Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

Anonymous in Home Financing

asked on 17 Apr 2012

0 • 710 views 1 Answer

Condo or HDB in Home Financing

asked on 17 Apr 2012

I owe a HDB flat, and intends to sell it to get a resale condo, in the west area, budget of $700 K to $600 K, Is it possible to do a contra, and how about bank loan. Hope to get a loan of about 200K. Is this possible? Thank you

0 • 561 views 2 Answers

Desprate upgrader in Home Financing

asked on 17 Apr 2012

I am staying at 5rm HDB unit and thinking to upgrade to EC. I still have outstanding loan to HDB, however I am able to pay off the loan using my CPF money now. But if I use the money, I will not have enough money for my down payment of the new...

0 • 465 views 2 Answers

mdm su in Home Financing

asked on 17 Apr 2012

hi, pls adv if bank can approve the loan in principle if i had bad credit record?

0 • 765 views 3 Answers

Anonymous in Home Financing

asked on 15 Apr 2012

Hello Gurus, I am looking to buy a cluster and I currently service a HDB loan. My intention is to sell my HDB and use the funds for the cluster downpayment. Understand that I have to pay 40% downpayment for this new house if I have not sold my...

0 • 388 views

Poh choo in Home Financing

asked on 14 Apr 2012

I still have outstanding hdb loans and have plans to buy a condo for investment. If I were to combine names with my auntie who does not owns any flat, how many percent does the bank will offer. 60 or 80 percent.

0 • 424 views

hits in Home Financing

asked on 13 Apr 2012

If I sell or surrender my flat to HDB, then can I buy second house (HDB or Condo) with 20 percent downpayment ? I understand that if your are already owning first house, then downpayment is 40 percent for second house. However do I still have to...

0 • 2020 views 4 Answers

10% stamp duty in Home Financing

asked on 13 Apr 2012

Does the 10% stamp duty apply if one is a PR of Spore but living permanently abroad? And 10% of sale price or what?

0 • 785 views

Foreginer-in-singapore in Home Financing

asked on 12 Apr 2012

I make more than enough money to pay monthly mortgage up to 6k a month. But I can only afford no more than 10% downpayment. What should I do?

0 • 533 views

AT in Home Financing

asked on 12 Apr 2012

What are the recommended ways to obtain the upfront 5% + 15% down payment? Any over trade like car loan out there?

0 • 475 views

Arthur in Home Financing

asked on 12 Apr 2012

Hi Guru, i'm an indonesian foreigner. Is it possible for me to finance a condo? what are the requirements? thank you

0 • 389 views

Jim in Home Financing

asked on 12 Apr 2012

Hi, Few years back, I have separated from my ex spouse. We have purchased a resale flat and due to our separation, we need to sell off this flats and move to stay with my parents. Now i am going to remarry and plan to purchase a flat. Understand,...

0 • 747 views 1 Answer

XYZ in Home Financing

asked on 11 Apr 2012

is there a posibility of getting upto 90% bank loan while buying a condo ,please note me and my husband are Employment pass (EP) holders.if yes ,what are the pre-requisites?

0 • 693 views

shir in Home Financing

asked on 11 Apr 2012

Hi Gurus, I understand that the rental income received from letting the property in Singapore is subject to income tax. My question is do FOREIGNERS need to file tax/pay tax to IRAS if the annual net income is less than SGD22000?

0 • 691 views 1 Answer

Cari in Home Financing

asked on 11 Apr 2012

we have just made an offer. However as we do not have an agent to represent us, the seller's agent actually prepared the OTP for us to sign. We are also in midst of getting a in principal approval from bank. What's the next step, finding a...

0 • 630 views 4 Answers

term_loan borrower in Home Financing

asked on 9 Apr 2012

Hi Gurus, are there ways of obtaining a term loan (not more than 9 mths) using the current unit being mortgaged as collateral. Current unit's nett 'loan-able' amount is approx $1M, after all other encumbrances.

0 • 435 views

csca in Home Financing

asked on 9 Apr 2012

i am a first time buyer, wish to check what will be the downpayment if i wish to buy a condo.. can i add my cash plus my cpf for the downpayment?

0 • 703 views 1 Answer

Gerald in Home Financing

asked on 9 Apr 2012

Hi I understand that I must pay the levy for my first flat if i want to purchase the 2nd flat from hdb.what if my resale flat is affected by SERS. Must I still pay the levy in this case if I'm going to purchase from hdb?

0 • 419 views 1 Answer

edric in Home Financing

asked on 8 Apr 2012

Hi, I am considering of getting a 2bedrm condo (for stay) with a budget of max SGD600K. Is it possible to get such unit and is it financially wise to purchase it with monthly salary of about SGD3K-SGD4K with monthly CPF contribution about...

0 • 819 views 2 Answers

Anonymous in Home Financing

asked on 8 Apr 2012

Does bank loan include the Stamp Duty portion and does loan approval come before exercising the OTP?

0 • 787 views

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