Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

10% stamp duty in Home Financing

asked on 13 Apr 2012

Does the 10% stamp duty apply if one is a PR of Spore but living permanently abroad? And 10% of sale price or what?

0 • 789 views

Foreginer-in-singapore in Home Financing

asked on 12 Apr 2012

I make more than enough money to pay monthly mortgage up to 6k a month. But I can only afford no more than 10% downpayment. What should I do?

0 • 538 views

AT in Home Financing

asked on 12 Apr 2012

What are the recommended ways to obtain the upfront 5% + 15% down payment? Any over trade like car loan out there?

0 • 481 views

Arthur in Home Financing

asked on 12 Apr 2012

Hi Guru, i'm an indonesian foreigner. Is it possible for me to finance a condo? what are the requirements? thank you

0 • 396 views

Jim in Home Financing

asked on 12 Apr 2012

Hi, Few years back, I have separated from my ex spouse. We have purchased a resale flat and due to our separation, we need to sell off this flats and move to stay with my parents. Now i am going to remarry and plan to purchase a flat. Understand,...

0 • 758 views 1 Answer

XYZ in Home Financing

asked on 11 Apr 2012

is there a posibility of getting upto 90% bank loan while buying a condo ,please note me and my husband are Employment pass (EP) holders.if yes ,what are the pre-requisites?

0 • 699 views

shir in Home Financing

asked on 11 Apr 2012

Hi Gurus, I understand that the rental income received from letting the property in Singapore is subject to income tax. My question is do FOREIGNERS need to file tax/pay tax to IRAS if the annual net income is less than SGD22000?

0 • 703 views 1 Answer

Cari in Home Financing

asked on 11 Apr 2012

we have just made an offer. However as we do not have an agent to represent us, the seller's agent actually prepared the OTP for us to sign. We are also in midst of getting a in principal approval from bank. What's the next step, finding a...

0 • 640 views 4 Answers

term_loan borrower in Home Financing

asked on 9 Apr 2012

Hi Gurus, are there ways of obtaining a term loan (not more than 9 mths) using the current unit being mortgaged as collateral. Current unit's nett 'loan-able' amount is approx $1M, after all other encumbrances.

0 • 444 views

csca in Home Financing

asked on 9 Apr 2012

i am a first time buyer, wish to check what will be the downpayment if i wish to buy a condo.. can i add my cash plus my cpf for the downpayment?

0 • 708 views 1 Answer

Gerald in Home Financing

asked on 9 Apr 2012

Hi I understand that I must pay the levy for my first flat if i want to purchase the 2nd flat from hdb.what if my resale flat is affected by SERS. Must I still pay the levy in this case if I'm going to purchase from hdb?

0 • 426 views 1 Answer

edric in Home Financing

asked on 8 Apr 2012

Hi, I am considering of getting a 2bedrm condo (for stay) with a budget of max SGD600K. Is it possible to get such unit and is it financially wise to purchase it with monthly salary of about SGD3K-SGD4K with monthly CPF contribution about...

0 • 830 views 2 Answers

Anonymous in Home Financing

asked on 8 Apr 2012

Does bank loan include the Stamp Duty portion and does loan approval come before exercising the OTP?

0 • 798 views

Sure buy and Sell in Home Financing

asked on 8 Apr 2012

How much commission buyer and seller need to pay in Singapore ?

0 • 712 views 1 Answer

Mac in Home Financing

asked on 6 Apr 2012

Hi Gurus, I'm EP holder working in some private bank and getting 6k. Based on my profile maximum how much loan i can get from the bank?

0 • 507 views

ccsian in Home Financing

asked on 5 Apr 2012

I am a Singapore PR, i was away from Singapore for 4 years (No CPF contribution during these 4 yrs); now plan to go back to SG and keen to purchase a property in SG. What is the requirement to get a housing loan? My income is around SGD 8k per...

0 • 770 views 2 Answers

Anonymous in Home Financing

asked on 5 Apr 2012

hi, I'm a singaporean and my wife is a PR. We currently jointly owned a pte condo. If we buy a landed ppty with both our names, will my wife, being a PR has to pay stamp duty since this will be her 2nd ppty. If stamp duty payable, how much must...

0 • 427 views 1 Answer

Mr Lee in Home Financing

asked on 5 Apr 2012

How much downpayment must I pay when buying a private property (20% or 40%) ? What is the maximum loan I can take and maximum year if I'm 35 I had sold my HDB Flat 3Yrs ago and now I'm looking for a penthouse or cluster house with budget at 2...

0 • 4639 views 8 Answers

Go in Home Financing

asked on 4 Apr 2012

HiGuru If i have fully paid my Hdb flat & fulfil Mop.Do i need to keep the mininum sum of $65500 in my cpf b4 i can use the OA to purchase a condo?

0 • 701 views 2 Answers

Aseem in Home Financing

asked on 3 Apr 2012

I am a forigner on EP in singapore for the last two years.i want to buy a resale condo , how much loan i can get from bank for old resale condo?

0 • 438 views

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