Asked by Anonymous
Hi all, seeking advice from those familiar with HDB and divorce-related housing matters.
I am divorced but still co-own and live in a fully paid 4-room HDB flat with my ex-husband. I am in my late 40s, currently working, and would like to move out and purchase another HDB flat with my 20-year-old son.
I am considering BTO, Sale of Balance Flat, or resale, and I am not open to renting.
My ex-husband is 56 years old and has started receiving CPF payouts. He has said that he does not have sufficient cash or CPF to buy a new or resale HDB. Although the current flat is fully paid, he does not have enough CPF to refund me the CPF amount I used for this flat, so a transfer of full ownership to him is currently not possible.
To note, the final divorce agreement stated that he is to refund me the CPF amount I used for this flat. However, he is currently unable to do so.
Selling the flat could be an option, but my ex-husband refuses to sell as he says he has no alternative housing. Our other son, who is 26 years old, will continue staying with him.
Given this situation:
Does the divorce agreement requiring CPF refund affect the possible solutions available?
Is there any way for me to purchase another HDB flat and move out without forcing a sale of the current flat?
Or would enforcing the sale or court order be the only realistic option under HDB rules?
Appreciate any advice, guidance, or sharing of similar experiences. Thank you.
I am divorced but still co-own and live in a fully paid 4-room HDB flat with my ex-husband. I am in my late 40s, currently working, and would like to move out and purchase another HDB flat with my 20-year-old son.
I am considering BTO, Sale of Balance Flat, or resale, and I am not open to renting.
My ex-husband is 56 years old and has started receiving CPF payouts. He has said that he does not have sufficient cash or CPF to buy a new or resale HDB. Although the current flat is fully paid, he does not have enough CPF to refund me the CPF amount I used for this flat, so a transfer of full ownership to him is currently not possible.
To note, the final divorce agreement stated that he is to refund me the CPF amount I used for this flat. However, he is currently unable to do so.
Selling the flat could be an option, but my ex-husband refuses to sell as he says he has no alternative housing. Our other son, who is 26 years old, will continue staying with him.
Given this situation:
Does the divorce agreement requiring CPF refund affect the possible solutions available?
Is there any way for me to purchase another HDB flat and move out without forcing a sale of the current flat?
Or would enforcing the sale or court order be the only realistic option under HDB rules?
Appreciate any advice, guidance, or sharing of similar experiences. Thank you.
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