Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Aunty S in Home Financing

asked on 22 Mar 2012

I own a HBD 5 room at Central location, market valuation about $70k. No more loan outstanding. Can I afford to sell the flat and get a private condo?

0 • 805 views 1 Answer

deschester in Home Financing

asked on 22 Mar 2012

I am 37 this year. With my mum, we co-own a 3-rooms flat in Yishun. This flat is fully paid. Currently, $180K CPF ($140K in OA and $40 in SA), $50K cash and monthly income of $4.2K. After setting aside $65,500 for the prevailing minimum sum in...

0 • 428 views 1 Answer

JOe in Home Financing

asked on 21 Mar 2012

How is it that the ad's in the newspapers for new condo launch work out the mortgage at 1.5% for 30 years? Isn't that misleading from developer.

0 • 449 views

Anonymous in Home Financing

asked on 21 Mar 2012

how much is property tax for private apartments?

0 • 456 views

Dong in Home Financing

asked on 20 Mar 2012

i'm currently owner of HDB and a private condo current with tenant and is fully paid up. If will to purchase another private condo, what types of taxes and levy i will be liable for? If a new condo TOP in 2016, what is the progressive payment...

0 • 1282 views 6 Answers

Lolita in Home Financing

asked on 20 Mar 2012

Do I need to pay commission if the buyer is the agent herself?

0 • 1051 views 6 Answers

HDB upgrader in Home Financing

asked on 18 Mar 2012

I am 60 yrs old and I am planning to sell my JW HDB 3 rm flat (fulfilled MOP & $100k outstanding + $40k pledged to CPF ) for $300K plus & upgrade to resale MM condo abt. $500K. The MM will be under me & my wife's name but my son...

0 • 534 views 1 Answer

Annie in Home Financing

asked on 16 Mar 2012

Can we take personal loan for downpayment?

0 • 1309 views 6 Answers

Chan in Home Financing

asked on 16 Mar 2012

hi gurus, i am getting bank loan for my 2nd flat, should i go for maximum tenure and 80% loan, or use cpf to reduce the mortgage? i intend to invest in 2nd property after MOP also, which loan is advisable? floating sibor with 3 yr cap, or 2 yr...

0 • 485 views 2 Answers

PCA in Home Financing

asked on 15 Mar 2012

My mum is above 70yrs old but has an annual income from directorship of our joint company of above S$50k p.a. Does she qualify for bank loan for purchase of private property? She does not own any form of property now.

0 • 415 views 1 Answer

Anonymous in Home Financing

asked on 13 Mar 2012

My sister and I both Singaporean, would like to buy a condo. Current I have a hdb flat fully paid. My sister current do not have any property.can we both co own a condo using cpf for loan repayment?

0 • 759 views

Anonymous in Home Financing

asked on 13 Mar 2012

hi i am a 36 yr old single currently awaiting for my HDB loan approval. my cpf oa is about $83k+. my agent told me that based on her calculations she predicted HDB will only service at most $100K++ for the loan as my salary is only $1300.lets say...

0 • 489 views 1 Answer

David in Home Financing

asked on 12 Mar 2012

Hi. I am a buyer for a HDB Contra Unit. Do I still need to pay deposit to seller?

0 • 463 views 1 Answer

SCJC in Home Financing

asked on 11 Mar 2012

Hi, Wanted to check if we can secure Renovation Loan from two different banks for home reno. Do to the limit of max 30,000 reno loan Tks SCJC

0 • 488 views 1 Answer

ms curious in Home Financing

asked on 9 Mar 2012

I want to buy a Condo around 800 K -900 K , however I don't have cash/CPF enough to arrange 20% down payment?? Are there any ways to arrange the cash?? However I can pay back upto $4000 p.m.installment.

0 • 661 views

Nil in Home Financing

asked on 9 Mar 2012

i am a co-signee on a term loan that is tagged to a property. I don't however own the property. I'm now planning on buying my first apartment, do I qualify for an 80% loan?

0 • 334 views

Singaporean PR in Home Financing

asked on 8 Mar 2012

0 • 523 views

merton in Home Financing

asked on 7 Mar 2012

If I do not have any outstanding housing loan for my HDB flat, will I still need to set aside the minimum sum in my OA and SA before using any excess to finance a second property?

0 • 649 views

deschester in Home Financing

asked on 7 Mar 2012

I am looking at a newly launched project in D14 and the listed price is $500k. I wish to seek your help to the payable items listed below and advice on the questions stated at after (1), (2), (4) and (6). (1) 1% Option Fee:$5,000[Can Use CPF?...

0 • 796 views

Anonymous in Home Financing

asked on 5 Mar 2012

hi guru, i and my wife is SPR. we hv 4 room HDB with outstanding bank loan around 100K. we would like to sale and by EC or condo after my wife Change to SC. Can we get the load from HDB to by EC and how much is the downpayment. ? if we buy a...

0 • 612 views

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