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I am 35 years old. I need to buy a hdb 4 room flat desperately but I do not have any cash on hand. I have about 90K in my cpf. Is there anyway I can buy a flat without any cash involved? Currently I am fetching about 3.4k mthly only. I need an advise as I don't have a shelter now.
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3 Answers

Morning Anqi,

For many buyers who are looking at $0 COV, they are still particular about the location and renovation condition. And even with the case of $0 COV, it might not mean $0 cash outlay. There are a few units in SG with $0 COV but the condition and location might not be ideal for your context.

Do feel free to contact me if you are keen for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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YT Tan (陈永达)
Hi Anqi,

I am assuming you are a 35 years old Single Singaporean.

I will advise you to do a HLE first to see how much loan can you obtain from HDB.

https://services2.hdb.gov.sg/webapp/BP27LEASHLE/BP27Main/BP27PApp.jsp

Even though there are 4RM HDB sellers willing to accept $0 COV.

But you have to bear in mind: renovation costs (if you want to renovate), agent's fee, valuation fee etc will need to pay in cash.

Feel free to contact me if you need any assistance.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Senior District Manager
R043025D
ECG Property Pte Ltd
(A Wholly Owned Subsidiary of ECG Group of Companies)
Estate Agent no. L3009759F
Blk 190 Lorong 6 Toa Payoh #05-508 S (310190)

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): yttan.stproperty.com.sg/
(W) www.lovelyhomes.com.sg
(W) www.ecgproperty.com Read More
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Hi Ms Anqi

I do have a suitable unit for sale for you in sembawang. Should you consider that location, the details are as follows:

Good Buy Flat for Sale:
4A model, Blk 482, Admiralty Link, sembawang.
86sqm, intermediate corner (No bedrooms facing corridor)
Private and spacious
No afternoon sun in bedrooms
Well maintained. Move in condition, 2nd for
Valuation - $378k. $0COV

Please feel free to contact me at 90678531 

Regards
Natalie Read More
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