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Hi Ms. Renuka,

May I know you are referring to resale or under construction projects? Important thing will be to work out the finances and get an indicative loan amount first so you have an idea your preferred price range. Also may I have your key requirements so to make better recommendations? Thanks and hope to discuss your plans further.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Hi Ms Renuka

You are to know your financial status for loan size and other area of consideration. Do you want to call me at 97508318  for a chat and let me guide you along. or write to me at silviac@singnet.com.sg for more info.

silvia Chua
ERA Read More

Good afternoon Renuka,

I can forward you a flowchart for a typical private residential property purchase so you can use it as a reference.

Btw to kick start a house hunting, it will be best to speak to my banker first so he can advise you on your in principle approval. From there, you will have an idea how much loan can you obtain.

Probably do share with me more on your finances (CPF OA funds and cash) so I will be able to advise you with a drafted financial plan.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More

Hi Ms Renuka,
To purchase a private condo, recommended procedures are,
- get IPA for bank loan
- find the right property, can be resale or under construction (new launch project)
- engage a law firm
- assumed bank loan is up to 80% of the purchase price, prepare 20% for the initial down payment
- prepare 3% for stamp duty and 15% for ABSD
- prepare legal fee for the law firm

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi Ms Renuka, perhaps you may wish to check with my banker with regards to the loan eligibility first alright? So that you would know what is the max purchase price that you could consider. Pls feel free to let me know if you wish to have any banker's contact or require any other assistance.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi Ms Renuka,

Good evening!

Saw your query but it is a rather wide scope that need to be covered since you are not specific enough in your question.

If you do not have any real estate salesperson in mind to work with, you might want to start talking to some of them. You need to judge for yourself if you are comfortable to get them to assist you to source for a property ie not feel pressurize. Both of you ought to be able to communicate with each other and the salesperson understands your needs and provide suitable advise or information with regards to property related matters.

You also need to speak to a mortgage banker to discuss about your housing loan ie how much you can obtained.

Briefly at this stage, your question is not specific enough because :
(1) What type of condo are you looking at? Private or executive condo?
(2) New launch, sub sale or resale?
(3) Your current status? Singaporean, PR or foreigner? Single or married?

So, do pen down your thoughts and post the questions to the salesperson that you would like to appoint to represent you.

Best regards,
Chin TW
DTZ Property Networks Pte Ltd
Mobile : 91854434 
Email : ctw4393@yahoo.com.sg Read More

Hi,

The first step forward is definitely the loan eligibility to asses the loan quantum, after which I will be in a better position to construct the financial computations & progressive payment to ascertain which residence options will value add your property portfolio.

To add, there is no agent fees involved and I will walk you through the entire process step by step ; from shortlisting to negotiation to paperwork to admin/legal matters and more! Do visit my website for my latest awards and testimonials @ www.kumarrai.com. Thanks!

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)

#1 team of ERA in Singapore, Asia Pacific International for 2014.

ERA 2015 Q1 Top Achievers (Top1% of ERA)
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group
2015 Feb/ April/May/June/ July/ August ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ Overall 2014 ERA Top Achievers Read More

Hi there Ms Renuka,

There are many procedures involved, here it is briefly.

-Assess needs for purchasing of properties
-Financial calculation
-Bank loan eligibility and loan amount
-House hunting
-Negotiation of price
-Paperwork
-Handing over of house
-Post sales activities

However, it will be best to engage a trusted realtor partner to help you out.

Hope this helps!

John Tan YS
ERA Realty Network Pte Ltd
R012788H
facebook.com/johntys
powersginvest.com
 +65 9633 8431  Read More