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Hi as Tyna has already said, you cannot buy a newly TOP EC, your option is to buy a resale EC, or one that has TOP for 5 years or more. But before you commence any property search a thorough understanding of your financials is necessary. This is to ensure that you do not incur any ABSD, or are qualified to buy, and what is the highest amount that you can loan etc. So all these are major considerations when purchasing a property. Cheers, Yian Tay Associate Team Director Powerful Negotiators Propnex Realty Pte Ltd R027190C Mobile: 82884499  Read More