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Hi everyone,

I'm turning 35 soon and planning to get a resale HDB. I recently found a partner and she is a Singapore Permanent Resident (SPR). She currently owns a private property (local) under her name. We have no immediate plans to marry, but we want to know the implications if our plans change 2–3 years down the road.

My Questions:
1. If I buy the HDB now as a single and we get married in 3 years (while I'm still in my MOP), does HDB force her to sell her private property immediately?
2. Does she legally have to be added to my HDB records as an "essential occupier" once we are married? If she is an occupier, does HDB’s rule against private property ownership apply to her too?
3. Is it better for me to stay a "Single Owner" as long as possible? Are there any legal complications if we stay in my HDB together but remain unmarried for a while?
4. If she eventually sells her private property to join me in the HDB, is there a 15-month wait-out period I should be worried about?
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1 Answer

Good day to you.

The straightforward answer to Questions 1 and 2 is YES. If you secure an HDB unit under the Single scheme and then decide to get married, you will need to add your spouse as an essential occupier. However, this means she must sell her private property before she can be officially added as an essential occupier. Therefore, remaining single until you have fulfilled the Minimum Occupation Period (MOP) is the best option.

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