You need to decide on the lawyer before resale submission, which is after the OTP is exercised. But it is always better to prepare in advance.
If you intend to get a housing loan from a financial institution, you must have a valid Letter of Offer before you exercise the OTP.
It sounds like you might be DIY-ing the purchase without the help of an agent, which might be quite risky.
I'm a Harvard graduated real estate agent with a degree in economics, and have supported clients on more than $1 billion in transactions. I can help with sourcing, viewing, own-stay & investment analysis, market comparatives, timeline planning, safe entry pricing and more.
Let me know if you need help! We can connect via whatsapp or email:
Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585
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