Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Anonymous in Home Financing

asked on 6 Mar 2017

I have an existing HDB flat and wish to purchase a second property. How much CPF can I use for my second property? I understand there is some basic minimum sum requirement. How much and how can I calculate how much I can use? Thanks

0 • 3571 views 9 Answers

Anonymous in Home Financing

asked on 2 Mar 2017

Me and my fiance are looking at resale units between clementi and tiong bahru. We have a combined monthly income of $7500. How much do you think is in our comfortable range? We are 24 and 27 years old respectively. Thank you

0 • 580 views 7 Answers

Anonymous in Home Financing

asked on 26 Feb 2017

i am 25 and single. Can i buy a 5 year old EC? Since the MOP of 5 years is over can it be considered privatised?

0 • 513 views

Anonymous in Home Financing

asked on 24 Feb 2017

I'm a first time buyer for private property. Currently lookimh at one bedder in eastern part of Sg. When it comes to TDSR calculations, how is the calculation done? Does gross income includes OT, commissions and allowances? What if my OT...

0 • 315 views 1 Answer

Anonymous in Home Financing

asked on 23 Feb 2017

How much of our OA account are we allowed to use for housing purchases?

0 • 569 views 2 Answers

Anonymous in Home Financing

asked on 23 Feb 2017

If I can't meet the downpayment but able to service the loan is there any other way to still purchase an EC?

0 • 317 views 1 Answer

Anonymous in Home Financing

asked on 23 Feb 2017

How much is needed in my cpf ordinary account roughly to buy a 3 room EC? An estimated cost if I am single and 35 years old?

0 • 359 views 1 Answer

Mr. Dragon Fly in Home Financing

asked on 23 Feb 2017

I have a existing hdb flat and I've bought a EC. Other than the loan I took from the bank (say $500k) I've also a bridging loan (say $100k) with the bank to make up the shortfall. My qn is I need the cpf from the sales of my current hdb flat...

0 • 3011 views 10 Answers

Anonymous in Home Financing

asked on 22 Feb 2017

I am earning 2.9K per month and my Wife earning 1.8 per month. With 50k cash in hand, is it possible to buy an EC? Keeping in mind I have been employed with cpf contribution untouched for 8 years and my Wife for 5 years.

0 • 657 views 4 Answers

Anonymous in Home Financing

asked on 22 Feb 2017

Hi! Supposing I'm eligible for both HDB and Bank loan, with the lower interest rates at banks, why would anyone choose to borrow from HDB ?

0 • 416 views 4 Answers

Mr. Skywire Skywire in Home Financing

asked on 21 Feb 2017

I have existing HDB loan. If I want to buy a new EC and using the deferred payment scheme, will i be subjected to 80% or 50% LTV? Also, my spouse is SPR whereas I'm a SC. Are we allow to buy a private condo while keeping our existing HDB flat?

0 • 470 views 1 Answer

Anonymous in Home Financing

asked on 18 Feb 2017

Hi, will my current age of 61, is it possible to prolong the loan tenure in getting a EC?

0 • 624 views 1 Answer

Anonymous in Home Financing

asked on 17 Feb 2017

Does bank consider the AWS and variable bonus (for salaried employees) while calculating the max loan amount eligibility? In other words, what are the components of the 'annual income' considered (for salaried employees) while calculating the...

0 • 2803 views 6 Answers

Mr. Duy Thu in Home Financing

asked on 15 Feb 2017

Hi am a SC working overseas and looking to buy a hdb flat to live in when finally return. Am I able to get a HDB loan with my overseas income?

0 • 449 views 2 Answers

Mr. Duy Thu in Home Financing

asked on 15 Feb 2017

Is a SC working overseas able to get a loan in SG to buy a hdb unit?

0 • 327 views

Anonymous in Home Financing

asked on 8 Feb 2017

How do I check what is the market price of the HDB resale flat for the area I am interested . Besides location, what are the factors that affect the valuation price that finally comes out ?

0 • 430 views 1 Answer

Anonymous in Home Financing

asked on 2 Feb 2017

Is there a limit to how much cpf we can use to repay monthly property loans?

0 • 340 views 1 Answer

Anonymous in Home Financing

asked on 19 Jan 2017

Hi! I currently co-own a HDB resale flat with my mum and it is being financed by a bank. However I am looking to purchase an EC with my fiance in the near future. I'e read somewhere that if I had obtained a bank loan for my flat, the banks are...

0 • 702 views 3 Answers

Mr. Thomas Cai in Home Financing

asked on 19 Jan 2017

How do i got about approaching a bank to assess my current financial situation so that i can have a reasonable understand of my financial status and the type of property i can afford? Is there a name for such a service and is it a charged service...

0 • 437 views 4 Answers

Mr. Savita varma in Home Financing

asked on 16 Jan 2017

I am a housewife now and need a loan to purchase a flat. How and from where can I get the finance as my savings are small but my hubby can be a guarantor?

0 • 1359 views 6 Answers

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