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Hi

Let's presume you are eligible for 80% loan.

15% CPF $52,500
Stamp & Legal Fees (CPF) $15,000
5% CASH $17,500
Agent's fee is 1%+GST of purchase price
Other miscellaneous fees $500

Having said that, it will be advisable to get a banker to speak to you regarding your loan.

Feel free to contact me if you require further assistance.

Thank you.

Angela Chua
Propnex Realty Pte Ltd
H/P: 9323 3330  Read More

Hi, once both of you fulfill 3 years PR, you will be eligible to purchase resale HDB flat. Please drop me an email, I will send you the cost break down of the purchase.

best regards

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Evening,

Being SPR for 3 years or more allows you to purchase resale HDB unit. You can utilize all available CPF OA for the purchase and if this is lacking, you can top it up with cash. Stated below is the brief breakdown, based on purchase of $350k and 80% loan.

1) 5% cash down payment: $17500
2) 15% CPF down payment: $52500
3) 5% ABSD: $17500 (payable by cash)
4) Standard stamp duty and legal fee: $7800 (payable by CPF OA)
5) Misc Charges: $500
6) Commission Payable: $3800

You will require around $40k cash, provided you have sufficient CPF OA to cover the 15% down payment and 3% standard stamp duty + legal fee.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

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