Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

caroline in Home Financing

asked on 10 Feb 2013

Hi property guru, pls advice, i sold my 4 room flat last year due to some financial problem, trying to get loan from HDB ,but HDB refused to increased my loan amount to qualify me for a 3 room flat.what they are giving is probably enough for 2...

0 • 573 views

Single buy resale HDB fully paid and Condo? in Home Financing

asked on 10 Feb 2013

I am single Singaporean Citizen above 35 years old. I have not purchased any property before. Can I now buy a HDB resale 4 room flat, have it paid fully and then buy a resale condo with minimum loan from bank?

0 • 692 views 1 Answer

Anonymous in Home Financing

asked on 5 Feb 2013

Hi,we are married sc intend to sell our 5 room flat before buying EC,we are worried that we're unable to get enough loan from banks for 3 bedroom EC,our household income is less than 5k.any other ways/chances to increase the max bank loan?

0 • 436 views 1 Answer

Ms. J. L in Home Financing

asked on 5 Feb 2013

my current hdb is own by my parents and myself and hence i can't get my own hdb or ec with my name. even for private, my loan will only be 50%. i'm not intending to sell off my current hdb. question : with my bf income of $4k per month, good...

0 • 556 views

Anonymous in Home Financing

asked on 4 Feb 2013

we are married sc,we have 100k cash and 100k cpf,what is the total household monthly income needed to purchase 800k EC?

0 • 488 views 1 Answer

Zainin in Home Financing

asked on 3 Feb 2013

Hi, I bought a unit cost $475k. How much is the stamp duty and can it be paid by cpf? What other cost incur on the first appt? Can all the cost incur be paid by cpf? Btw, I intend to take a bank loan.

0 • 434 views 1 Answer

Anonymous in Home Financing

asked on 3 Feb 2013

May I know if we can use 2 different banks for EC housing loans for monthly payment, in case the max loan of one bank is not enough?

0 • 691 views 2 Answers

Lee in Home Financing

asked on 3 Feb 2013

I am a Singapore Citizen and I am planning to purchase a private property with my sibling, who is a Singapore PR. Based on the new stamp duty regulations, PRs will attract an ABSD of 5% of the property price. My question is, for example, if the...

0 • 555 views 2 Answers

Anonymous in Home Financing

asked on 2 Feb 2013

after selling our flat,we have 100k cash and 150k cpf,our total combine monthly income is 4k,we are married sc,thinking of buying EC 3 bedroom unit,roughly,what is the maximum loan we are able to get?thks

0 • 682 views 2 Answers

sailaja in Home Financing

asked on 2 Feb 2013

i am an SPR. Can i use ABSD 5% from my CPF ordinary account

0 • 587 views 1 Answer

Anonymous in Home Financing

asked on 31 Jan 2013

Hi Property guru expert, need some advice on my situation. Currently, I co-owned a 5rm flat with my wife which will MOP this Year. We are thinking of selling it and upgrade to a 2 bedroom EC in the same area. However, recently my wife just deliver...

0 • 707 views 4 Answers

Buntar01 in Home Financing

asked on 30 Jan 2013

I am a Singaporean married to a foreigner. We have 2 children (Singapore citizens) below 8 years of age. We could not apply for a new HDB unit as my husband’s income exceeds the income ceiling. He could not apply for PR as he works for his...

0 • 757 views 1 Answer

Ajay in Home Financing

asked on 29 Jan 2013

Hi what is the interest rate for homeloan?

0 • 410 views 1 Answer

Jen in Home Financing

asked on 29 Jan 2013

Hi Guru My husband and I are both undischarged bankrupts. We intend to sell of our hdb resale flat and purchase a hdb direct flat. My question is, will HDB still grant us HLE considering our status? Will the loan be at a much lesser amount?...

0 • 758 views 2 Answers

Anonymous in Home Financing

asked on 29 Jan 2013

Hi Guru, is it possible for my hubby to apply for private condo bank loan with me as the guarantor? He does not have property and I have an existing House loan. Our total income around 9K.

0 • 429 views

Anonymous in Home Financing

asked on 29 Jan 2013

We are both married SC income 4K selling our 5 room flat.After selling,we have 150K CPF ,100K cash to spent for our new home.Any advise how much is the max price if we want to buy a new EC? preferably 3 bedroom.

0 • 453 views 3 Answers

Buying a third property in Home Financing

asked on 28 Jan 2013

If i intend to purchase a third property in the region of $1 m, what will be the stamp duty tax, the cash component and the loan allowable? Thank you .

0 • 434 views

Mr. Bharat Raj in Home Financing

asked on 28 Jan 2013

how non residents can get loan to buy a condo in Singapore? Is the Home loan available in singapore or country of resident? What is the procedure?

0 • 527 views

Canadian in Home Financing

asked on 27 Jan 2013

How non residents can get loan in singapore? is there any procedure?

0 • 298 views 1 Answer

Ms. Cherry Wang in Home Financing

asked on 27 Jan 2013

Must I have the Letter of Offer for home loan BEFORE I can sign the S&P agreement (means exercise the OTP)? PS: I am buying a uncompleted new condo from developer. I know that the HDB has the rule that a Letter of Offer is required for...

0 • 3753 views 5 Answers

Home Financing

Sort by

Still looking for answers?

Get advice from our community of experts