Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Lynn in Home Financing

asked on 19 Apr 2012

Hi, I am trying to do a comparison between going for bank loan or hdb loan for my 2nd flat. Any guru able to advise me on this? My current flat was fully paid and estimated profit will be $300k in cash. I am undecided should I go for...

0 • 878 views 3 Answers

Cynthia in Home Financing

asked on 19 Apr 2012

I have 3 young children and planning to sell my 3 room flat to upgrade to 4 room. I need a loan (50k)from HDB. But my co-owner has bad credit bureau report. What is the chance of getting a loan from HDB in this case. If not what other options...

0 • 806 views 2 Answers

Leonard in Home Financing

asked on 19 Apr 2012

Hi gurus, I'm married with 1 child. My wife and I are both 1st timers. We are looking at purchasing a place near our parents. We have a combined monthly gross of around $5k. How much grant can we have for resale or BTO?

0 • 491 views 1 Answer

Leonard in Home Financing

asked on 19 Apr 2012

Hi gurus, I'm married with a child. My wife and myself are 1st timers. We are looking for a BTO nearby our parents place. Total gross income is around $5k. Total CPF is around 40k. How much grant will we be able to get? If we are unable to get...

0 • 339 views

Anonymous in Home Financing

asked on 19 Apr 2012

Can the COV for a Resale HDB be provisioned and paid under the bank loan ?

0 • 418 views

Julius Eben Ntinda in Home Financing

asked on 18 Apr 2012

I am a Namibian currently in Malaysia till mid May 2012. I own a Real Estate close corporation and want to make joint-ventures with foreign investors. I have plans to develop townhouses and i need capital.

0 • 436 views 1 Answer

Tay in Home Financing

asked on 18 Apr 2012

Hi Gurus, We need advise on our finance situation and what are the options for my family if we want to buy a 2nd propery. We are husband and wife both working, age 35 yrs old, combine monthly income $11k. We have around $240k in saving,...

0 • 643 views

Teo in Home Financing

asked on 18 Apr 2012

can i apply for a bank loan to buy a resale flat as i was discharged from bankruptcy, i am thinking of selling my 3 rm at circuit rd and upgrade to 5 rm in geylang area

0 • 865 views 1 Answer

Sainathan in Home Financing

asked on 18 Apr 2012

Hi, I own 4 room HDB apartment at 14th floor in Blk 290A Bukit Batok street 24. I am planning to sell my current unit and get a 4 room or 5 room apartment near Bukit batok MRT. Could you please advise the expected money for agent fee, legal...

0 • 2243 views 10 Answers

Christine in Home Financing

asked on 18 Apr 2012

I paid option fee for a new condo. Do I have to Sell my existing 5 room HDB bought in 1998 and Loan fully paid

0 • 450 views 2 Answers

Anonymous in Home Financing

asked on 17 Apr 2012

what is stamp duty for 4 room

0 • 713 views 1 Answer

Condo or HDB in Home Financing

asked on 17 Apr 2012

I owe a HDB flat, and intends to sell it to get a resale condo, in the west area, budget of $700 K to $600 K, Is it possible to do a contra, and how about bank loan. Hope to get a loan of about 200K. Is this possible? Thank you

0 • 564 views 2 Answers

Desprate upgrader in Home Financing

asked on 17 Apr 2012

I am staying at 5rm HDB unit and thinking to upgrade to EC. I still have outstanding loan to HDB, however I am able to pay off the loan using my CPF money now. But if I use the money, I will not have enough money for my down payment of the new...

0 • 471 views 2 Answers

mdm su in Home Financing

asked on 17 Apr 2012

hi, pls adv if bank can approve the loan in principle if i had bad credit record?

0 • 770 views 3 Answers

Anonymous in Home Financing

asked on 15 Apr 2012

Hello Gurus, I am looking to buy a cluster and I currently service a HDB loan. My intention is to sell my HDB and use the funds for the cluster downpayment. Understand that I have to pay 40% downpayment for this new house if I have not sold my...

0 • 392 views

Poh choo in Home Financing

asked on 14 Apr 2012

I still have outstanding hdb loans and have plans to buy a condo for investment. If I were to combine names with my auntie who does not owns any flat, how many percent does the bank will offer. 60 or 80 percent.

0 • 430 views

hits in Home Financing

asked on 13 Apr 2012

If I sell or surrender my flat to HDB, then can I buy second house (HDB or Condo) with 20 percent downpayment ? I understand that if your are already owning first house, then downpayment is 40 percent for second house. However do I still have to...

0 • 2033 views 4 Answers

10% stamp duty in Home Financing

asked on 13 Apr 2012

Does the 10% stamp duty apply if one is a PR of Spore but living permanently abroad? And 10% of sale price or what?

0 • 787 views

Foreginer-in-singapore in Home Financing

asked on 12 Apr 2012

I make more than enough money to pay monthly mortgage up to 6k a month. But I can only afford no more than 10% downpayment. What should I do?

0 • 536 views

AT in Home Financing

asked on 12 Apr 2012

What are the recommended ways to obtain the upfront 5% + 15% down payment? Any over trade like car loan out there?

0 • 478 views

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