couple’s Home Loan Refinancing Journey

A Silver Lining in 2020: A Couple’s Home Loan Refinancing Journey

ArticleNovember 2020

Why More Homeowners Are Refinancing Now, Especially Thanks To COVID-19 Property Reliefs

Why More Homeowners Are Refinancing Now, Especially Thanks To COVID-19 Property Reliefs

ArticleJuly 2020

 

Find Out More

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Disclaimer: Information provided on this website is general in nature and does not constitute financial advice.

PropertyGuru will endeavour to update the website as needed. However, information can change without notice and we do not guarantee the accuracy of information on the website, including information provided by third parties, at any particular time.Whilst every effort has been made to ensure that the information provided is accurate, individuals must not rely on this information to make a financial or investment decision. Before making any decision, we recommend you consult a financial planner or your bank to take into account your particular financial situation and individual needs.PropertyGuru does not give any warranty as to the accuracy, reliability or completeness of information which is contained in this website. Except insofar as any liability under statute cannot be excluded, PropertyGuru, its employees do not accept any liability for any error or omission on this web site or for any resulting loss or damage suffered by the recipient or any other person.

 

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