58 results for 'bank-loan'
30 Sep 2024 • Home Financing
Housing Loan in Singapore: How Much Must You Pay Upfront for HDB vs Private Property?
Your upfront costs, which includes the amount of downpayment you have to pay via CPF and/or cash will depend on your home loan and type of property purchase. Here is what you can expect to pay.
3 Sep 2024 • Buying
HDB Lawyer Fees and Other 'Hidden' Payments You Need to Know When Buying a Resale Flat in Singapore (2024)
Besides HDB legal fees and down payment, what else goes into the HDB resale process? We break down the various HDB resale fees and walk through the resale HDB process via the HDB Flat Portal.
22 Aug 2024 • Home Financing
Loan-To-Value Ratio (LTV) For Singapore Property in 2024: A Complete Guide
The Loan-to-Value ratio (LTV) determines how much you can borrow from HDB or banks when you take a property loan. The August 2024 property cooling measures in Singapore saw the LTV for HDB-granted loans lowered to 75%.
15 Aug 2024 • Home Financing
How to Plan Your Property Budget in Singapore and Determine Loan Eligibility in 4 Steps
If you're planning to purchase a property in Singapore, here are 4 easy steps to plan your budget, determine mortgage affordability, and calculate your loan eligibility.
2 Apr 2024 • Home Financing
The Best Way to Lower Your Mortgage Payments: 6 Top Reasons to Refinance Your Home Loan (2024)
Want to lower your mortgage payments in Singapore? Review your home loan and make sure your mortgage is in shape. Here are 4 benefits of refinancing your home loan and why you should refinance in 2024.
15 Mar 2024 • Home Financing
Here's How Much Salary You Need to Buy a Condo in Singapore (2024)
"How much salary to buy a condo in Singapore?" is a top question most often ask. To find out how to afford a condo in Singapore, we break down condo eligibility, downpayment, and how to get a bank loan in 2024.
15 Mar 2024 • Home Financing
How to Get an IPA from a Bank in Singapore: 3 Easy Steps (2024)
Knowing how to get an IPA from a bank in Singapore is important if you are applying for a bank loan to finance your property. Here are 3 steps on how to secure an In-Principle Approval (IPA).
14 Mar 2024 • Home Financing
1M Vs 3M SORA: The #1 Reason Why Singaporeans Should Choose a SORA Home Loan in 2024
Understanding 1M vs 3M SORA rates is useful whether you're applying for a loan for the first time or refinancing your home loan in Singapore. Here are the top things to know about SORA home loans in 2024.
18 Aug 2023 • Home Financing
Worried About Interest Rate Hikes in 2023? Our Experts Share Home Loan Tips to Save Money
Navigating Fed interest rate hikes in 2023 can be tricky. Want to know the 'best' mortgage to refinance to save the most money? Our PropertyGuru Finance Mortgage Experts share their top tips.
15 Mar 2023 • Home Financing
How This Condo Owner Scored Monthly Mortgage Savings by Learning to Manage His Home Loan
Whether you're refinancing or repricing your home loan, learning to take an active hand in managing your mortgage is important. Read how Creative Director and condo owner Rizky Budiyanto, 38, used the SmartRefi tool and got help from PropertyGuru Finance Mortgage Experts to score a more competitive mortgage package.