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Morning,

It will be best to apply for HLE first to see how much HDB is willing to loan you and proceed from there.

As for AHG, both of you might not be eligible as both of you are not in continuous employment for at least a year.

If you manage to purchase an unit, you are free to sublet the rooms immediately.

Hope it helps!

Warmest Regards,
YT TAN | ACCA Graduate
Senior District Manager
R043025D
(M): 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W1): www.yttan.com
(W2): yttan.stproperty.com.sg/
ECG Property Pte Ltd Read More

Afternoon,

Based on your income status, both of you are definitely eligible for HLE, provided neither of you have private property in hand. As for AHG, you should be eligible for $5k. Hence, work on the basic, get your HLE before moving forward. As for rental of common room, as long as both of you are staying in the unit, there will be no problem with that.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Dear Hopeful,

I guess the thing here is that you may face a bit of challenge in the COV portion, you guys may still fall short abit, coming to AHG, HDB requires the borrower to be continuously employed for 12 months.

Given 8 yrs in the industry and have handled so many different HDB cases, i have answers and ways to resolve to your issue.

Call me at 8666-5000  (email julius@sri5000.com) to setup a discussion and i assure you i won't waste your's and my time and i can help acheive your objectives.

My Web
www.sgcondolaunches.com
www.julius5000.com Read More