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I'm a first time buyer for private property. Currently lookimh at one bedder in eastern part of Sg.

When it comes to TDSR calculations, how is the calculation done? Does gross income includes OT, commissions and allowances? What if my OT differs monthly. Does it affect my TDSR?

Eg Basic pay 2500 + 150(Fixed allowance) + 800-1100(OT pay) = Banks see Basic pay for loan application or Gross pay?
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1 Answer

Geryl Lim
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Instead of doing these assumptions yourself, speak to a banker and submit your income documents and financial statements to the banker for an official in principle approval.

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

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