Property & Real Estate Discussions on Home Financing

3472 Results Found in Home Financing

Mr. Dragon Fly in Home Financing

asked on 23 Feb 2017

I have a existing hdb flat and I've bought a EC. Other than the loan I took from the bank (say $500k) I've also a bridging loan (say $100k) with the bank to make up the shortfall. My qn is I need the cpf from the sales of my current hdb flat...

0 • 2987 views 10 Answers

Anonymous in Home Financing

asked on 22 Feb 2017

I am earning 2.9K per month and my Wife earning 1.8 per month. With 50k cash in hand, is it possible to buy an EC? Keeping in mind I have been employed with cpf contribution untouched for 8 years and my Wife for 5 years.

0 • 652 views 4 Answers

Anonymous in Home Financing

asked on 22 Feb 2017

Hi! Supposing I'm eligible for both HDB and Bank loan, with the lower interest rates at banks, why would anyone choose to borrow from HDB ?

0 • 408 views 4 Answers

Mr. Skywire Skywire in Home Financing

asked on 21 Feb 2017

I have existing HDB loan. If I want to buy a new EC and using the deferred payment scheme, will i be subjected to 80% or 50% LTV? Also, my spouse is SPR whereas I'm a SC. Are we allow to buy a private condo while keeping our existing HDB flat?

0 • 466 views 1 Answer

Anonymous in Home Financing

asked on 18 Feb 2017

Hi, will my current age of 61, is it possible to prolong the loan tenure in getting a EC?

0 • 622 views 1 Answer

Anonymous in Home Financing

asked on 17 Feb 2017

Does bank consider the AWS and variable bonus (for salaried employees) while calculating the max loan amount eligibility? In other words, what are the components of the 'annual income' considered (for salaried employees) while calculating the...

0 • 2765 views 6 Answers

Mr. Duy Thu in Home Financing

asked on 15 Feb 2017

Hi am a SC working overseas and looking to buy a hdb flat to live in when finally return. Am I able to get a HDB loan with my overseas income?

0 • 445 views 2 Answers

Mr. Duy Thu in Home Financing

asked on 15 Feb 2017

Is a SC working overseas able to get a loan in SG to buy a hdb unit?

0 • 326 views

Anonymous in Home Financing

asked on 8 Feb 2017

How do I check what is the market price of the HDB resale flat for the area I am interested . Besides location, what are the factors that affect the valuation price that finally comes out ?

0 • 426 views 1 Answer

Anonymous in Home Financing

asked on 2 Feb 2017

Is there a limit to how much cpf we can use to repay monthly property loans?

0 • 339 views 1 Answer

Anonymous in Home Financing

asked on 19 Jan 2017

Hi! I currently co-own a HDB resale flat with my mum and it is being financed by a bank. However I am looking to purchase an EC with my fiance in the near future. I'e read somewhere that if I had obtained a bank loan for my flat, the banks are...

0 • 695 views 3 Answers

Mr. Thomas Cai in Home Financing

asked on 19 Jan 2017

How do i got about approaching a bank to assess my current financial situation so that i can have a reasonable understand of my financial status and the type of property i can afford? Is there a name for such a service and is it a charged service...

0 • 434 views 4 Answers

Mr. Savita varma in Home Financing

asked on 16 Jan 2017

I am a housewife now and need a loan to purchase a flat. How and from where can I get the finance as my savings are small but my hubby can be a guarantor?

0 • 1343 views 6 Answers

Anonymous in Home Financing

asked on 12 Jan 2017

Hi. I'm 39 years old. I currently have a fully paid $1.6m freehold condo (owner-occupied). I am interested to buy a second property. I saw two possible freehold condo options ($1.6m and $1.8m). How best to go about financing the second...

0 • 590 views 4 Answers

Anonymous in Home Financing

asked on 9 Jan 2017

How much ABSD do we have to pay for 3rd pte property if we paid up the 1st two properties? And can the 3rd property be bought by only 1 spouse and not as a couple?

0 • 806 views 5 Answers

Anonymous in Home Financing

asked on 3 Jan 2017

We are SC and will be completing our 4-rm resale flat MOP in Nov 2017. We intend to upgrade to resale 5-rm or Maisonette but need to know if we are still eligible for HDB loan. We also need to know what are the cash payments that can be paid using...

0 • 625 views 6 Answers

Anonymous in Home Financing

asked on 29 Dec 2016

if i am singaporean working in sales with no cpf and my monthly bank balance cashflow for the past 9 months is very low, but this month my balance cashflow is high say $30k, would I still be able to get letter of offer for bank loan? What do they...

0 • 584 views 1 Answer

Anonymous in Home Financing

asked on 24 Dec 2016

Hi, I am currently still servicing my HDB loan and interested in purchasing a second property. Can I check what are the cash outlay that I have to prepare up-front (downpayment, ABSD, taxes etc)? Also, are there still hire purchases options...

0 • 334 views 1 Answer

Mr. Hailo Tan in Home Financing

asked on 17 Dec 2016

Hi guys, both my spouse and I have about 255K in CPF if we sell the current flat. We would like to purchase a HDB resale flat that cost approx 375k. Can my spouse be the only one apply for bank loan of 120k as I am not able to apply any loan under...

0 • 429 views 1 Answer

Anonymous in Home Financing

asked on 16 Dec 2016

I'm 36 years old single and wanted to buy a resale HDB flat unit in a mature town. The unit cost 270K(excluding 15k single's grant). My HLE loan limit is 257k. Since the flat unit is in a mature town with about 53 year lease left, the maximum CPF...

0 • 456 views 1 Answer

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