Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Anonymous in Home Financing

asked on 26 Mar 2012

when do i start serving my loan when i buy new launch property

0 • 813 views

Ray in Home Financing

asked on 26 Mar 2012

i just sold my property at $1.3m. Was thinking to invest on a property around $800k and rent it out. But, I also need to get a place to stay as well, shld i rent a HDB 5Rm and buy a condo as investment? Or, do you agree I buy a Thomson Grand at...

0 • 803 views

Anonymous in Home Financing

asked on 26 Mar 2012

Who pays the rental commission, tenant or the landlord? is there a minimum rent cut off for paying commission ($2500?)

0 • 1486 views 10 Answers

SK in Home Financing

asked on 25 Mar 2012

Dear Guru, I am a single 38 and would like to buy over my parents' 3-room flat. but my monthly income just exceeded $5k (last 3 month's pay average is still below $5k as there is a pay increment in Feb) so cannot borrow from HDB. the flat is under...

0 • 399 views 1 Answer

shyam in Home Financing

asked on 25 Mar 2012

Hi.I want to buy a 3+1unit in woodlands. May I know that what is the COV at present in woodlands state? if the valuation price is 350000-360000, May I know that what is the total amount I should arrange to buy a house there. I mean (20% of home...

0 • 380 views

Boo in Home Financing

asked on 24 Mar 2012

I currently own a private property together with wife & have an outstanding bank loan. If I want to invest in 2nd property, I can only get max 60% bank loan. Question : Can I transfer my existing property to my wife name & buy 2nd...

0 • 589 views

Amitabh in Home Financing

asked on 24 Mar 2012

I am a Singapore PR and interested in buying a condo. Is it possible for me to get a 90% loan from any bank?

0 • 756 views

Changkat in Home Financing

asked on 24 Mar 2012

I have completed my 5 yrs occupancy of my HDB but with a balance loan of 100K. Can I buy a private property now?

0 • 450 views

Headache in Home Financing

asked on 22 Mar 2012

Dear Gurus, I am currently co-owning a resale 4A HDB unit with outstanding of <$200k. We are intending to sell off the flat and buy a resale using bank loan although we are still eligible for a 2nd hdb loan. Prob is, in the last couple...

0 • 670 views 2 Answers

David Chua in Home Financing

asked on 22 Mar 2012

I am currently staying in the EC, The Eden at Tampines. I have checked and found that selling price of my unit is in the region of $1 - 1.1mil. I still have 200K loan outstanding. I am looking to upgrade to a freehold landed property at around...

0 • 1132 views 10 Answers

Aunty S in Home Financing

asked on 22 Mar 2012

I own a HBD 5 room at Central location, market valuation about $70k. No more loan outstanding. Can I afford to sell the flat and get a private condo?

0 • 814 views 1 Answer

deschester in Home Financing

asked on 22 Mar 2012

I am 37 this year. With my mum, we co-own a 3-rooms flat in Yishun. This flat is fully paid. Currently, $180K CPF ($140K in OA and $40 in SA), $50K cash and monthly income of $4.2K. After setting aside $65,500 for the prevailing minimum sum in...

0 • 431 views 1 Answer

JOe in Home Financing

asked on 21 Mar 2012

How is it that the ad's in the newspapers for new condo launch work out the mortgage at 1.5% for 30 years? Isn't that misleading from developer.

0 • 453 views

Anonymous in Home Financing

asked on 21 Mar 2012

how much is property tax for private apartments?

0 • 465 views

Dong in Home Financing

asked on 20 Mar 2012

i'm currently owner of HDB and a private condo current with tenant and is fully paid up. If will to purchase another private condo, what types of taxes and levy i will be liable for? If a new condo TOP in 2016, what is the progressive payment...

0 • 1291 views 11 Answers

Lolita in Home Financing

asked on 20 Mar 2012

Do I need to pay commission if the buyer is the agent herself?

0 • 1066 views 6 Answers

HDB upgrader in Home Financing

asked on 18 Mar 2012

I am 60 yrs old and I am planning to sell my JW HDB 3 rm flat (fulfilled MOP & $100k outstanding + $40k pledged to CPF ) for $300K plus & upgrade to resale MM condo abt. $500K. The MM will be under me & my wife's name but my son...

0 • 540 views 1 Answer

Annie in Home Financing

asked on 16 Mar 2012

Can we take personal loan for downpayment?

0 • 1323 views 11 Answers

Chan in Home Financing

asked on 16 Mar 2012

hi gurus, i am getting bank loan for my 2nd flat, should i go for maximum tenure and 80% loan, or use cpf to reduce the mortgage? i intend to invest in 2nd property after MOP also, which loan is advisable? floating sibor with 3 yr cap, or 2 yr...

0 • 488 views 2 Answers

PCA in Home Financing

asked on 15 Mar 2012

My mum is above 70yrs old but has an annual income from directorship of our joint company of above S$50k p.a. Does she qualify for bank loan for purchase of private property? She does not own any form of property now.

0 • 420 views 1 Answer

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