59 results for 'bank-loan'
19 Sep 2023 • Home Financing
Understanding SORA Interest Rates: Why You Should Pick a SORA Home Loan in 2023
SORA rates are used in many home loans and mortgages in Singapore. Whether you're applying for a loan for the first time or refinancing your home loan, learn all about SORA home loans and whether or not it's suitable for you in 2023.
29 Aug 2023 • Home Financing
Here's How Much Salary You Need to Buy a Condo in Singapore (2023)
How much salary do you need to buy a condo in Singapore? We break down condo eligibility, down payment, and how to get a bank loan in 2023.
18 Aug 2023 • Home Financing
Worried About Interest Rate Hikes in 2023? Our Experts Share Home Loan Tips to Save Money
Navigating Fed interest rate hikes in 2023 can be tricky. Want to know the 'best' mortgage to refinance to save the most money? Our PropertyGuru Finance Mortgage Experts share their top tips.
28 Jul 2023 • Buying
Downpayment for HDB Flats: 4 Things To Do if You Need HDB Staggered Downpayment
Downpayment for your HDB flat: not sure if you can pay for it all upfront? Here’s how HDB’s Staggered Downpayment Scheme can help you.
22 Jun 2023 • Home Financing
HDB Resale Fees: Legal Fees, Down Payment, and Other Resale HDB Processes You Need to Know in 2023
Besides HDB legal fees and down payment, what else goes into the HDB resale process? We break down the various HDB resale fees and walk through the resale HDB process via the HDB Flat Portal.
15 Mar 2023 • Home Financing
How This Condo Owner Scored Monthly Mortgage Savings by Learning to Manage His Home Loan
Whether you're refinancing or repricing your home loan, learning to take an active hand in managing your mortgage is important. Read how Creative Director and condo owner Rizky Budiyanto, 38, used the SmartRefi tool and got help from PropertyGuru Finance Mortgage Experts to score a more competitive mortgage package.
3 Mar 2023 • Home Financing
Refinancing Your Home Loan In Singapore: 3 Reasons Why Lock-In Periods Aren’t Always Bad
Intending to refinance your home loan in Singapore? Then you'll want to check your lock-in period. Lock-in period is a set number of years during which you are unable to redeem your house loan, including refinancing and/or selling your home. This isn't necessarily a terrible thing, though. Here are 3 reasons why.
1 Mar 2023 • Home Financing
Cash, CPF, or Both? 5 Singaporean Households Share How They're Paying Off Their Mortgage
In a high interest rate environment, should you use cash, CPF, or both to service your mortgage? We ask 5 Singaporean households how they're paying off their home loan, while grappling with this rising interest rate environment.
1 Mar 2023 • Home Financing
Fixed Rate Home Loans in 2023: A Way to 'Escape' Rising Interest Rates?
Interest rates continue to climb in 2023. The US Fed Funds rate could reach 5.25% to 5.50% this year. Fixed rate home loans guarantee a fixed rate for 2 to 5 years, which could be preferable for those who want a fixed monthly mortgage payment. See if a fixed rate home loan is the right choice for you.
1 Mar 2023 • Home Financing
Fixed vs Floating Rate Home Loans in Singapore: How to Pick the Right One (2023)
Home loan refinancing, home loans, fixed and floating rate home loan are terms that can be confusing. This a guide on all the basics. When taking out a bank property mortgage in Singapore, you can choose between a fixed and variable rate house loan. Don't know where to start? Here's all you need to know about them.