Morning,
This is an open ended question. Firstly, it would depend on your current unit's value in the market and the upcoming unit that you had your eyes on. Secondly, your credit and income status, your current age and how much CPF you have will also affect the cash component. Lastly, whether you are taking HDB or bank loan or paying full by cash can make a vast difference in the repsonse.
Do feel free to contact me for further discussion.
Regards
Mike Lim
96929209
ERA
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