HDB MOP: 24 BTO Projects You Can Buy That MOP-ed in 2020

5 HDB MOP flats in 2020

With COVID-19 construction delays likely to endure for the rest of the year, you might be a successful BTO flat applicant who is looking to cancel your BTO flat and buy an HDB resale flat. But maybe you're worried about lease decay and want to buy one that's still relatively 'new'. Then you definitely want to check these HDB projects that have just hit their Minimum Occupation Period (MOP).

With the HDB Enhanced CPF Housing Grant (EHG), buying a resale flat has become even more affordable than ever; the new CPF Housing Grant provides first-time resale flat buyers up to $80,000 in grants. What's more, you can also enjoy up to $160,000 if you combine it with the CPF Family Grant and Proximity Housing Grant (PHG).  

So, if you're looking to move into a new home but don't want to wait for a BTO flat, then you might want to take a look at this list of HDB MOP estates that have crossed their HDB MOP period in 2020. We've also included five of our picks that you can consider.

If you're not ready to buy yet, you could check out this ultimate list of most freshly MOP-ed BTO flats.


BTO Projects Which MOP-ed in 2020

Here's a list of all the BTO projects which reached MOP in 2020. Depending on a project's actual TOP date, the month and date of each HDB project’s actual MOP vary.

BTO Project Which MOP-ed in 2020

Nearest MRT station

Punggol Topaz

Punggol (0.9km)

Waterway Terraces I

Punggol (0.7km)

Waterway Terraces II

Punggol (0.9km)

Woodlands Peak

Marsiling (150m)

Waterway Woodcress

Punggol (1.8km)

Waterway Brooks

Punggol (1.3km)

Fernvale Rivergrove

Sengkang (2.1km)

Teban View

Jurong East (1.3km)

Waterway Ridges

Punggol (1.8km)

Hougang Capeview

Buangkok (1.9km)

Hougang DewCourt

Hougang (850m)

Acacia Breeze

Khatib (1.2km)

Sunshine Gardens

Choa Chu Kang (1.5km)

Fernvale Lea

Sengkang (2.4km)

Waterway Sunbeam

Punggol (2.2km)

Fajar Hills

Bukit Panjang (1.4km)

MacPherson Residency

Macpherson (450m)

Ping Yi Greens

Bedok (850m)

Golden Clover

Potong Pasir (1.1km)

Golden Kismis

Beauty World (550m)

Compassvale Boardwalk

Sengkang (700m)

Punggol Opal

Punggol (1.0km)

Greentops @ Sims Place

Aljunied (400m)

Golden Saffron

Admiralty (650m)

Here are some of our selections for BTO projects that MOP-ed in 2020:


Related article: HDB Prime Location Housing (PLH) Model: Additional Subsidies, 10-Year MOP and More


1. Waterway Brooks


HDB Town


No. of Units


Unit Type

2-room Flexi, 3-room, 4-room, 5-room

Nearest MRT

Damai LRT, Punggol MRT

Completion Date

Q1 2015

BTO Launch Price

$85,000 - $119,000 (2-room Flexi)

$205,000 - $239,000 (3-room)

$304,000 - $379,000 (4-room)

$375,000 - $466,000 (5-room)

Average Listing Price

$425,000 onwards (4-room)

As we cross the 2020 mark, we'll see more HDB developments in Punggol crossing the five-year HDB MOP mark as well. As such, we'll be seeing more and more Punggol HDB developments being listed for sale. Among the Punggol developments that are now eligible for resale, Waterway Brooks is one of those that potential buyers should look out for. 

While the nearest MRT station, Punggol MRT, isn't exactly 'near' (it's 5 minutes by car). However, the good news is that Damai LRT station sits right beside Waterway Brooks, and the station is just a station away from Punggol MRT. For those who drive, Tampines Expressway (TPE) and Kallang-Paya Lebar Expressway (KPE) are also easily accessible. 

One thing we love about the Punggol is that the area was built with families in mind. It's no wonder why you can see multiple primary schools, childcare centres and pre-schools nearby, including Oasis Primary School, Punggol View Primary School, Bright Kids Pre-School. With the upcoming Punggol Digital District set to be completed in 2023, residents in the area will stand to benefit even further, including job opportunities as well as the new Singapore of Institute Technology University campus.

Apart from that, there are a host of amenities and shopping malls around this waterfront living project. Right across the street are NTUC Fairprice and two coffee shops. Waterway Point, Rivervale Mall and Punggol Plaza are nearby shopping malls. There is also a growing number of cafes in Punggol you can check out

The area isn't short of natural spots too; along the Punggol Waterway, you can take a stroll with your family to get to Punggol Waterway Point and enjoy the benefits of living near nature with your family. Furthermore, Coney Island, Punggol Waterway Park and Lorong Halus Wetland are within close proximity, so there's plenty of recreational things to do with the family.

Related article: Coast-to-Coast Trail: 9 Properties 5 Min from Hiking Trails and Park Connectors in Singapore

Not all of the 14 blocks have units for sale. Browse available Waterway Brooks resale units on PropertyGuru here:


2. Segar Palmview


HDB Town

Bukit Panjang

No. of Units


Unit Type

3-room, 4-room, 5-room

Completion Date

Q4 2014

Nearest MRT

Segar LRT, Bukit Panjang MRT

BTO Launch Price

$137,000 - $165,000 (3-room)

$217,000 - $298,000 (4-room)

$274,000 - $353,000 (5-room)

Average Listing Price

$348,000 onwards (4-room)

$498,000 onwards (5-room)

Over to the west lies Segar Palmview in Bukit Panjang. Within the vicinity of the project are a few food options from neighbourhood coffee shops. There’s also a Sheng Siong supermarket nearby to grab your grocery needs. 

While Segar Palmview isn't near to an MRT station, it does have Segar LRT to make your travel more convenient. We also like the fact that there are plenty of schools around the area such as West Spring Primary School, Greenridge Primary School, Greenridge Secondary School and Zhenghua Secondary School. The close proximity to Upper Seletar Reservoir is definitely a bonus point for those who love to live close to nature. 

Related article: Nature Parks in Singapore: Condominiums near 7 Popular Green Spaces to Live in (2021)

Browse Segar Palmview units for sale on PropertyGuru.


3. Acacia Breeze


HDB Town


No. of Units


Unit Type

3-room, 4-room, 5-room

Nearest MRT

Khatib MRT

Completion Date

Q1 2015

BTO Launch Price

$156,000 - $179,000 (3-room)

$234,000 - $282,000 (4-room)

$277,000 - $352,000 (4-room)

Average Listing Price

$310,000 (3-room) onwards

$365,000 (4-room) onwards

If you're after a resale flat that's reasonably priced and one that also offers plenty of amenities, then Acacia Breeze in Yishun might just pique your interest. 

Nearby amenities and natural spots include SAFRA Yishun, Lower Seletar Reservoir Park, Yishun Riverwalk, Sheng Siong Supermarket and Yishun Park, while Northbrooks Secondary School and Northland Primary School are some of the schools within close proximity. 

In terms of food options, there's Yishun Park Hawker Centre, Foodfare@Yishun Angsana Breeze and two coffeeshops diagonally across Yishun Street 41. If you need more variety, you can head to Northpoint City Shopping Mall and Wisteria Mall, where you can satisfy your cravings.  

Browse Acacia Breeze units for sale on PropertyGuru.


4. Waterway Terrace I and Waterway Terrace II


HDB Town


No. of Units


Unit Type

3-room, 4-room, 5-room

Completion Date

Q1 2015

Nearest MRT

Punggol MRT

BTO Launch Price

$186,000 - $237,000 (3-room)

$300,000 - $376,000 (4-room)

$374,000 - $458,000 (5-room)

Average Listing Price

$425,000 (3-room) onwards

$515,000 (4-room) onwards

$650,000 (5-room) onwards

Waterway Terrace I and Waterway Terrace II are an HDB Design Award-winning project in Punggol. Unlike typical HDB flats, every block in Punggol Waterway Terrace I and II are interlinked, just like how terraces are linked to one another. The cool façade might even have earned it the nickname of being the Interlace of the HDB world.

Apart from its cool looks, location is also the biggest selling point for this BTO development that has crossed its 5-year HDB MOP. The backyard of Punggol Waterway Terrace I and II is the Punggol Waterway Park where you can spend with your family to take evening walks to enjoy the greenery.

Besides the lovely park in your backyard, you also have the humongous Waterway Point Shopping Mall just across the road to meet your needs. Plus, the Punggol MRT station is also just 500m away and will only take you 6 minutes to reach on foot.

Browse Punggol Waterway Terrace units for sale on PropertyGuru.


5. Fervale Riverbow


HDB Town


No. of Units


Unit Type

3-room, 4-room, 5-room

Completion Date

Q4 2014

Nearest MRT

Layar LRT, Sengkang MRT

BTO Launch Price

$134,000 - $207,000 (3-room)

$225,000 - $340,000 (4-room)

$290,000 - $413,000 (5-room)

Average Listing Price

$410,000 (4-room) onwards

$550,000 (5-room) onwards

For those of you who are planning for a resale flat with a good amount of leasehold, Fernvale Riverbow should be on your watchlist. Fernvale Riverbow, which recently hit its 5-year HDB MOP, is a good option for those with families.

Within the vicinity of Fernvale Riverbow, you can find two primary schools (Fernvale Primary School and Sengkang Green Primary School) and one secondary school (Pei Hwa Secondary School)

While you are a few LRT stops away from the Sengkang interchange, the good thing is that you are just a 10-minute walk away from Seletar Mall, which has a Fairprice Finest outlet that lets you get all your grocery needs. Plus, it also has many food and beverage options for you and your family to dine at for a nice weekend. 

Browse Fernvale Riverbow units for sale on PropertyGuru.


Buying a Resale HDB Flat in Singapore

Not sure what you want to buy or how to plan for a budget? Check out these articles to start your resale flat buying journey:


More FAQs about Minimum Occupation Period and Resale Flats in Singapore

Can I Sell My HDB Before 5 Years?

No, unless you fall under a special case, such as divorce and financial issues.

Is It Worth Buying a Resale Flat?

Depending on your housing needs and budget, buying a resale flat can be worth it. Just make sure to purchase a home within your means.

How Long Does It Take to Buy a Resale Flat?

The whole process can take between 12 to 15 weeks, longer if you want to spend more time browsing HDB flats for sale.

What Is the Minimum Occupation Period for Resale Flat?

Most flats have a 5-year MOP period. This may vary depending on several factors so check your eligibility to sell your HDB flat on the HDB website.


For more property news, resources and useful content like this article, check out PropertyGuru’s guides section

Are you looking for a new home? Head to PropertyGuru to browse the top properties for sale in Singapore.  

Already found a new home to buy? Let PropertyGuru Finance's home finance advisors help you with financing it. 

Read Next

Get expert advice for every question you can think of!

Explore AskGuru and gain exclusive access to thousands of answers from our expert and agent community. 💬⭐👍