
Eugenia Liew
Articles by Eugenia Liew
25 May 2023 • Eugenia Liew
4 Tips for Getting A Home Loan with A Poor Credit Rating
In Singapore, the Credit Bureau Singapore (CBS) is the ones who issues credit reports. Credit scores (or ratings) are between 1,000 and 2,000. If you have a poor credit score, here are some tips for securing a mortgage or home loan.
17 May 2023 • Eugenia Liew
Annual Value of Your Property in Singapore: How to Check It (2023)
The annual value of your Singapore property is certainly top of mind when assessing property taxes. Here's everything you need to know to value your property in 2023.
21 Mar 2023 • Eugenia Liew
Here's How Much You Need to Earn to Buy a Condo in Singapore (2023)
In this article, we work backwards to find out how much buyers need to earn to afford a private condo. According to the Ministry of Manpower, the official median salary for Singaporeans was $5,070 in 2022. With this earning power, is buying a condo or private property within reach?
1 Mar 2023 • Eugenia Liew
4 Benefits of Refinancing Your Home Loan: Lower Repayments, 'Unlock' Equity, and More
In this current high interest rate environment, you want to review your home loan and make sure your mortgage is in shape. From lower monthly mortgage repayments and interest costs to unlocking equity, here are 4 benefits of refinancing your home loan in 2023.
3 Feb 2023 • Eugenia Liew
Marriage or Mortgage First? 5 Key Considerations for Young Couples in Singapore
In Singapore, marriage and buying a house commonly happen around the same time. Here are 5 ways to decide which you should do first.
18 Jan 2023 • Eugenia Liew
Keeping Pets in Singapore: 5 Extra Costs and Considerations for Your New Home (2023)
Keeping pets in Singapore requires you to make certain home renovation decisions. From pet-friendly sofa to custom renovations, here are 5 costs and considerations when budgeting for a pet-friendly home.
16 Jan 2023 • Eugenia Liew
5 Ways To Manage Your Mortgage If You Lose Your Job (2023)
With such economic uncertainty still lingering, many are wondering how they would cope with their mortgage repayments if they are forced to take a pay cut, or worse, lose their job. Here are 5 things you can do if you find yourself in such difficulty.
15 Dec 2022 • Eugenia Liew
Prime Location Public Housing (PLH) Model Singapore: Additional Subsidies, 10-Year MOP and More
HDB's Prime Location Public Housing (PLH) model in Singapore will apply to prime HDB flats, starting with the Rochor BTO in Nov 2021. You can expect additional subsidies with clawback, 10-year MOP, and tighter eligibility criteria for resale buyers.
12 Dec 2022 • Eugenia Liew
BTO vs Resale Price Cost Breakdown: Which HDB Flat Type to Buy for Singles in Singapore (2023)
BTO vs resale flat? Which should you buy in Singapore? Are 2-room or 3-room flats more worth it? In this guide, we break down the costs to find out which is a better financial decision.
10 Oct 2022 • Eugenia Liew
Buying A House With COV: Expecting the Unexpected (2023)
Cash over valuation (COV) is an expense you may have to prepare for if you purchase an HDB resale flat. Here's how Judy, a civil servant, prepared herself and her family for the COV payment in Singapore.