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Geryl Lim
Replied
The difference is if you are single, you do not have a foreign spouse. If you are married with a foreign spouse and intend to be rooting in Singapore, your spouse should have a long term visa to stay in Singapore and you will apply to purchase under the non-resident family scheme.

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

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Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More
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  • PC
    Replied
    Hi Geryl Lim, thanks for the answer. Let me add more context here. I have a foreigner fiancee and we are looking to get a HDB. But we are not sure if we should purchase the HDB under the single scheme (I'm over 35) or non citizen spouse scheme (have to wait after ROM and register her as occupier). What are the main differences in the terms of the eligibility other than hdb loan and grant?
Taufik Hussein
Replied
Hi

For single scheme, you need to be 35 and above (age) to purchase a HDB. There is no such requirement for foreign spouse scheme. However the tricky part will arise if you have already been married with a foreign spouse and wanted to purchase under singles scheme. HDB might not allow that as spouses have to be named as an occupier. I am specialised in HDB transactions and have experienced serving customers purchasing under both singles scheme and foreign spouse scheme. In addition, a vast majority of my buyer managed to secure a HDB without incurring any COV despite the seller market situation nowadays. Do contact me at 93375051  for a free and non obligatory discussion on this.

Regards
Taufik Hussein
Marketing Director
ERA Realty Network Pte Ltd
CEA Reg No: R061607B
Contact No: 93375051  Read More
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Geryl Lim
Replied
Hi Pok Chuen,

I was unable to reply to the thread earlier therefore responding to you here. You can read up more on housing grants here https://www.hdb.gov.sg/residential/buying-a-flat/flat-and-grant-eligibility/couples-and-families. As only Singapore citizens are eligible to get the housing grant, it does not seem to have any difference to which scheme you purchase the HDB under.

Nevertheless, the best person to answer you will be HDB and CPF themselves.

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

-----

Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore

Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

-----
Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More
1
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