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Everything You Need to Know About Refinancing Home Loans in Singapore

Eugenia Liew
When it comes to mortgages, people throw around the word ‘refinancing’ very often. But what exactly does it mean to refinance your home loan? Can you really save that much money?
To empower homeowners like you to make smarter home financing choices, here’s a compilation of articles and resources that’ll help you better understand how you can manage your home loan through refinancing.

Contents

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Don’t let your mortgage get in the way of the lifestyle you want! Compare the best refinancing mortgage rates on PropertyGuru Finance to start saving today. For expert, honest advice and recommendations, chat with us:

What is Refinancing?

If you’re a complete newbie, read this article to learn the basics of what it means to refinance your home loan:

Singapore Home Loan Refinancing 101 (Everything You Need to Know)

Or, check out this short video on refinancing 101.

Should I Consider Refinancing? ​

Depending on your unique situation, now may or may not be the best time for your to explore refinancing. Read more:

Refinancing Your Home Loan: 3 Steps to Identify the Right Time

Should You Reprice or Refinance Your Home Loan?

Home Loan Refinancing: Does It Always Save You Money?

Refinancing In The Midst Of A Pandemic: Pros And Cons

5 Super Relatable Situations When Refinancing May Make the Most Sense

How to Calculate Savings from Refinancing

Refinancing Your HDB Loan in Singapore: 5 Steps to Calculate How Much You Can Save

Refinancing your Bank Mortgage: How Much Can You Save?

How to Refinance your Home Loan

Decided that refinancing is indeed the way to go? Here’s everything you need to know before taking the plunge:

Ultimate Home Loan Refinancing Checklist for Home Loans in Singapore (2022)

Fixed vs Floating Rate Home Loans in Singapore: How to Pick the Right One (2022)

How to Refinance HDB Loan to Bank Loan in Singapore (2022)

More Tips on Refinancing

Home Loan Refinancing: Why is it Important to Conserve Cash Flow?

Should You Refinance with a Shorter Tenure? 3 Reasons to Consider It

9 Easy Lifestyle Changes to Help You Save on Everyday Expenses

Is There A ‘Best’ Housing Loan Package in Singapore?

Read About Others Who Have Refinanced

Don’t just take our word for it – here are some stories of how others how refinanced their home loans for greater savings:

‘We Always Knew We Were Paying More’: After 9 Years, This Singaporean Couple Finally Decided to Refinance their HDB Loan

A Silver Lining in 2020: A Couple’s Home Loan Refinancing Journey

Find Out More

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Thinking of getting a bank home loan? Compare the best mortgage rates on PropertyGuru Finance, or contact us for more personalised advice and recommendations:
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