Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Mr. Skywire Skywire in Home Financing

asked on 21 Feb 2017

I have existing HDB loan. If I want to buy a new EC and using the deferred payment scheme, will i be subjected to 80% or 50% LTV? Also, my spouse is SPR whereas I'm a SC. Are we allow to buy a private condo while keeping our existing HDB flat?

0 • 478 views 1 Answer

Anonymous in Home Financing

asked on 18 Feb 2017

Hi, will my current age of 61, is it possible to prolong the loan tenure in getting a EC?

0 • 633 views 2 Answers

Anonymous in Home Financing

asked on 17 Feb 2017

Does bank consider the AWS and variable bonus (for salaried employees) while calculating the max loan amount eligibility? In other words, what are the components of the 'annual income' considered (for salaried employees) while calculating the...

0 • 2916 views 7 Answers

Mr. Duy Thu in Home Financing

asked on 15 Feb 2017

Hi am a SC working overseas and looking to buy a hdb flat to live in when finally return. Am I able to get a HDB loan with my overseas income?

0 • 466 views 2 Answers

Mr. Duy Thu in Home Financing

asked on 15 Feb 2017

Is a SC working overseas able to get a loan in SG to buy a hdb unit?

0 • 332 views

Anonymous in Home Financing

asked on 8 Feb 2017

How do I check what is the market price of the HDB resale flat for the area I am interested . Besides location, what are the factors that affect the valuation price that finally comes out ?

0 • 443 views 1 Answer

Anonymous in Home Financing

asked on 2 Feb 2017

Is there a limit to how much cpf we can use to repay monthly property loans?

0 • 353 views 2 Answers

Anonymous in Home Financing

asked on 19 Jan 2017

Hi! I currently co-own a HDB resale flat with my mum and it is being financed by a bank. However I am looking to purchase an EC with my fiance in the near future. I'e read somewhere that if I had obtained a bank loan for my flat, the banks are...

0 • 707 views 3 Answers

Mr. Thomas Cai in Home Financing

asked on 19 Jan 2017

How do i got about approaching a bank to assess my current financial situation so that i can have a reasonable understand of my financial status and the type of property i can afford? Is there a name for such a service and is it a charged service...

0 • 450 views 4 Answers

Mr. Savita varma in Home Financing

asked on 16 Jan 2017

I am a housewife now and need a loan to purchase a flat. How and from where can I get the finance as my savings are small but my hubby can be a guarantor?

0 • 1393 views 11 Answers

Anonymous in Home Financing

asked on 12 Jan 2017

Hi. I'm 39 years old. I currently have a fully paid $1.6m freehold condo (owner-occupied). I am interested to buy a second property. I saw two possible freehold condo options ($1.6m and $1.8m). How best to go about financing the second...

0 • 605 views 4 Answers

Anonymous in Home Financing

asked on 9 Jan 2017

How much ABSD do we have to pay for 3rd pte property if we paid up the 1st two properties? And can the 3rd property be bought by only 1 spouse and not as a couple?

0 • 843 views 5 Answers

Anonymous in Home Financing

asked on 3 Jan 2017

We are SC and will be completing our 4-rm resale flat MOP in Nov 2017. We intend to upgrade to resale 5-rm or Maisonette but need to know if we are still eligible for HDB loan. We also need to know what are the cash payments that can be paid using...

0 • 629 views 6 Answers

Anonymous in Home Financing

asked on 29 Dec 2016

if i am singaporean working in sales with no cpf and my monthly bank balance cashflow for the past 9 months is very low, but this month my balance cashflow is high say $30k, would I still be able to get letter of offer for bank loan? What do they...

0 • 597 views 1 Answer

Anonymous in Home Financing

asked on 24 Dec 2016

Hi, I am currently still servicing my HDB loan and interested in purchasing a second property. Can I check what are the cash outlay that I have to prepare up-front (downpayment, ABSD, taxes etc)? Also, are there still hire purchases options...

0 • 350 views 1 Answer

Mr. Hailo Tan in Home Financing

asked on 17 Dec 2016

Hi guys, both my spouse and I have about 255K in CPF if we sell the current flat. We would like to purchase a HDB resale flat that cost approx 375k. Can my spouse be the only one apply for bank loan of 120k as I am not able to apply any loan under...

0 • 436 views 1 Answer

Anonymous in Home Financing

asked on 16 Dec 2016

I'm 36 years old single and wanted to buy a resale HDB flat unit in a mature town. The unit cost 270K(excluding 15k single's grant). My HLE loan limit is 257k. Since the flat unit is in a mature town with about 53 year lease left, the maximum CPF...

0 • 464 views 1 Answer

Mr. Hailo Tan in Home Financing

asked on 16 Dec 2016

I am currently looking at HDB resale flat. Can I use only my spouse name to borrow loan from bank as i am an undischarge bankruptcy. We have a total of 250k in our CPF. Looking for loan about 130k. Age 45 and earning 3.4k per month

0 • 359 views 1 Answer

Anonymous in Home Financing

asked on 16 Dec 2016

Hi, I am 35 years old, target to buy a hdb flat at 500K, earning about 3.8K per month. My CPF is 180k. I am not eligible for hdb loan and housing grant. I have got a IPA from a local bank that said I can only borrow 254k for 25 years. I am...

0 • 856 views 1 Answer

Anonymous in Home Financing

asked on 11 Dec 2016

0 • 404 views 1 Answer

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