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My understanding is that the 5% ABSD will be applicable as the ABSD waiver is for first matrimonial home where both needs to be owners of the property for the remission of ABSD to apply.

You may wish to check with IRAS for a more accurate answer.

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I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Good day to you.

In the context of purchasing an HDB flat, it’s essential that the principal applicant is a Singapore citizen and at least 21 years old. Additionally, it’s worth noting that the Additional Buyer's Stamp Duty (ABSD) does not apply to properties meant for matrimonial homes.

With this information in mind, I believe your concerns have been effectively addressed.

Let’s join forces and work towards making your dream of homeownership a reality!
Navigating a property transaction can be complex, especially with major life events. As a seasoned property consultant with 15 years of experience, I provide informed guidance on complex property matters.

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Hi, appreciate your sharing. Propose to write or email to IRAS to double check.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi

SPR cannot be sole owner of hdb, so you have to apply with SC citizen as owner and SPR as occupier if you want to do the owner occupier approach. ABSD remission is possible if its the first matrimonial home, but you have to produce the marriage cert within the stipulated period.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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We want to convey our thanks to Ivan, who helped us find our first home. Ivan was very responsive when we first met, and took time to understand our needs and requirements for our first home. He helped us narrow down our criteria and gave us good advice on how to structure our mortgage as well. He also made a great recommendation of an area we never thought of, and it was where we eventually bought our home. We appreciate Ivan's thoroughness in pros and cons of all our options that we viewed. We never felt pressured or rushed to make a decision. In fact, Ivan gave honest and useful inputs on the considerations of acting immediately or waiting. All in all, it was a very smooth experience and we ate very happy with the unit we bought. Thank you very much, Ivan!
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1. To buy an HDB flat, the main applicant must be a Singapore citizen who is at least 21 years of age.
2. ABSD does not apply when the property is bought as a matrimonial home.
3. With these rules clarified, the path forward looks clear for your home purchase journey.
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