Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Anonymous in Home Financing

asked on 1 Apr 2012

if already used up hdb concession loan 2x , contra to sell ,can use bank loan to finance 2nd flat purchase?

0 • 486 views 1 Answer

Anonymous in Home Financing

asked on 1 Apr 2012

Hi Guru, I understand that generally interest-only mortgages are generally only available short-term (1-3 years) before conversion to a standard principal-interest mortgage, subject to special consideration by the banks. But is it possible to...

0 • 262 views 1 Answer

sg. siput in Home Financing

asked on 31 Mar 2012

hi, would like to buy 3 room flat at Yishun/Khatib area. Got OA 200,000 for the house purchase.How much bank loan i need.The agent fee.Legal fee & which bank does offer a good loan.Any upfront cash/whats the COV now.

0 • 723 views

CuriousAbtHDB in Home Financing

asked on 31 Mar 2012

Am I eligible for CPF housing grant for buying a resale HDB if my monthly gross income is more than 10K? I was under the impression that every first timer gets the grant (no income ceiling). Is that not the case?...

0 • 995 views 1 Answer

Bryan Ong in Home Financing

asked on 30 Mar 2012

Can I use my CPF to pay the owner without a mortgage?

0 • 279 views

John in Home Financing

asked on 28 Mar 2012

Hi Gurus, if my CPF is enough to pay up the entire amount of an HDB unit which I intend to buy, can I pay the full sum using my CPF?

0 • 425 views 1 Answer

Ken in Home Financing

asked on 28 Mar 2012

Hi Gurus, I understand that I will need to pay a 5% cash when purchasing an EC or a condo. May I know if I can use my CPF to pay for the other miscellaneous fees (i.e. legal, lawyer and stamp fees). Is there any other payment that requires cash?

0 • 654 views 1 Answer

jacy in Home Financing

asked on 28 Mar 2012

I wanted to buy a new condo near serangoon, for the 15% downpayment. If my CPF account only have 20k, can i withdraw all for the downpayment? or i still need to set aside minimum amount in CPF?

0 • 568 views

DLT in Home Financing

asked on 27 Mar 2012

i have a hdb with outstandling loan but had fulfiled the MOP. Can I co-own a pte property with my in-law with 80% bank loan? fyi, my in law hdb is fully paid.

0 • 329 views

oscar in Home Financing

asked on 27 Mar 2012

I'm retired and do not have enough to pay up the entire new HDB flat amount. Can my son take up a bank loan for the remaining sum?

0 • 359 views 1 Answer

Anonymous in Home Financing

asked on 26 Mar 2012

when do i start serving my loan when i buy new launch property

0 • 795 views

Ray in Home Financing

asked on 26 Mar 2012

i just sold my property at $1.3m. Was thinking to invest on a property around $800k and rent it out. But, I also need to get a place to stay as well, shld i rent a HDB 5Rm and buy a condo as investment? Or, do you agree I buy a Thomson Grand at...

0 • 795 views

Anonymous in Home Financing

asked on 26 Mar 2012

Who pays the rental commission, tenant or the landlord? is there a minimum rent cut off for paying commission ($2500?)

0 • 1475 views 10 Answers

SK in Home Financing

asked on 25 Mar 2012

Dear Guru, I am a single 38 and would like to buy over my parents' 3-room flat. but my monthly income just exceeded $5k (last 3 month's pay average is still below $5k as there is a pay increment in Feb) so cannot borrow from HDB. the flat is under...

0 • 392 views 1 Answer

shyam in Home Financing

asked on 25 Mar 2012

Hi.I want to buy a 3+1unit in woodlands. May I know that what is the COV at present in woodlands state? if the valuation price is 350000-360000, May I know that what is the total amount I should arrange to buy a house there. I mean (20% of home...

0 • 374 views

Boo in Home Financing

asked on 24 Mar 2012

I currently own a private property together with wife & have an outstanding bank loan. If I want to invest in 2nd property, I can only get max 60% bank loan. Question : Can I transfer my existing property to my wife name & buy 2nd...

0 • 579 views

Amitabh in Home Financing

asked on 24 Mar 2012

I am a Singapore PR and interested in buying a condo. Is it possible for me to get a 90% loan from any bank?

0 • 748 views

Changkat in Home Financing

asked on 24 Mar 2012

I have completed my 5 yrs occupancy of my HDB but with a balance loan of 100K. Can I buy a private property now?

0 • 438 views

Headache in Home Financing

asked on 22 Mar 2012

Dear Gurus, I am currently co-owning a resale 4A HDB unit with outstanding of <$200k. We are intending to sell off the flat and buy a resale using bank loan although we are still eligible for a 2nd hdb loan. Prob is, in the last couple...

0 • 662 views 2 Answers

David Chua in Home Financing

asked on 22 Mar 2012

I am currently staying in the EC, The Eden at Tampines. I have checked and found that selling price of my unit is in the region of $1 - 1.1mil. I still have 200K loan outstanding. I am looking to upgrade to a freehold landed property at around...

0 • 1124 views 10 Answers

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