Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Yugeshwran in Home Financing

asked on 21 Apr 2012

Both me and my wife are PR, can I use savings in my CPF special account to buy a resale flat if the savings in Ordinary account is not enough?

0 • 497 views 1 Answer

KFC in Home Financing

asked on 20 Apr 2012

Hello gurus. For completed private properties, the 3% stamp duty would have to be paid by cash within 14 days from date of excercise. CPF can be used ( refund back to buyer ) ONLY upon completion ( could be 10 weeks from excercise ) Can...

0 • 390 views 1 Answer

Jen in Home Financing

asked on 19 Apr 2012

May I understand what is the cash upfront ,procedure and payment terms if I were to buy a tenanted commercial property? Do I get to collect the rent after I exercised the options to purchase? If not, what's next? What kind of protection do I have?...

0 • 737 views

Lynn in Home Financing

asked on 19 Apr 2012

Hi, I am trying to do a comparison between going for bank loan or hdb loan for my 2nd flat. Any guru able to advise me on this? My current flat was fully paid and estimated profit will be $300k in cash. I am undecided should I go for...

0 • 885 views 3 Answers

Cynthia in Home Financing

asked on 19 Apr 2012

I have 3 young children and planning to sell my 3 room flat to upgrade to 4 room. I need a loan (50k)from HDB. But my co-owner has bad credit bureau report. What is the chance of getting a loan from HDB in this case. If not what other options...

0 • 807 views 2 Answers

Leonard in Home Financing

asked on 19 Apr 2012

Hi gurus, I'm married with 1 child. My wife and I are both 1st timers. We are looking at purchasing a place near our parents. We have a combined monthly gross of around $5k. How much grant can we have for resale or BTO?

0 • 494 views 1 Answer

Leonard in Home Financing

asked on 19 Apr 2012

Hi gurus, I'm married with a child. My wife and myself are 1st timers. We are looking for a BTO nearby our parents place. Total gross income is around $5k. Total CPF is around 40k. How much grant will we be able to get? If we are unable to get...

0 • 342 views

Anonymous in Home Financing

asked on 19 Apr 2012

Can the COV for a Resale HDB be provisioned and paid under the bank loan ?

0 • 421 views

Julius Eben Ntinda in Home Financing

asked on 18 Apr 2012

I am a Namibian currently in Malaysia till mid May 2012. I own a Real Estate close corporation and want to make joint-ventures with foreign investors. I have plans to develop townhouses and i need capital.

0 • 438 views 1 Answer

Tay in Home Financing

asked on 18 Apr 2012

Hi Gurus, We need advise on our finance situation and what are the options for my family if we want to buy a 2nd propery. We are husband and wife both working, age 35 yrs old, combine monthly income $11k. We have around $240k in saving,...

0 • 644 views

Teo in Home Financing

asked on 18 Apr 2012

can i apply for a bank loan to buy a resale flat as i was discharged from bankruptcy, i am thinking of selling my 3 rm at circuit rd and upgrade to 5 rm in geylang area

0 • 866 views 1 Answer

Sainathan in Home Financing

asked on 18 Apr 2012

Hi, I own 4 room HDB apartment at 14th floor in Blk 290A Bukit Batok street 24. I am planning to sell my current unit and get a 4 room or 5 room apartment near Bukit batok MRT. Could you please advise the expected money for agent fee, legal...

0 • 2244 views 10 Answers

Christine in Home Financing

asked on 18 Apr 2012

I paid option fee for a new condo. Do I have to Sell my existing 5 room HDB bought in 1998 and Loan fully paid

0 • 454 views 2 Answers

Anonymous in Home Financing

asked on 17 Apr 2012

what is stamp duty for 4 room

0 • 717 views 1 Answer

Condo or HDB in Home Financing

asked on 17 Apr 2012

I owe a HDB flat, and intends to sell it to get a resale condo, in the west area, budget of $700 K to $600 K, Is it possible to do a contra, and how about bank loan. Hope to get a loan of about 200K. Is this possible? Thank you

0 • 565 views 2 Answers

Desprate upgrader in Home Financing

asked on 17 Apr 2012

I am staying at 5rm HDB unit and thinking to upgrade to EC. I still have outstanding loan to HDB, however I am able to pay off the loan using my CPF money now. But if I use the money, I will not have enough money for my down payment of the new...

0 • 472 views 2 Answers

mdm su in Home Financing

asked on 17 Apr 2012

hi, pls adv if bank can approve the loan in principle if i had bad credit record?

0 • 776 views 3 Answers

Anonymous in Home Financing

asked on 15 Apr 2012

Hello Gurus, I am looking to buy a cluster and I currently service a HDB loan. My intention is to sell my HDB and use the funds for the cluster downpayment. Understand that I have to pay 40% downpayment for this new house if I have not sold my...

0 • 394 views

Poh choo in Home Financing

asked on 14 Apr 2012

I still have outstanding hdb loans and have plans to buy a condo for investment. If I were to combine names with my auntie who does not owns any flat, how many percent does the bank will offer. 60 or 80 percent.

0 • 432 views

hits in Home Financing

asked on 13 Apr 2012

If I sell or surrender my flat to HDB, then can I buy second house (HDB or Condo) with 20 percent downpayment ? I understand that if your are already owning first house, then downpayment is 40 percent for second house. However do I still have to...

0 • 2041 views 4 Answers

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