8 Answers

Joseph Lee
Hi ,
Based on your financial status , I have tabulated a breakdown on the process of financial flow on purchase of 1 bedroom .

We are launching a mixed development ( shopping mall with Residetial ) - Wisteria

Please kindly contact me at 96779788 or email josephlee.era@gmail.com for more info.
Bhavina Kaur
Hi there, you most certainly can but within a limited range.

Do contact me and I'll share with you the suitable condos! Thanks

Bhavina Kaur
Senior Marketing Manager
ERA Realty

M: +65 91708295
E: bhavina7777@gmail.com
W: investbuysellrent.com
Geryl Lim
There is remote possibility of doing so, however, the location and condition may not be ideal.

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

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Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B)
CEA Reg R014783H
Mobile: +65-81577565/+65-92787772
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YT Tan (陈永达)
Good evening buyer,

Based on your monthly income and finances on hand, you should be able to afford a new $600k property if you are a Singaporean.

Will you be interested to find out your choices?

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
Joanne Ang
Hello Buyer,

I am Joanne Ang, I have 5 years of past experience in Mortgage Broking, hence it is my specialization to assist clients on Financial Breakdown / Planning.

Based on your scenario, assuming 30 years loan, within the age of 65 years old by the end of the loan tenure.

Assuming, no monthly obligations and all credit card outstanding paid.

Assuming, only 1 property.

Assuming, credit record is good.

You will be able to afford a Private Property with Purchase Price no higher than SGD $618,083, with 80% financing ($484,154) from the bank.

You will have to prepare for the following fees as well:

1. Legal Fee (Approx S$2k - $2.5K)
2. Mortgage Stamp Duty (Approx. S$500)
3. Buyer Stamp Duty (Approx.S$13.143)
4. Agent Fee (Aprrox 1 - 2% of the Purchase Price)

Please feel free to contact me directly at +65 97990870 upon any enquiries and i will gladly be of service.

Wishing you an excellent day ahead!

Thank you,
Joanne Ang
Global Alliance Property Pte Ltd
CEA Reg No.: R056748I
(M) 97990870
(E) joanne.ang@ga.com.sg
Ivan Ng

Assuming you are SC and 1st property, a 600k 1bedder from a new launch looks possible, there are some available options in the current market and you should be able to qualify for a loan of about 484k. Thanks and hope to share with you the available options and discuss further.

Warm Regards,
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials)
Nick Tan
Hi Sir/Mdm,

Taking into consideration your income, CPF and cash savings, you should be able to afford a 600k unit comfortably. Please feel free to contact me so that I can recommend some units for you!
Thank you.

Nick Tan
(M) +65 9644 4854
(E) nicktan@propertyavenue.com.sg
(W) www.nick-tan.com / www.propertyavenue.com.sg

Testimonial from Satisfied Clients (2015/2016)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
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“Nick from Property Avenue has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.

We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
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“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
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“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
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“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”

Mr and Mrs Chan (Sold and Bought through Nick)
Allan Chong
If single 35 above and have no plans to marry, probably you want to consider HDB for a start. Get a 4rm and grants from Government, rent out 2 rooms, you can still stay there. Build up your wealth, Sell your HDB then buy condo. S$150k is not a lot. Stamp duties, renovation probably would had eaten up S$50k...