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Hi
As you have not enjoyed any grants, you will be considered a first timer should you sell and purchased another HDB. If you are talking about resale, you will be eligible for family grant lesser $10k usual amount as your wife is a PR ($40k for 4 room and below and 30K for 5 room and above), EHG grant (according to your household pay and assessment will be same as 'all Singaporean household') and PHG grant if eligible ($30k for living with parents and $20k for living near parents). If you are buying a BTO, you are only eligible for EHG grant and does not have to pay any resale levy. I am well specialised in HDB transactions. Do contact me at 93375051  for a free and non obligatory discussion on this.

Regards
Mohammad Taufik Bin Hussein
CEA Reg No: R061607B
Contact No: 93375051 
ERA Realty Network Pte Ltd Read More

Good evening Sir,

Do you meant grants that are applicable to you when you buy a resale HDB next year?

There are 3 grants applicable to first timer: CPF Housing grant, Enhanced housing grant and proximity grant.

Income must be up to $14k to be eligible for CPF housing grant:
If up to 4rm: $40k.
If 5rm and above: $30k

Enhanced housing grant will varies up to income ceiling $9k.

Proximity grant up to $30k if you decide to stay near or with your parents.

Btw do take note that if you decide to take up HDB loan for your next HDB, you need to set aside 50% of your sales proceeds and use all your CPF OA funds to reduce the loan.

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!
Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner

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Hi,

1) I think you are referring to the "Top-Up" grant.
2) This grant is only applicable when you had applied and received the Single grant during your purchase with your non-citizen spouse. Thus for now you are not eligible for it.
3) You may read more details under this link:
https://www.hdb.gov.sg/cs/infoweb/application-for-cpf-housing-top-up-grant/get-help

4) But don't worry that you have lost out on the benefit, because If you wished to take advantage of the govt subsidy I would suggest you upgrade to a bigger flat to enjoy the benefit of a family grant ($40k), EHG (up to $80k), and the possibility of the proximity grant ($20K).
5) This Top-Up grant is just a subsidy to complement the amount you didn't get with a non-citizen spouse. It does not add up more than the normal grant you are applying for a new purchase.
6) In fact, you can also consider buying a BTO since your spouse obtained her SPR status. You are still considered a 1st timer who has a higher chance of getting a BTO.

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Dear Sir,

If you have not utilised any grant before, you will be considered as a first timer and therefore you will be eligible for the First Timer Grant (up to $40,000), Enhanced Housing Grant if your household income is less than 9k monthly and Proximity Housing Grant of 20k if you are moving to stay within 4km from your parents.

I have assisted many of my clients in the same situation as you to upgrade to a bigger flat. Please feel free to contact me so that I can understand your situation better and more importantly work out the timeline and finances for you before we proceed.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com
SEAA Salespersons Achievement Platinum Award 2020

Visit my website to get to know me better:
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I write to commend Nick Tan (R040814C). When my husband and I first met Nick, we were impressed by his drive, commitment, business acumen and strategical thinking, and decided to engage him. We were not disappointed. Nick sourced for prospective quality buyers in a targeted methodical fashion and was effective in connecting us with serious buyers, notwithstanding the fact that the search primarily took place over Dec – Feb (a traditional lull period). Throughout the transaction, he also gave us helpful advice in various aspects; the advice reflected his personal experience and expertise and was not simply regurgitated from public sources without any value-add. Further, Nick went beyond the call of duty of a competent professional. He had a sense of humanity in the way he interacted with myself and the other parties to the transaction such as my parents. As an example, my newborn daughter was warded into A&E on the completion date of the transaction; the care and concern that Nick showed went beyond the scope of work of an estate agent. I commend Nick for his capabilities and character, and would certainly wish to engage him for future property transactions.
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“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
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