The HDB resale price index (RPI) flash estimates predict a rise of 0.9% from 171.9 points in Q4 2022 to 173.4 points in Q1 2023, the smallest price increase in the last 10 quarters. While the demand for HDB resale flats remains strong, price growth is moderating. In part, this could be due to more BTO launches and alleviated COVID-19 construction delays.
If you’re intending to move into a new home next year, you’re probably looking for a resale flat. And if you’re someone who prefers a flat with a long remaining lease, you’re likely eyeing a freshly MOP-ed resale flat.
To help you, we’ve put together a list of 34 HDB BTO projects set to fulfil their Minimum Occupation Period (MOP) in 2023 and 2024. If you want to purchase a house that has already fulfilled its MOP, you can check out our article on 41 HDB resale flats that fulfilled their MOP in 2022.
Watch Our Video on HDB MOP
But first, let’s take a step back and understand…
What is MOP in HDB?
Five years after collecting the keys to your HDB flat, your property would have completed its mandatory Minimum Occupation Period or ‘MOP’. From then on, you are eligible to put your flat on the resale market.
Typically, those who ‘flip’ their freshly MOP-ed HDB flat on the open market can fetch a sum considerably higher than what they bought their homes for. And those who bought BTO flats in prime areas benefitted even more greatly due to the “lottery effect”.
However, the Prime Location Public Housing (PLH) model has since been introduced, whereby BTO flats in prime locations launched under the PLH model have a 10-year MOP. For now, the Singapore government will only consider the Central area, Kallang/Whampoa, Queenstown, and Bukit Merah to be prime locations for HDB BTO projects.
BTO Projects Expected to MOP in 2023
Ok, back to the main focus of the article. The following is a list of BTO projects that were announced to have reached TOP in 2018, making them likely to reach MOP in 2023.
Depending on the actual TOP date, there may be slight differences in the exact month and date of each HDB project’s actual MOP. We have also included the nearest MRT station to the various BTO projects.
This list is meant to be non-exhaustive, should there be a project we have missed, do let us know.
| BTO project expected to MOP in 2023 | Nearest MRT station |
| Cheng San Court | Ang Mo Kio (800m) |
| Fengshan GreenVille | Tanah Merah (1.2km) |
| West Ridges @ Bukit Batok | Bukit Batok (1.9km) |
| Punggol Bayview | Punggol (1.3km) |
| Marsiling Greenview | Marsiling (450m) |
| West Valley @ Bukit Batok | Bukit Batok (1.7km) |
| Toa Payoh Apex | Toa Payoh (1.1km) |
| Sun Natura | Sembawang (1.2km) |
| Yung Ho Spring I, Yung Ho Spring II | Chinese Garden (2.6km) |
| Buangkok Square | Buangkok (2.5km) |
| West Terra @ Bukit Batok | Bukit Batok (700m) |
| Meadow Spring @ Yishun | Yishun (2.2km) |
| Blossom Spring @ Yishun | Yishun (2.0km) |
| Anchorvale Fields | Sengkang (1.2km) |
| Sun Breeze | Sembawang (800m) |
| Buangkok Tropica | Buangkok (2.2km) |
| Buangkok Parkvista | Buangkok (2.2km) |
| West Rock @ Bukit Batok | Bukit Gombak (2.2km) |
As always, we expound upon a few particularly noteworthy ones that are set to fulfil their HDB MOP in 2023. If they’re not what you’re looking for, you can browse all available HDB resale flats for sale on the PropertyGuru website.
BTO Project Fulfilling Its HDB MOP in 2023: West Terra @ Bukit Batok
West Terra @ Bukit Batok comprises 1,793 units of 2-, 3-,4- and 5-room flats. Those with a love for plants and nature will appreciate how the HDB project is situated along Bukit Batok West Avenue 6, next to Bukit Batok Hillside Park. Depending on which direction their property faces, some residents enjoy expansive views of the park.
The nearest MRT station is Bukit Batok, which is just 700m away. The site is close to Dulwich College (Singapore), Princess Elizabeth Primary School, Bukit Batok Secondary School and Bukit View Primary and Secondary School.
Other amenities in the area include West Mall, Bukit Batok Community Club, Bukit Batok Swimming Complex, Sheng Siong Supermarket and Le Quest Shopping Mall. Not to mention, West Terra @ Bukit Batok is close to the hustle and bustle of Jurong East where IMM, Westgate and Jem are located.
Alternatively, browse all HDB resale flats for sale in Bukit Batok on PropertyGuru.
BTO Project Fulfilling Its HDB MOP in 2023: Marsiling Greenview
Located along Woodlands Street 13, Marsiling Greenview sits in a convenient location between Marsiling and Woodlands MRT stations, giving residents access to the Thomson-East Coast Line (TEL) and the North-South Line (NSL). The BTO site is surrounded by schools, supermarkets, malls as well as food centres. Marsiling Greenview was launched in May 2014 and was completed in the third quarter of 2018.
Marsiling Greenview has 1,304 units of 2-, 3-, 4-, 5-room and 3Gen flats. There is a park next to the development where residents can exercise and take walks in. With larger flat types available, this BTO project is worth considering for bigger families.
Convenience is not an issue for residents as Marsiling Greenview comes with its own supermarket, food centres and shops. If that is not enough, there’s also Marsiling Mall and Causeway Point within walking distance.
Alternatively, browse all HDB resale flats for sale in Woodlands on PropertyGuru.
BTO Project Fulfilling Its HDB MOP in 2023: Sun Breeze
If you are looking to stay in a quiet area away from the bustling streets, Sun Breeze might be the one for you. Sun Breeze sits along Sembawang Crescent, a five-minute drive from Sembawang Hot Spring Park.
Seafood lovers would be pleased to know that Sun Breeze is conveniently next to Buey Tahan See-Food food centre with Prime Supermarket next to it.
The development consists of 700 units of 2-, 3-, and 4-room flats. Residents are spoilt for choice as there’s also Sembawang Shopping Centre which has a plethora of amenities and restaurants, within walking distance.
Alternatively, browse all HDB resale flats for sale in Sembawang on PropertyGuru.
BTO Project Fulfilling Its HDB MOP in 2023: Toa Payoh Apex
If you are working in the Central area, you can consider Toa Payoh Apex. Toa Payoh Apex is near Toa Payoh MRT station, which is two stops away from Newton MRT interchange station and five stops away from Dhoby Ghaut MRT interchange station.
Toa Payoh Apex is bounded by Lorong 6 Toa Payoh and Toa Payoh East, consisting of 557 units of 3- and 4-room flats.
Residents are close to various food centres and shops. There’s also a Giant supermarket which is a five-minute walk away. SAFRA Toa Payoh, Toa Payoh ActiveSG Sports Hall and Toa Payoh Swimming Complex are also within walking distance.
Alternatively, browse all HDB resale flats for sale in Toa Payoh on PropertyGuru.
List of BTO Projects Expected to Fulfil Their HDB MOP in 2024
If you are still in the browsing stages or planning to buy only in 2024, here is a list of BTO projects with estimated TOP dates in 2019 that are likely to fulfil their MOP in 2024.
As with the above list, do note that depending on the actual TOP date, there may be some differences in the exact month and date of each HDB project’s actual MOP.
| BTO project expected to MOP in 2024 | Nearest MRT station |
| St. George’s Towers | Boon Keng (400m) |
| Tampines GreenRidges | Tampines (1.5km) |
| MacPherson Spring | MacPherson (300m) |
| West Edge @ Bukit Batok | Bukit Gombak (2.1km) |
| Tampines GreenWeave | Tampines (2.7km) |
| EastLink II @ Canberra | Canberra (1.6km) |
| EastLink I @ Canberra | Canberra (1.6km) |
| Fernvale Woods | Buangkok (2.4km) |
| West Quarry @ Bukit Batok | Bukit Batok (1.2km) |
| Alkaff Vista | Potong Pasir (330m) |
| Alkaff LakeView | Woodleigh (350m) |
| EastCreek @ Canberra | Sembawang (1.3km) |
| Tampines GreenView | Pasir Ris (1.6km) |
| Valley Spring @ Yishun | Yishun (1.8km) |
| EastDelta @ Canberra | Canberra (670m) |
| Buangkok Woods | Buangkok (1.1km) |
If you are interested in any of the HDB resale flats listed, you can make use of the HDB resale portal. The HDB resale portal provides information on the purchase or sale of a flat, allowing you to make an informed decision before purchasing. The HDB resale portal is updated daily and you can also refine your search based on the HDB town, flat type or resale registration date.
You can also make use of the HDB Map Services to see the exact lease start date of the HDB flat.
Financing Your HDB Flat Purchase
Once you’ve decided on which freshly MOP-ed HDB resale flat to buy, financing your HDB flat purchase is the next step. You can choose between an HDB loan or a bank loan.
The process of applying for an HDB-granted loan is relatively straightforward. There is only one loan to choose from and the interest rate is pegged at 0.10% above the current CPF OA interest rate; the current interest rate is 2.6% and has not changed since 1999.
But bank loans are a little more complicated. You have to cross-compare and choose a home loan package from various major banks in Singapore. There are several loan types to choose from – fixed, floating or hybrid mortgage packages – each with different lock-in periods.
You can use our home loan comparison tool to browse the mortgage packages available on the market. For those who need more help, get in contact with our friendly mortgage experts to get unbiased, tailored financial advice, all at no cost!
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