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HI Mike, as your wife is a PR, The ABSD is only 5% as we will follow your wife citizenship status when determining the amount of ABSD payable. Bear in mind that this is only applicable to private residential properties and not HDB. Feel free to drop me a call or e mail for a more detailed financial planning and explanation before you start your real estate search.
Cheers
Rix Jim
 9687 1379 
Rix.jim@hotmail.com
Propnex Read More

Good afternoon Michael,

the ABSD applicable will be 15% if you purchase under both names.

But if you opt to purchase under your spouse's name, the ABSD applicable will be 5%. A great reduction of 10%.

Be mindful that as she is the sole owner, the mortgage assessment will based on her income ONLY.

And as a SPR, she can opt for private properties like condos, apartments or townhouses.

Perhaps we can meet up over a cup of coffee to discuss and explore what are your options based on your finances on hand and her eligible bank loan amount.

Hear from you soon!

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YT TAN 陈永达 | ACCA Graduate, RES
Senior Associate Marketing Director
R043025D
Propnex Realty Pte Ltd
Estate Agent no. L3008022J
Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

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Hi,

She can purchase on her sole name before or after you guys get married, it will not be an issue. The ABSD will be only 5% for PR first property. The only issue is she can only purchase private property.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
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Hi Michal,

Your wife can buy the property under her individual name. The ABSD payable is 5% as she's a PR.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi Michal,

I believe you have gotten the answer to your question. And yes, if purchasing purely under her own name, loan eligibility is only based on her income.

Would that be an issue? Maybe you can speak to me in private to find out better what are alternative ways for you to purchase a private property here in Singapore.

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Claim your free home report today at http://bit.ly/ClaimFreeReport.

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

My self introductory video on https://youtu.be/6UfrCOCB6Mg

Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B) - Century 21
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
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Evening,

Your partner can opt to purchase the private property under sole ownership, before or after marriage. Mortgage loan will be computed based on her income and ABSD payable will be 5%.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Michal

Your fiancee can purchase the property ANYTIME, in her own name, it makes no difference if she purchases it BEFORE or AFTER marriage.

DO contact me for more info and i can advise you how to proceed and perhaps work with you to find a DREAM matrimonial home ..

regards

Steven Wang
khim.wang28@gmail.com
 +65 9169 5023  Read More

Dear Mich,

All road leads to Rome! There are various ways to "boost" up the loan. It would be best to share with you in person.

Give me a tinker or drop me a message. Let's connect!

Sincerely yours,
Edvan Lee (李钊昆)
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Hi Michal,
Both of you are eligible for private condo. Before or after married both can purchase a condo individually. PR will pay 5% ABSD while foreigner 15% ABSD. Please drop me an email for me to advise you and check is there possible to avoid ABSD for your nationality.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi Sir

Your wife can purchased a private property subject to 5% ABSD.. Also may i know what is your nationaliy? as certain countries are exempted from ABSD...

Thanks

Raymond Lim
CCN Realty Pte Ltd
 91388805 
MBA/BSc(HONS)
Email: raymondshaq@hotmail.com
Website: ray91388805.blogspot.com Read More

Dear Michal,

Re: Today’s SG Professional Choice- SGAgent.com & SGRealtor.com

Yes, only her income will be analysis by the bank for the approved bank loan figures if she buy on her own.

I am contactable at 92222389  or onassis@sgagent.com / sgrealtor.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

Onassis Gan | R021244C | Today’s SG Professional l SGAgent.com & SGRealtor.com

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