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Good evening,

Sorry to hear about your family situation. You should try appealing and obtain feedback directly from HDB. Do be mindful that all appeals are based on case by case basis especially you only fulfilled 20% of your 5 years MOP.

You probably can appeal to sell your existing 4RM and get a bigger HDB. If you sell your existing HDB within 3 years holding period, seller's stamp duty will be applicable.

Best regards,

YT Tan
Property Kaki
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Good morning O,

Sorry to hear about the situation in your family. No one can advise on the probability as each case is considered by its own merits. Even if you have a precedent case being approved or rejected, your appeal results may not be the same. Whichever the case, as long as this is a genuine case of needs, do go ahead and put up your appeal. Do take note that in the event that your case is approved, should your property be sold in under 3 years from purchase, Seller's Stamp Duty can also be applicable, depending on when your property is being sold.

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Warmest regards,
Geryl Lim
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Hi, appreciate your sharing. Plan to keep the HDB and purchase a private property? Or wish to upgrade to larger private property?
Able to share the templates with you anytime
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex Read More

Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, as it is just 1 year the chance is very slim but at least it is worth trying.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi Do contact me at 97970200  to understand more and discuss

Mark, your RIGHT choice
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My Answer with regards to your Question:

The likelihood of an appeal to purchase a private property by your husband during the Minimum Occupation Period (MOP) of your current HDB flat depends on various factors, including your specific circumstances and the discretion of the authorities reviewing the appeal. Here are some considerations:

Valid Reason for Appeal: Your appeal for purchasing a private property should be supported by a valid and compelling reason, such as medical needs, family circumstances, or other special considerations. Your mother's health condition and the need for a maid to assist with caregiving could be considered valid reasons for seeking a larger accommodation.

Documentation and Evidence: Provide comprehensive documentation and evidence to support your appeal. This may include medical reports or letters from healthcare professionals confirming your mother's health condition and the necessity of a larger living space to accommodate caregiving arrangements.

Financial Capability: Demonstrate your financial capability to afford and maintain a private property. This includes providing details of your household income, savings, and any existing financial commitments. A stable financial position can strengthen your appeal.

I am Sorry that This platform does not allow me to direct contact you.

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Hi,

1) I doubt you stand a chance to keep your HDB flat while buying a private residential property during the MOP.
2) The rationale of the HDB position is those who can afford a private residential property should give way to the less fortunate.
3) The HDB might approve your appeal to sell rather than keep and buy.
4) The SSD (Seller Stamp Duty) for the HDB only starts on the date of key collection. So you will be subject to an 8% SSD if you sell your HDB in the 2nd year of your MOP.
5) As of the current situation, the HDB still needs a lot of new flats for those queuing for BTO. So very likely the HDB will take back your BTO based on 90% of your purchase price.
6) So, you must be clear that you intend to sell in the open market rather than just stating you wish to sell.
7) You are to attach all relevant documents such as medical records, particulars of your mum, etc, so that the HDB can expedite your appeal.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
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Hi Mdm,

Sorry to hear about your family's situation. I hope things will turn out well for you.

Honestly, the appeal is likely to fail. If there's some possibility, HDB will likely ask you to surrender your flat, and "approve" you to purchase another bigger HDB flat. It is highly unlikely they will allow you to purchase a private property too.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
+65 97 48 63 05
PropNex Realty Read More

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