46 results for 'mortgage-rates'

In this article, we work backwards to find out how much buyers need to earn to afford a private condo. According to the Ministry of Manpower, the official median salary for Singaporeans was $5,070 in 2022. With this earning power, is buying a condo or private property within reach?

Whether you're refinancing or repricing your home loan, learning to take an active hand in managing your mortgage is important. Read how Creative Director and condo owner Rizky Budiyanto, 38, used the SmartRefi tool and got help from PropertyGuru Finance Mortgage Experts to score a more competitive mortgage package.

How ready are you to refinance your home loan? Take our interactive quiz to find out. Head down to PropertyGuru's Mortgage Makeover Month event on 25 March 2023 to speak to our Mortgage Experts and learn how to best manage your mortgage.

The current high interest rate environment has seen increases in the monthly mortgage payments for homeowners in Singapore servicing their property with floating rate bank loans. Learn what we can expect of Singapore mortgage rates in 2023.

What defines the best mortgage in Singapore: the lowest interest rate? From a reputable bank? Most attractive bank promotion? Possibly, but first, you'll need to identify and evaluate your mortgage goals. Here are 5 factors to consider.

With such economic uncertainty still lingering, many are wondering how they would cope with their mortgage repayments if they are forced to take a pay cut, or worse, lose their job. Here are 5 things you can do if you find yourself in such difficulty.

Learn the HDB HLE application process, HDB loan eligibility and how you can apply for an HDB loan in Singapore. For easy reading, we've summarised the information into 6 important points.

HDB loan vs bank loans, which should you pick? Here are the 5 key differences to consider before making a decision on financing your HDB flat in Singapore. For example, the HDB loan interest rate is 2.6% and unchanged since 1999.

Bridging loans are a loan you can possibly take when you’re waiting to receive the sales proceeds from your old property but need to pay the downpayment on your new one. Learn all about bridging loans in Singapore and 4 things to consider before taking one.

The Mortgage Servicing Ratio (MSR) in Singapore caps the amount that may be spent on mortgage repayments to 30% of a borrower’s gross monthly income. It applies to HDB flats and executive condominiums (ECs) bought from developers.