61 results for 'hdb-loan'
30 Sep 2024 • Home Financing
Housing Loan in Singapore: How Much Must You Pay Upfront for HDB vs Private Property?
Your upfront costs, which includes the amount of downpayment you have to pay via CPF and/or cash will depend on your home loan and type of property purchase. Here is what you can expect to pay.
16 Sep 2024 • Home Financing
HDB Home Loan Eligibility: Why You May Not Qualify for the Full 75% HDB Loan Amount in Singapore
The announcement of the August 2024 property cooling measures saw the LTV limit for HDB loans being adjusted to 75%. But did you know not everyone is eligible to loan the maximum amount? Read about it here.
3 Sep 2024 • Buying
HDB Lawyer Fees and Other 'Hidden' Payments You Need to Know When Buying a Resale Flat in Singapore (2024)
Besides HDB legal fees and down payment, what else goes into the HDB resale process? We break down the various HDB resale fees and walk through the resale HDB process via the HDB Flat Portal.
22 Aug 2024 • Home Financing
Loan-To-Value Ratio (LTV) For Singapore Property in 2024: A Complete Guide
The Loan-to-Value ratio (LTV) determines how much you can borrow from HDB or banks when you take a property loan. The August 2024 property cooling measures in Singapore saw the LTV for HDB-granted loans lowered to 75%.
20 May 2024 • Buying
BTO Eligibility for Couples in Singapore: How to Apply and Budget for a BTO Flat (2024)
BTO eligibility for couples is an important check for most BTO applicants before an upcoming launch. From marital status to priority schemes, what else do you need to know?
30 Apr 2024 • Buying
Staggered Downpayment for HDB Flats in 2024: What You Must Know
The HDB Staggered Downpayment Scheme allows you to pay your downpayment in two instalments. For example, from the June 2024 sales exercise onwards, those taking an HDB loan or not taking a loan, you can pay 2.5% in cash or using CPF OA at the time of signing the Agreement for Lease and the remaining 17.5% during key collection
3 Nov 2023 • Buying
From Cheapest Flats in Singapore to Highest HDB Resale Prices: We Rank Estates Based on Q3 2023 Data
From the cheapest flats in Singapore to the highest HDB resale prices, we list the median HDB resale prices in Q3 2023 for your review.
3 Mar 2023 • Home Financing
Refinancing Your Home Loan In Singapore: 3 Reasons Why Lock-In Periods Aren’t Always Bad
Intending to refinance your home loan in Singapore? Then you'll want to check your lock-in period. Lock-in period is a set number of years during which you are unable to redeem your house loan, including refinancing and/or selling your home. This isn't necessarily a terrible thing, though. Here are 3 reasons why.
1 Mar 2023 • Home Financing
Cash, CPF, or Both? 5 Singaporean Households Share How They're Paying Off Their Mortgage
In a high interest rate environment, should you use cash, CPF, or both to service your mortgage? We ask 5 Singaporean households how they're paying off their home loan, while grappling with this rising interest rate environment.
1 Mar 2023 • Home Financing
Fixed Rate Home Loans in 2023: A Way to 'Escape' Rising Interest Rates?
Interest rates continue to climb in 2023. The US Fed Funds rate could reach 5.25% to 5.50% this year. Fixed rate home loans guarantee a fixed rate for 2 to 5 years, which could be preferable for those who want a fixed monthly mortgage payment. See if a fixed rate home loan is the right choice for you.