Property & Real Estate Discussions on Home Financing

3212 Results Found in Home Financing

Applecider in Home Financing

asked on 11 Sep 2011

I have recently pay 1% deposit for recent launch EC but only come to know one bank approve 70% only. please advise if it helps for me to seek other bank help? has anyone tried to appeal before or go for interview with bank to get 80% loan...

0 • 497 views 1 Answer

Applecider in Home Financing

asked on 11 Sep 2011

I have recently pay 1% deposit to secure a recent launch EC. However we come to know that one of the bank approved 70% loan only due to my fiancee are self-employed for 8 month only. So they can only evaluate based on my salary of $5100. we have...

0 • 683 views

Anguish in Home Financing

asked on 10 Sep 2011

I'm interested in upgrading to a condo which will take few years to build, but i have insufficient fund in my cpf. How? Can't sell my flat now.

0 • 540 views 1 Answer

Sadist in Home Financing

asked on 10 Sep 2011

Thinking of buying a new condo which will take a few years to build, but our OA account is short of $70k for the 15% down payment. How?

0 • 425 views 1 Answer

Tomato in Home Financing

asked on 10 Sep 2011

I have recently placed in a 1% deposit for a unit after receiving a in principle approval. But 2 days later my banker call to inform me that my loan has been rejected due to my wife bad debts. Wat can we do now?

0 • 502 views

wanna in Home Financing

asked on 10 Sep 2011

Can Singaporean and spass holder wife apply for HDB loan? Can the couple apply for new flat?EC? (combine income=SS$7500 per month)

0 • 711 views

Mohd Taufik in Home Financing

asked on 10 Sep 2011

What's the annual property tax amount for a 870k condo? How much does a 1485 sqft maintenance fee cost?

0 • 3546 views 3 Answers

Andrew in Home Financing

asked on 8 Sep 2011

Dear Guru, I am looking to buy a $850k private unit for which the expected TOP is in 1 year's time. I currently hold a HDB flat in central west value at $400k. I still have an outstanding HDB loan of $68k. I am able to fork out the 5% deposit...

0 • 644 views 2 Answers

dave in Home Financing

asked on 7 Sep 2011

If I book a condo and later bank loan not approve, will the deposit confiscated? Can I secure a banks loan before confirm purchasing condo? My HDB is fully paid, what percentage can use by CPF?

0 • 1039 views 1 Answer

Tag in Home Financing

asked on 7 Sep 2011

I have bad credit record b have fully paid up all outstanding loans. I'm now liability free, but will the past bad credit record affect my mortgage loan application?

0 • 513 views 1 Answer

CY in Home Financing

asked on 6 Sep 2011

Hi, Is it true that if one were to upgrade from HDB to private property, banks were unable to provide bridging loan? I have spoke to SCB and they advised that they are unable to provide any bridging loan if its from HDB to private, as this is a...

0 • 1131 views 2 Answers

hedges park in Home Financing

asked on 6 Sep 2011

What would you like to ask?I would like to know more detail regarding the loan scheme of the property and the same time my advise is that I do have hold half amount of the property what next? according to my knowledge the bank will not loan me

0 • 312 views 2 Answers

andrewwong in Home Financing

asked on 5 Sep 2011

i own a hdb for the past 3 years, and would like to pay off my remaining loan, so that i can buy a condo with 80% financing. Do i need to hire a lawyer when paying off the loan? or is just giving the bank a notice sufficient?

0 • 368 views 1 Answer

MT in Home Financing

asked on 5 Sep 2011

Hi Gurus, kindly advice, my hdb loan is left with $73K+ and my cpf OA now is $10K, mthly mortgage is $360 with 22yrs 7 mths remaining and on average my CPF contribution to OA is almost doubled the mortgage amount as I am earning on average of...

0 • 1391 views 2 Answers

Crlay in Home Financing

asked on 4 Sep 2011

Hi I am a single 26years old singapore PR.I am planning to buy a private apartment or condominium in Singapore. This will be my first property in singapore. I have one semi-d in malaysia. What is the minimum down payment for private apartment or...

0 • 970 views

Chan in Home Financing

asked on 2 Sep 2011

I'm interested to invest on private condo in SGP. I'm currently posted to overseas (2011 to 2013) but continue to contribute CPF. My monthly salary is 8K SGD. I'm 39 yrs old and my wife is 35 but no income since last year. Before, her monthly...

0 • 559 views 1 Answer

Ril in Home Financing

asked on 2 Sep 2011

I'm interested in a unit in Park Green (EC). I'm currently staying in a 5RM Punggol flat and thinking of selling it in order to finance the purchase of the unit. I took a 15yrs HDB loan, and left with about 9.5yrs. What would your advice be, dear...

0 • 831 views 2 Answers

Gee in Home Financing

asked on 1 Sep 2011

What is the difference in interest rate between HDB Housing Loan and Bank Loan when buying HDB/DBSS?

0 • 285 views

cy in Home Financing

asked on 31 Aug 2011

Hi, which banks in Singapore offers the best bridging loan? Can one arrange for 2 banks to provide the bridging loan? Besides purchase price of new property and sales prices of existing property and existing loan, what other criteria does the...

0 • 1290 views 3 Answers

Condo Financing in Home Financing

asked on 31 Aug 2011

Hi gurus, I will buy a condo in my wife's name. But is it possible for me and her to take bank loan and service it. Also, if i were to be declared bankrupt in 2-3 years time, how will this impact the financing portion? Remember, i dont...

0 • 764 views 1 Answer

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